First Business Financial Services (FBIZ) Net Margin (2010 - 2026)
First Business Financial Services' (FBIZ) quarterly Net Margin came in at 32.89% in Q2 2026, up 559.0% year-over-year from 4.99% in Q2 2025, and up 21.57% quarter-over-quarter from 27.05% in Q1 2026.
First Business Financial Services (FBIZ) Net Margin (2010 - 2026) Analysis & Trends
First Business Financial Services (FBIZ) has reported Net Margin for 17 consecutive years, with 32.89% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin rose 559.0% year-over-year to 32.89% in Q2 2026; TTM through Jun 2026 was 30.73%, a 177.0% increase from a year earlier, with the FY2025 full-year figure at 29.32%, up 106.0% from the prior year.
- Net Margin was 32.89% for Q2 2026 at First Business Financial Services, up from 27.05% in the prior quarter.
- Over five years, Net Margin peaked at 35.89% in Q2 2022 and troughed at 23.11% in Q2 2023.
- A 5-year average of 28.65% and a median of 27.19% in 2024 frame the typical range for Net Margin.
- Across the five-year window, Net Margin slumped 1278 bps in 2023 and jumped 843 bps in 2024, its largest moves.
- Over 5 years, Net Margin stood at 28.87% in 2022, then declined by 10 bps to 26.07% in 2023, then jumped by 32 bps to 34.5% in 2024, then retreated by 10 bps to 31.06% in 2025, then grew by 6 bps to 32.89% in 2026.
- The last three Net Margin figures came in at 32.89% (Q2 2026), 27.05% (Q1 2026), and 31.06% (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | 23.30% |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 24.27% |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 28.79% |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 864.86% |
| 10 | First Business Financial Services | 594.99 Mn | 431.63 Mn | - | 32.89% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.89% |
| Mar 31, 2026 | 27.05% |
| Dec 31, 2025 | 31.06% |
| Sep 30, 2025 | 31.83% |
| Jun 30, 2025 | 27.30% |
| Mar 31, 2025 | 26.82% |
| Dec 31, 2024 | 34.50% |
| Sep 30, 2024 | 27.08% |
| Jun 30, 2024 | 26.96% |
| Mar 31, 2024 | 23.79% |
| Dec 31, 2023 | 26.07% |
| Sep 30, 2023 | 26.26% |
| Jun 30, 2023 | 23.11% |
| Mar 31, 2023 | 24.95% |
| Dec 31, 2022 | 28.87% |
| Sep 30, 2022 | 31.12% |
| Jun 30, 2022 | 35.89% |
| Mar 31, 2022 | 30.10% |
| Dec 31, 2021 | 30.15% |
| Sep 30, 2021 | 32.57% |
First Business Financial Services Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FBIZ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FBIZ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FBIZ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();