Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2026)
Northpointe Bancshares' (NPB) quarterly Interest Coverage Ratio came in at 1.51 in Q4 2025, up 18.19% YoY from 1.28 in Q4 2024, and up 2.45% on a QoQ basis from 1.47 in Q3 2025.
Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Northpointe Bancshares (NPB) has 2 years of Interest Coverage Ratio data on file, last reported at 1.51 in Q4 2025.
- Quarterly Interest Coverage Ratio rose 18.19% year-over-year to 1.51 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 1.48 (up 9.03% YoY) and the FY2025 annual result came in at 1.48, up 9.03% from the prior year.
- Interest Coverage Ratio rose to 1.51 in Q4 2025, from 1.47 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.51 in Q4 2025 to a low of 1.28 in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.82 Bn | 97.82 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.22 Bn | 96.22 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.80 Bn | -144.29 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.10 Bn | -81.21 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.75 Bn | 57.07 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.71 Bn | 61.71 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.83 Bn | 26.10 Bn | - | 1.90 |
| 10 | Northpointe Bancshares | 597.88 Mn | 59.52 Mn | - | 1.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.45 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.47 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.28 |
| Sep 30, 2024 | 1.45 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.36 |