Healthequity (HQY) Times Interest Earned (2013 - 2026)
Healthequity (HQY) posted Times Interest Earned of 7.83 for Q3 2026, down 4.27% on a QoQ basis from 8.18 in Q2 2026, and up 30.66% year-over-year from 5.99 in Q3 2025.
Analysis
Healthequity (HQY) Times Interest Earned (2013 - 2026) Analysis & Trends
Healthequity has reported Times Interest Earned for 13 years, with the latest figure at 7.83 in Q3 2026.
- On a quarterly basis, Times Interest Earned rose 30.66% year-over-year to 7.83 in Q3 2026; TTM through Jul 2026 was 6.69, a 80.46% increase from a year earlier, with the FY2026 full-year figure at 5.64, up 110.82% from the prior year.
- Times Interest Earned was 7.83 for Q3 2026 at Healthequity, down from 8.18 in the prior quarter.
- The five-year high for Times Interest Earned was 8.18 in Q2 2026, with the low at 2.54 in Q1 2022.
- Average Times Interest Earned over 5 years is 2.96, with a median of 2.76 recorded in 2025.
- The largest YoY upside for Times Interest Earned was 1578.86% in 2022 against a maximum downside of 981.72% in 2022.
- Over 5 years, Times Interest Earned stood at 0.46 in 2022, then soared by 400.61% to 2.28 in 2023, then plunged by 52.6% to 1.08 in 2024, then soared by 418.19% to 5.6 in 2025, then surged by 39.77% to 7.83 in 2026.
- The last three Times Interest Earned figures came in at 7.83 (Q3 2026), 8.18 (Q2 2026), and 5.36 (Q1 2026), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank of New York Mellon | 111.85 Bn | 51.23 Bn | - | 1.50 |
| 2 | State Street | 53.36 Bn | 53.36 Bn | - | 1.70 |
| 3 | Northern Trust | 34.15 Bn | 34.15 Bn | - | 1.70 |
| 4 | Sei Investments | 13.24 Bn | 13.16 Bn | - | 350.56 |
| 5 | Healthequity | 7.97 Bn | 7.71 Bn | 257.95 Mn | 7.83 |
| 6 | AtlasClear Holdings | 28.46 Mn | -12.04 Mn | - | -6.78 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.83 |
| Apr 30, 2026 | 8.18 |
| Jan 31, 2026 | 5.36 |
| Oct 31, 2025 | 5.60 |
| Jul 31, 2025 | 5.99 |
| Apr 30, 2025 | 5.59 |
| Jan 31, 2025 | 2.76 |
| Oct 31, 2024 | 1.08 |
| Jul 31, 2024 | 3.82 |
| Apr 30, 2024 | 3.53 |
| Jan 31, 2024 | 2.85 |
| Oct 31, 2023 | 2.28 |
| Jul 31, 2023 | 1.86 |
| Apr 30, 2023 | 1.55 |
| Jan 31, 2023 | 0.92 |
| Oct 31, 2022 | 0.46 |
| Jul 31, 2022 | -0.21 |
| Apr 30, 2022 | -0.70 |
| Jan 31, 2022 | -2.54 |
| Oct 31, 2021 | -0.03 |