First Business Financial Services (FBIZ) Net Margin (2010 - 2026)
First Business Financial Services (FBIZ) posted quarterly Net Margin of 32.89% for Q2 2026, up 559.0% year-over-year from 4.99% in Q2 2025, and up 21.57% on a QoQ basis from 27.05% in Q1 2026.
First Business Financial Services (FBIZ) Net Margin (2010 - 2026) Analysis & Trends
First Business Financial Services has reported Net Margin for 17 years, with the latest figure at 32.89% in Q2 2026.
- Net Margin for Q2 2026 came in at 32.89%, up 559.0% year-over-year; the trailing twelve-month figure through Jun 2026 was 30.73% (up 177.0% YoY), and the FY2025 annual result was 29.32%, up 106.0% from the prior year.
- Net Margin climbed to 32.89% in Q2 2026, from 27.05% in the prior quarter.
- Over five years, Net Margin peaked at 35.89% in Q2 2022 and troughed at 23.11% in Q2 2023.
- A 5-year average of 28.67% and a median of 27.19% in 2024 frame the typical range for Net Margin.
- The widest annual swing landed in 2023, when Net Margin sank 1278 bps; it then soared 843 bps in 2024.
- A 5-year view of Net Margin shows it stood at 28.87% in 2022, then retreated by 10 bps to 26.07% in 2023, then soared by 32 bps to 34.5% in 2024, then slipped by 10 bps to 31.06% in 2025, then rose by 6 bps to 32.89% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 32.89% in Q2 2026, 27.05% in Q1 2026, and 31.06% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 23.30% |
| 10 | First Business Financial Services | 563.89 Mn | 400.53 Mn | - | 32.89% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 32.89% |
| Mar 31, 2026 | 27.05% |
| Dec 31, 2025 | 31.06% |
| Sep 30, 2025 | 31.83% |
| Jun 30, 2025 | 27.30% |
| Mar 31, 2025 | 26.82% |
| Dec 31, 2024 | 34.50% |
| Sep 30, 2024 | 27.08% |
| Jun 30, 2024 | 26.96% |
| Mar 31, 2024 | 23.79% |
| Dec 31, 2023 | 26.07% |
| Sep 30, 2023 | 26.26% |
| Jun 30, 2023 | 23.11% |
| Mar 31, 2023 | 24.95% |
| Dec 31, 2022 | 28.87% |
| Sep 30, 2022 | 31.12% |
| Jun 30, 2022 | 35.89% |
| Mar 31, 2022 | 30.10% |
| Dec 31, 2021 | 30.15% |
| Sep 30, 2021 | 32.57% |