First Business Financial Services Ratios (2022-2025) | FBIZ

Ratios Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
EBT Margin 37.64%48.48%41.20%36.47%33.57%30.92%32.46%34.05%29.23%32.59%33.82%37.18%32.96%32.58%39.05%
EBIT Margin 47.39%59.52%58.52%68.04%77.31%86.20%92.81%102.90%101.67%104.68%108.21%102.70%97.29%99.58%103.86%
EBITDA Margin 48.23%60.29%59.26%69.08%78.15%87.21%93.76%103.82%102.62%105.57%109.08%103.43%98.21%100.40%104.53%
Net Margin 30.10%35.89%31.12%28.87%24.95%23.11%26.26%26.07%23.79%26.96%27.08%34.50%26.82%27.30%31.83%
FCF Margin 7.07%46.74%38.83%17.08%25.95%34.44%40.99%35.55%22.85%33.32%37.85%53.27%27.48%37.81%41.01%
Efficiency
Assets Average 2,750.55M2,813.91M2,913.71M3,070.51M3,215.07M3,342.29M3,463.35M3,680.53M3,853.22M3,784.47M3,784.47M3,899.05M3,973.80M4,018.78M
Equity Average 247.49M251.46M256.82M263.61M269.61M276.69M285.17M293.69M301.48M308.58M320.29M332.33M340.43M351.56M
Invested Capital 245.05M249.92M253.00M260.64M266.58M272.63M280.76M620.50M297.79M305.17M311.98M648.64M336.06M344.80M358.32M
Asset Utilization Ratio 0.040.040.040.040.040.040.040.040.040.040.040.04
Leverage & Solvency
Interest Coverage Ratio 4.865.393.382.161.771.561.541.491.401.451.451.571.511.491.60
Equity Ratio 0.090.090.090.090.080.080.080.080.080.080.080.090.090.090.09
Times Interest Earned 4.865.393.382.161.771.561.541.491.401.451.451.571.511.491.60
Dividends & Payouts
FCF Payout Ratio 0.820.120.130.280.210.160.120.150.250.160.140.090.220.160.13
Valuation
Enterprise Value 154.98M124.17M89.18M236.45M14.09M61.32M22.93M138.32M169.75M154.75M203.64M160.51M172.38M257.41M344.68M
Market Capitalization 277.47M264.12M273.86M308.16M254.67M244.57M249.55M333.43M311.50M306.60M378.15M383.98M391.40M421.43M426.66M
Return Ratios
Return on Sales 0.32%0.31%0.28%0.26%0.26%0.25%0.26%0.27%0.29%0.29%0.30%0.31%
Return on Invested Capital 0.23%0.26%0.29%0.33%0.23%0.24%0.41%0.41%0.29%0.29%0.42%0.42%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.16%0.16%0.14%0.14%0.13%0.13%0.13%0.13%0.14%0.14%0.14%0.15%