Lake Shore Bancorp (LSBK) Bank-Owned Life Insurance Income (2024 - 2026)
Lake Shore Bancorp (LSBK) posted Bank-Owned Life Insurance Income of $249,000 for Q2 2026, up 12.7% from $221,000 a year earlier and up 2.9% from the prior quarter.
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Analysis
Lake Shore Bancorp (LSBK) Bank-Owned Life Insurance Income (2024 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Bank-Owned Life Insurance Income at Lake Shore Bancorp was $1.2 million, up 11.6% year-over-year; for FY2025, it was $1.15 million, up 6.9% from FY2024.
- In prior years, Lake Shore Bancorp's Bank-Owned Life Insurance Income was $1.07 million in FY2024.
- Quarterly Bank-Owned Life Insurance Income has run from a low of $216,000 in Q1 2025 to a high of $469,000 in Q3 2025 over five years.
- On a year-over-year basis, Bank-Owned Life Insurance Income increased in four of the last five quarters, with growth averaging 11.4%.
- According to Business Quant data, Bank-Owned Life Insurance Income for the three prior quarters was $242,000 (Q1 2026), $241,000 (Q4 2025) and $469,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | BOLI Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | - |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | - |
| 10 | Lake Shore Bancorp | 147.51 Mn | -108.30 Mn | - | 257,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 257,000.00 |
| Jun 30, 2026 | 249,000.00 |
| Mar 31, 2026 | 242,000.00 |
| Dec 31, 2025 | 241,000.00 |
| Sep 30, 2025 | 469,000.00 |
| Jun 30, 2025 | 221,000.00 |
| Mar 31, 2025 | 216,000.00 |
| Dec 31, 2024 | 352,000.00 |
| Sep 30, 2024 | 287,000.00 |
| Jun 30, 2024 | 220,000.00 |
API Access
Lake Shore Bancorp Bank-Owned Life Insurance Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=bank-owned-life-insurance-income&ticker=LSBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "bank-owned-life-insurance-income", "ticker": "LSBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=bank-owned-life-insurance-income&ticker=LSBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();