Northpointe Bancshares (NPB) Asset Utilization Ratio (2024 - 2025)
Northpointe Bancshares (NPB) posted Asset Utilization Ratio of 0.02 for Q4 2025, down 3.26% on a QoQ basis from 0.03 in Q3 2025, and up 5.59% year-over-year from 0.02 in Q4 2024.
Northpointe Bancshares (NPB) Asset Utilization Ratio (2024 - 2025) Analysis & Trends
Northpointe Bancshares' Asset Utilization Ratio history runs 2 years deep, the most recent figure standing at 0.02 for Q4 2025.
- Quarterly Asset Utilization Ratio rose 5.59% year-over-year to 0.02 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.02 (up 5.59% YoY) and the FY2025 annual result came in at 0.03, up 5.6% from the prior year.
- Asset Utilization Ratio was 0.02 for Q4 2025 at Northpointe Bancshares, down from 0.03 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.03 in Q3 2025 and bottomed at 0.02 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 0.01 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 19,858.44 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -424.53 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 0.02 |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 0.01 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.04 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 0.02 |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 0.04 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 0.03 |
| 10 | Northpointe Bancshares | 578.39 Mn | 81.93 Mn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.02 |