Lake Shore Bancorp (LSBK) Interest Expense - Deposits (2024 - 2026)
Lake Shore Bancorp (LSBK) reported Interest Expense - Deposits of $2.47 million for Q2 2026, down 16.1% from $2.95 million a year earlier but up 4.2% from the prior quarter.
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Analysis
Lake Shore Bancorp (LSBK) Interest Expense - Deposits (2024 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Lake Shore Bancorp's Interest Expense - Deposits came in at $10.6 million, down 13.5% year-over-year; for FY2025, it was $11.55 million, down 11.7% from FY2024.
- By year, Interest Expense - Deposits came in at $13.08 million in FY2024.
- Five-year quarterly Interest Expense - Deposits spans a low of $2.37 million in Q1 2026 and a high of $3.37 million in Q2 2024.
- Year over year, Interest Expense - Deposits has now declined in each of the last five quarters, with an average decline of 13.4% over the last five quarters.
- Per Business Quant data, the three quarters before Q2 2026 came in at $2.37 million (Q1 2026), $2.79 million (Q4 2025) and $2.97 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 5.09 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 5.85 Bn |
| 10 | Lake Shore Bancorp | 147.51 Mn | -108.30 Mn | - | 2.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.47 Mn |
| Jun 30, 2026 | 2.47 Mn |
| Mar 31, 2026 | 2.37 Mn |
| Dec 31, 2025 | 2.79 Mn |
| Sep 30, 2025 | 2.97 Mn |
| Jun 30, 2025 | 2.95 Mn |
| Mar 31, 2025 | 2.84 Mn |
| Dec 31, 2024 | 3.14 Mn |
| Sep 30, 2024 | 3.32 Mn |
| Jun 30, 2024 | 3.37 Mn |
API Access
Lake Shore Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=LSBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "LSBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=LSBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();