Healthequity (HQY) Times Interest Earned (2013 - 2026)
Healthequity's (HQY) Times Interest Earned was 7.83 for fiscal Q2 2027 (quarter ended Jul 31, 2026), up 30.7% from 5.99 a year earlier but down 4.3% from the prior quarter.
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Analysis
Healthequity (HQY) Times Interest Earned (2013 - 2026) Analysis & Trends
Over the twelve months ended Jul 31, 2026, Healthequity's Times Interest Earned came in at 6.69, up 80.5% year-over-year; for FY2026 (ended Jan 31, 2026), it came in at 5.64, up 110.8% from FY2025.
- By fiscal year, Times Interest Earned came in at 2.68 in FY2025 (+26.1%), 2.12 in FY2024, 0.19 in FY2023 and -0.66 in FY2022.
- Five-year quarterly Times Interest Earned spans a low of -2.54 in fiscal Q4 2022 and a high of 8.18 in fiscal Q1 2027.
- Year over year, Times Interest Earned has now increased in each of the last six quarters, with growth averaging 81.1% over the last eight quarters.
- The high point for year-over-year Times Interest Earned in five years was fiscal Q3 2026 (growth of 418.2%); the low point was fiscal Q3 2025 (a decline of 52.6%).
- Per Business Quant data, the three fiscal quarters before Q2 2027 came in at 8.18 (Q1 2027), 5.36 (Q4 2026) and 5.60 (Q3 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Robinhood Markets | 101.14 Bn | 82.23 Bn | - | 5.46 |
| 2 | Bank of New York Mellon | 98.14 Bn | 37.51 Bn | - | 1.50 |
| 3 | Cme | 94.12 Bn | 94.12 Bn | - | 25.39 |
| 4 | Intercontinental Exchange | 85.35 Bn | 79.16 Bn | - | 6.79 |
| 5 | Nasdaq | 51.71 Bn | 49.14 Bn | 1.50 Bn | 8.28 |
| 6 | State Street | 47.94 Bn | 47.94 Bn | - | 1.70 |
| 7 | Interactive Brokers | 38.49 Bn | 31.95 Bn | - | 2.23 |
| 8 | Northern Trust | 30.99 Bn | 30.99 Bn | - | 1.70 |
| 9 | Cboe Global Markets | 28.76 Bn | 20.41 Bn | 731.60 Mn | 36.06 |
| 10 | Healthequity | 7.33 Bn | 6.18 Bn | 257.95 Mn | 7.83 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.83 |
| Apr 30, 2026 | 8.18 |
| Jan 31, 2026 | 5.36 |
| Oct 31, 2025 | 5.60 |
| Jul 31, 2025 | 5.99 |
| Apr 30, 2025 | 5.59 |
| Jan 31, 2025 | 2.76 |
| Oct 31, 2024 | 1.08 |
| Jul 31, 2024 | 3.82 |
| Apr 30, 2024 | 3.53 |
| Jan 31, 2024 | 2.85 |
| Oct 31, 2023 | 2.28 |
| Jul 31, 2023 | 1.86 |
| Apr 30, 2023 | 1.55 |
| Jan 31, 2023 | 0.92 |
| Oct 31, 2022 | 0.46 |
| Jul 31, 2022 | -0.21 |
| Apr 30, 2022 | -0.70 |
| Jan 31, 2022 | -2.54 |
| Oct 31, 2021 | -0.03 |
API Access
Healthequity Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=HQY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "HQY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=HQY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();