Healthequity, Inc. Ratios

Ratios Jan2013 Jan2014 Jan2015 Jan2016 Jan2017 Jan2018 Jan2019 Jan2020 Jan2021 Jan2022 Jan2023 Jan2024 Jan2025
Profitability
Gross Margin 52.33%52.89%54.60%57.26%59.63%58.78%63.08%61.26%56.62%56.14%57.09%62.29%64.78%
EBT Margin 14.11%8.67%17.94%20.16%22.49%22.74%26.40%8.11%0.56%-8.82%-4.42%7.51%9.67%
EBIT Margin 15.39%18.58%19.21%20.62%23.10%23.71%27.04%14.48%4.64%-3.20%1.05%11.77%13.53%
EBITDA Margin 24.23%1.99%11.57%13.03%14.75%20.61%25.73%7.46%1.20%-5.85%-3.03%5.57%8.06%
Operating Margin 15.39%18.58%19.21%20.62%23.10%23.71%27.04%14.48%4.64%-3.20%1.05%11.77%13.53%
Net Margin 20.75%-11.50%13.72%13.10%14.79%20.63%25.73%7.46%1.20%-5.85%-3.03%5.57%8.06%
FCF Margin 21.40%22.85%9.82%15.49%20.50%31.07%36.01%14.92%17.74%10.35%12.24%20.18%24.07%
Efficiency
Inventory Average 0.51M0.62M0.61M0.40M
Assets Average 106.93M189.28M249.47M324.15M439.59M1,537.50M2,637.69M2,908.75M3,098.00M3,126.34M3,306.17M
Equity Average -9.55M65.69M173.78M232.70M304.11M411.68M753.69M1,204.51M1,615.65M1,874.11M1,965.33M2,074.97M
Invested Capital -6.40M-12.71M144.09M203.46M261.94M346.27M477.08M2,250.99M2,365.45M2,783.40M2,820.98M2,909.99M3,171.21M
Asset Utilization Ratio 0.820.670.720.710.650.350.280.260.280.320.36
Leverage & Solvency
Interest Coverage Ratio 21.7566.6145.1144.3937.74198.61287.673.110.98-0.660.192.122.68
Debt to Equity 1.180.720.500.490.430.50
Debt Ratio 0.480.360.300.300.280.31
Equity Ratio -0.230.910.930.940.940.940.400.510.600.610.640.61
Times Interest Earned 21.7566.6145.1144.3937.74198.61287.673.110.98-0.660.192.122.68
Dividends & Payouts
FCF Payout Ratio 0.055.84
Valuation
Enterprise Value -5.91M-13.92M1,265.08M1,158.22M2,605.81M2,830.62M3,527.83M4,490.56M6,103.77M4,242.24M4,896.07M6,080.87M9,273.34M
Market Capitalization 1,376.09M1,241.86M2,745.77M3,071.25M3,889.31M4,682.28M6,432.57M4,467.66M5,150.33M6,484.85M9,569.29M
Return Ratios
Return on Sales 0.24%0.02%0.12%0.13%0.15%0.21%0.26%0.07%0.01%-0.06%-0.03%0.06%0.08%
Return on Capital Employed 0.17%0.15%0.18%0.18%0.19%0.06%0.01%-0.01%0.00%0.04%0.05%
Return on Invested Capital -0.28%0.17%0.10%0.12%0.16%0.18%0.05%-0.01%0.00%0.03%0.04%
Return on Assets 0.10%0.09%0.11%0.15%0.17%0.03%0.00%-0.02%-0.01%0.02%0.03%
Return on Equity -0.13%0.15%0.10%0.11%0.16%0.18%0.05%0.01%-0.03%-0.01%0.03%0.05%