Lake Shore Bancorp reported total assets of $734.24M and total liabilities of $592.65M for the quarter ended Sep 2026, down 1.2% year over year. This balance sheet covers 10 quarters of results from Jun 2024 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Balance SheetBalance Sheet | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & Short-Term Funds | ||||||||||
| Cash Due from Bank | 2.71M | 2.93M | 3.30M | 3.04M | 2.95M | 3.07M | 3.57M | |||
| Interest Deposits | 30.42M | 23.56M | 72.44M | 80.34M | 61.25M | 58.66M | 69.16M | 54.12M | ||
| Cash & EquivalentsCash & Equiv. | 33.13M | 75.37M | 83.64M | 64.28M | 61.61M | 72.24M | 57.69M | |||
| Short-term InvestmentsInvestments (Current) | 0.18M | |||||||||
| Cash & Current Investments | 33.13M | 75.55M | 83.64M | 64.28M | 61.61M | 72.24M | 57.69M | |||
| Securities | ||||||||||
| Securities - Available for Sale | 3.27M | 32.29M | 56.14M | 54.18M | 53.57M | 48.22M | ||||
| Securities - Mortgage Backed SecuritiesSecurities - MBS | 56.50M | |||||||||
| Securities | 56.50M | 57.80M | 55.32M | 56.05M | 56.14M | 54.18M | 53.57M | 48.22M | ||
| FHLB and Federal Reserve StockFHLB/FRB Stock | 1.16M | 0.76M | 0.76M | 0.67M | 0.68M | 0.67M | 0.67M | |||
| Loans | ||||||||||
| Loans - Gross | 14.10M | 15.10M | 546.49M | 19.60M | 554.43M | 554.40M | 557.31M | 555.75M | 560.26M | 576.69M |
| Loans - Loss Allowance | 5.92M | 5.49M | 5.13M | 5.17M | 5.16M | 4.87M | 4.88M | 4.80M | 4.75M | 5.25M |
| Loans - Net | 544.62M | 552.39M | 552.61M | 555.44M | 553.88M | 558.32M | 574.09M | |||
| Other Assets | ||||||||||
| Accrued Interest Receivable | 2.82M | 2.88M | 3.00M | 3.01M | 3.01M | 2.96M | 3.20M | |||
| Property, Plant & Equipment (Net) | 7.22M | 7.33M | 7.22M | 7.05M | 6.92M | 6.86M | 6.78M | |||
| Intangibles | 0.18M | 0.18M | ||||||||
| Goodwill & Intangibles | 0.18M | 0.18M | ||||||||
| Bank-Owned Life InsuranceBOLI | 29.34M | 29.78M | 29.29M | 31.53M | 31.77M | 32.02M | 32.27M | |||
| Prepaid Assets | -0.12M | -0.09M | ||||||||
| Long-Term Deferred Tax | 3.92M | 3.59M | ||||||||
| Long-Term Investments | 87.28M | 116.99M | ||||||||
| Other Assets | 10.72M | 51.66M | 11.02M | 10.23M | 9.21M | 9.98M | 10.03M | 11.32M | ||
| Assets | 685.50M | 678.58M | 734.84M | 742.80M | 727.32M | 722.01M | 736.65M | 734.24M | ||
| Liabilities | ||||||||||
| Deposits | ||||||||||
| Deposits - Non-Interest-BearingNon-Int. Deposits | 96.41M | 91.46M | 89.05M | 96.10M | 91.01M | 96.48M | 108.41M | |||
| Deposits - Interest-BearingInt. Deposits | 476.57M | 477.81M | 536.04M | 501.29M | 477.17M | 475.61M | 481.76M | 471.94M | ||
| Deposits - Total | 572.98M | 627.50M | 590.35M | 573.28M | 566.62M | 578.24M | 580.35M | |||
| Borrowings | ||||||||||
| Fed Funds Purchased and Repurchase AgreementsFed Funds & Repos | 103.59M | 102.20M | 121.51M | 102.01M | 106.76M | 114.73M | ||||
| Long-Term Debt | 10.25M | 2.00M | 2.00M | |||||||
| Other Liabilities | ||||||||||
| Accounts Payables | 9.18M | 9.39M | 9.71M | 9.36M | 10.66M | 10.49M | 10.61M | |||
| Accumulated Expenses | 0.10M | 0.12M | ||||||||
| Other Accumulated Expenses | 9.18M | 9.39M | 9.71M | 9.36M | 10.66M | 10.49M | 10.61M | |||
| Operating Leases | 0.20M | 10.25M | 0.16M | |||||||
| Non-Current Deferred Tax Liability | -1.69M | -1.49M | ||||||||
| Other Liabilities | 0.15M | 3.07M | 1.44M | 0.17M | 2.36M | 3.16M | 1.69M | |||
| Total Liabilities | 595.64M | 587.92M | 641.95M | 603.50M | 585.68M | 579.63M | 591.89M | 592.65M | ||
| Shareholder's Equity | ||||||||||
| Common Stock | 0.07M | 0.07M | 0.08M | 0.08M | 0.08M | 0.08M | 0.08M | |||
| Additional Paid-In CapitalAPIC | 31.20M | 31.57M | 65.88M | 65.58M | 65.69M | 65.84M | 64.25M | |||
| Retained Earnings | 82.81M | 85.42M | 87.12M | 88.40M | 89.66M | 91.17M | 92.82M | |||
| Accumulated Other Comprehensive IncomeAOCI | -9.96M | -9.74M | -8.59M | -7.70M | -8.39M | -7.72M | -10.98M | |||
| Treasury Stock | 13.30M | 13.10M | ||||||||
| Common Equity | 86.93M | 89.88M | 89.87M | 90.66M | 92.88M | 139.31M | 141.64M | 142.38M | 144.76M | 141.60M |
| Liabilities and Shareholders Equity | 685.50M | 678.58M | 734.84M | 742.80M | 727.32M | 722.01M | 736.65M | 734.24M | ||
| Additional items | ||||||||||
| Total Debt | 10.25M | 484.05M | 497.14M | 490.08M | 470.46M | 482.07M | 481.07M | |||
| Treasury Shares | 1.49M | 1.08M |
Pull Lake Shore Bancorp's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=LSBK&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "LSBK", "statement": "BS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=LSBK&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();