Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2025)
Northpointe Bancshares (NPB) posted Interest Coverage Ratio of 1.43 for Q4 2025, down 2.99% on a QoQ basis from 1.47 in Q3 2025, and up 12.44% year-over-year from 1.27 in Q4 2024.
Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2025) Analysis & Trends
Northpointe Bancshares' Interest Coverage Ratio history runs 2 years deep, the most recent figure standing at 1.43 for Q4 2025.
- Quarterly Interest Coverage Ratio rose 12.44% year-over-year to 1.43 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 1.46 (up 7.47% YoY) and the FY2025 annual result came in at 1.48, up 9.03% from the prior year.
- Interest Coverage Ratio was 1.43 for Q4 2025 at Northpointe Bancshares, down from 1.47 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.47 in Q3 2025 and bottomed at 1.27 in Q4 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Northpointe Bancshares | 574.71 Mn | 78.25 Mn | - | 1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.43 |
| Sep 30, 2025 | 1.47 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.27 |
| Sep 30, 2024 | 1.45 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.36 |