Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2025)
Northpointe Bancshares (NPB) reported Interest Coverage Ratio of 1.51 for Q4 2025, up 18.19% on a YoY basis from 1.28 in Q4 2024, and up 2.45% quarter-over-quarter from 1.47 in Q3 2025.
Northpointe Bancshares (NPB) Interest Coverage Ratio (2024 - 2025) Analysis & Trends
Northpointe Bancshares has reported Interest Coverage Ratio for 2 years, with the latest figure at 1.51 in Q4 2025.
- For the quarter ending Q4 2025, Interest Coverage Ratio rose 18.19% year-over-year to 1.51; the trailing twelve-month figure through Dec 2025 stood at 1.48 (up 9.03% YoY), and the FY2025 full-year result was 1.48, up 9.03% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 1.51, up from 1.47 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 1.51 in Q4 2025, with the low at 1.28 in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Northpointe Bancshares | 596.44 Mn | 99.98 Mn | - | 1.51 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.47 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.28 |
| Sep 30, 2024 | 1.45 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.36 |