Lake Shore Bancorp LSBK Income Statement (2024-2026)

NASDAQ LSBK
$18.71 +0.53 (+2.92%)
At close: Oct 22, 2026 · 4:00 PM EDT
Reported Financials

Lake Shore Bancorp Quarterly Income Statement

Periods 9 quarters
Latest Jun 2026

Lake Shore Bancorp reported revenue of $7.64M and net income of $2.17M for the quarter ended Jun 2026, up 10.4% year over year. This income statement covers 9 quarters of results from Jun 2024 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Revenue & Cost
Interest income
Interest income - Loans 7.69M7.73M7.70M7.75M8.47M8.19M8.35M8.23M8.46M
Interest Income - Debt Securities 0.41M0.41M0.39M0.38M0.37M0.37M0.36M0.35M0.35M
Interest Income - Deposits 0.65M0.72M0.50M0.23M0.27M0.79M0.75M0.47M0.58M
Interest Income - Total 8.75M8.85M8.59M8.37M9.11M9.35M9.46M9.06M9.39M
Interest expenses
Interest Expense - Deposits 3.37M3.32M3.14M2.84M2.95M2.97M2.79M2.37M2.47M
Interest Expense - Debt 0.17M0.14M0.10M0.05M0.03M0.02M0.01M
Interest Expense - Others 0.01M0.01M0.01M0.01M0.01M0.01M0.03M0.02M0.02M
Interest ExpensesInterest Expense 3.55M3.47M3.25M2.90M2.99M3.00M2.84M2.40M2.50M
Net interest income
Interest Income - Net 5.21M5.38M5.34M5.47M6.12M6.36M6.62M6.66M6.89M
Provision for Credit LossesProvisions -0.32M-0.41M-0.61M0.05M-0.29M0.04M-0.11M0.12M
Net Interest Income After ProvisionsNII After Provisions 5.49M5.61M5.95M5.42M6.12M6.62M6.58M6.77M6.77M
Non-interest income
Service Charges 0.29M0.28M0.27M0.24M0.27M0.28M0.27M0.25M0.27M
Card Income 0.21M0.21M0.20M0.19M0.20M0.20M0.19M0.18M0.20M
Bank-Owned Life Insurance IncomeBOLI Income 0.22M0.29M0.35M0.22M0.22M0.47M0.24M0.24M0.25M
Other Non-Interest Income 0.02M0.01M0.25M0.08M0.11M0.12M-0.02M0.03M0.03M
Non-Interest Income - Total 0.74M0.79M1.07M0.72M0.80M1.07M0.68M0.70M0.75M
Revenue 5.94M6.17M6.41M6.19M6.92M7.42M7.31M7.36M7.64M
Operating Items
Wages, Salaries and OtherWages 2.66M2.74M3.30M2.92M2.85M2.86M2.99M3.31M3.09M
Occupancy ExpenseOccupancy 0.68M0.68M0.65M0.68M0.62M0.63M0.67M0.72M0.64M
Technology and CommunicationsTechnology 0.45M0.44M0.45M0.46M0.46M0.51M0.50M0.36M0.43M
Professional Fees 0.40M0.36M0.36M0.31M0.25M0.30M0.27M0.26M0.27M
Marketing and AdvertisingMarketing 0.02M0.01M0.02M0.01M0.02M0.02M0.01M0.01M0.00M
FDIC Insurance 0.28M0.13M0.10M0.07M0.07M0.08M0.08M0.08M0.07M
Other Non-Interest ExpenseOther Non-Int. Exp. 0.42M0.45M0.39M0.43M0.36M0.45M0.40M0.39M0.37M
Operating ExpensesOpex 4.90M4.81M5.27M4.88M4.63M4.84M4.92M5.12M4.87M
Non-operating items
Non Operating Investment Income 0.05M0.07M
Net income details
EBT 1.33M1.59M1.75M1.26M2.30M2.85M2.35M2.35M2.65M
Tax ProvisionsTaxes 0.22M0.26M0.28M0.21M0.38M0.49M0.41M0.43M0.48M
Profit After TaxPAT 1.12M1.33M1.47M1.06M1.92M2.36M1.93M1.92M2.17M
Income from Continuing OperationsIncome (Continuing) 1.12M1.33M1.47M1.06M1.92M2.36M1.93M1.92M2.17M
Consolidated Net IncomeConsol Net Inc. 1.12M1.33M1.47M1.06M1.92M2.36M1.93M1.92M2.17M
Income towards Parent CompanyParent Net Inc 1.12M1.33M1.47M1.06M1.92M2.36M1.93M1.92M2.17M
Net Income towards Common StockholdersNet Income 1.12M1.33M1.47M1.06M1.92M2.36M1.93M1.92M2.17M
Additional items
EPS (Basic) 0.190.170.190.140.340.320.260.260.29
EPS (Diluted) 0.190.170.190.140.340.320.260.260.29
Weighted Average Shares OutstandingWtd. Avg. Shares 5.89M7.64M7.62M7.65M5.67M7.39M7.51M7.35M7.38M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.) 5.89M7.64M7.62M7.66M5.67M7.40M7.52M7.37M7.39M
Shares Outstanding (Entity)Shares Outstanding (Entity.) 5.89M7.64M7.62M7.65M5.76M7.83M7.84M7.86M7.86M

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