Lake Shore Bancorp (LSBK) Interest Expense - Deposits (2024 - 2026)
Lake Shore Bancorp's (LSBK) quarterly Interest Expense - Deposits came in at $2.4 million in Q1 2026, down 16.54% YoY from $2.8 million in Q1 2025, and up 316.82% on a QoQ basis from -$1.1 million in Q4 2025.
Lake Shore Bancorp (LSBK) Interest Expense - Deposits (2024 - 2026) Analysis & Trends
Lake Shore Bancorp (LSBK) has 3 years of Interest Expense - Deposits data on file, last reported at $2.4 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 16.54% year-over-year to $2.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $7.2 million (up 2086.74% YoY) and the FY2025 annual result came in at $7.7 million, down 41.41% from the prior year.
- Interest Expense - Deposits climbed to $2.4 million in Q1 2026, from -$1.1 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $3.4 million in Q2 2024 to a low of -$9.9 million in Q4 2024.
- A 3-year average of $853750.0 and a median of $2.9 million in 2025 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2025 — Interest Expense - Deposits jumped 88.94% — and 2026, when it fell 16.54%.
- Tracing LSBK's Interest Expense - Deposits over 3 years: stood at -$9.9 million in 2024, then jumped by 88.94% to -$1.1 million in 2025, then soared by 316.82% to $2.4 million in 2026.
- The last three Interest Expense - Deposits figures came in at $2.4 million (Q1 2026), -$1.1 million (Q4 2025), and $3.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Lake Shore Bancorp | 127.26 Mn | 52.06 Mn | - | 2.47 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.47 Mn |
| Mar 31, 2026 | 2.37 Mn |
| Dec 31, 2025 | -1.09 Mn |
| Sep 30, 2025 | 2.97 Mn |
| Jun 30, 2025 | 2.95 Mn |
| Mar 31, 2025 | 2.84 Mn |
| Dec 31, 2024 | -9.89 Mn |
| Sep 30, 2024 | 3.32 Mn |
| Jun 30, 2024 | 3.37 Mn |