Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2026)
Northpointe Bancshares' Interest Coverage Ratio came in at 1.45 for the quarter ended Jun 30, 2026, down 1.6% from 1.47 a year earlier.
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Analysis
Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Northpointe Bancshares reported Interest Coverage Ratio of 1.48, up 4.2% year-over-year; for the year ended Dec 31, 2025, it came in at 1.48, up 9.0% from the prior year.
- Going back by year, Interest Coverage Ratio was 1.36 in the year ended Dec 31, 2024 (+7.1%) and 1.27 in the year ended Dec 31, 2023.
- The figure for the quarter ended Jun 30, 2026 represents the lowest quarterly Interest Coverage Ratio since the quarter ended Dec 31, 2024.
- Year-over-year, Interest Coverage Ratio increased in four of the last five quarters, with growth averaging 7.1%.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Northpointe Bancshares | 503.51 Mn | -1.37 Bn | - | 1.45 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.45 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.47 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.28 |
| Sep 30, 2024 | 1.45 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.36 |
API Access
Northpointe Bancshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NPB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "NPB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=NPB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();