German American Bancorp, Inc. Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 26.88%29.00%32.70%39.43%40.03%41.12%40.46%191.26%204.69%180.53%195.39%202.00%237.35%281.60%283.26%255.11%
EBIT Margin 58.73%52.66%51.61%51.82%47.79%47.28%46.35%224.19%248.29%242.16%281.10%253.48%259.40%333.68%464.24%501.28%
EBITDA Margin 23.32%20.86%30.26%27.10%
Net Margin 20.24%20.43%23.67%27.32%27.58%28.84%29.19%136.97%159.47%149.84%162.43%167.45%194.29%232.33%234.72%205.39%
FCF Margin 12.90%23.25%26.47%43.58%41.26%34.00%28.79%142.79%171.29%151.83%153.20%229.73%222.05%290.14%277.36%222.31%
Efficiency
Assets Average 3,050.18M3,536.72M4,163.38M4,687.62M5,293.06M5,882.27M6,154.09M6,224.05M
Equity Average 347.42M411.61M516.23M599.26M646.58M613.43M610.98M689.31M
Invested Capital 1,729.65M1,854.60M2,226.82M2,539.46M3,053.34M668.46M558.39M663.56M715.07M
Asset Utilization Ratio 0.010.010.010.010.010.010.010.01
Leverage & Solvency
Interest Coverage Ratio 1.842.232.734.186.157.687.876.815.693.933.284.9211.766.412.572.04
Debt to Equity 0.780.750.820.610.310.230.360.290.29
Debt Ratio 0.090.090.100.080.040.030.030.030.03
Equity Ratio 0.110.120.120.130.130.120.090.110.11
Times Interest Earned 1.842.232.734.186.157.687.876.815.693.933.284.9211.766.412.572.04
Dividends & Payouts
FCF Payout Ratio 0.800.410.310.180.200.250.300.290.270.300.310.240.230.260.290.35
Valuation
Enterprise Value 52.82M48.70M-67.47M274.34M374.33M403.18M442.35M737.90M739.76M596.56M845.81M530.88M637.88M982.41M843.21M1,317.34M
Market Capitalization 802.72M810.12M693.11M949.69M876.63M1,034.77M1,099.80M958.54M1,506.13M
Return Ratios
Return on Sales 0.20%0.20%0.24%0.27%0.28%0.29%0.29%1.37%1.59%1.50%1.62%1.67%1.94%2.32%2.35%2.05%
Return on Invested Capital 0.03%0.03%0.04%0.03%0.05%0.16%0.23%0.24%
Return on Assets 0.01%0.01%0.01%0.01%0.02%0.01%0.01%0.01%
Return on Equity 0.12%0.11%0.11%0.10%0.13%0.13%0.14%0.12%