Northpointe Bancshares (NPB) FCF Margin (2024 - 2025)
Northpointe Bancshares (NPB) reported FCF Margin of -44.17% for the quarter ended Dec 31, 2025, down 65.87 percentage points from 21.70% a year earlier and down 183.44 percentage points from the prior quarter.
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Analysis
Northpointe Bancshares (NPB) FCF Margin (2024 - 2025) Analysis & Trends
For the year ended Dec 31, 2025, Northpointe Bancshares posted FCF Margin of 17.18%, up 7.16 percentage points from the prior year.
- By year, FCF Margin came in at 10.02% in the year ended Dec 31, 2024 (-245.40 pp) and 255.42% in the year ended Dec 31, 2023.
- Five-year quarterly FCF Margin spans a low of -124.57% in the quarter ended Jun 30, 2025 and a high of 139.27% in the quarter ended Sep 30, 2025.
- Year over year, FCF Margin gained in two of the last four quarters, with an average year-over-year change of +11.45 percentage points.
- Per Business Quant data, the three quarters before the quarter ended Dec 31, 2025 came in at 139.27% (quarter ended Sep 30, 2025), -124.57% (quarter ended Jun 30, 2025) and 101.58% (quarter ended Mar 31, 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 29.95% |
| 10 | Northpointe Bancshares | 503.51 Mn | -1.37 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -44.17% |
| Sep 30, 2025 | 139.27% |
| Jun 30, 2025 | -124.57% |
| Mar 31, 2025 | 101.58% |
| Dec 31, 2024 | 21.70% |
| Sep 30, 2024 | 82.40% |
| Jun 30, 2024 | -74.39% |
| Mar 31, 2024 | -3.41% |
API Access
Northpointe Bancshares FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=NPB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "NPB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=NPB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();