First Business Financial Services (FBIZ) Net Margin (2010 - 2026)
First Business Financial Services' (FBIZ) quarterly Net Margin came in at 27.05% in Q1 2026, up 23.0% year-on-year from 21.99% in Q1 2025, and down 12.91% on a QoQ basis from 31.06% in Q4 2025.
First Business Financial Services (FBIZ) Net Margin (2010 - 2026) Analysis & Trends
First Business Financial Services (FBIZ) has 17 years of Net Margin data on file, last reported at 27.05% in Q1 2026.
- On a quarterly basis, Net Margin rose 23.0% year-over-year to 27.05% in Q1 2026; TTM through Mar 2026 was 29.33%, a 42.0% increase from a year earlier, with the FY2025 full-year figure at 29.32%, up 106.0% from the prior year.
- Net Margin for Q1 2026 stood at 27.05%, down from 31.06% in the prior quarter.
- Over the last five years, Net Margin for FBIZ reached as high as 35.89% in Q2 2022 and fell as low as 23.11% in Q2 2023.
- Historically, Net Margin has averaged 28.4% across 5 years, with a median of 27.08% in 2024.
- Across the five-year window, Net Margin tumbled 1278 bps in 2023 and soared 843 bps in 2024, its largest moves.
- Year by year, Net Margin stood at 28.87% in 2022, then slipped by 10 bps to 26.07% in 2023, then surged by 32 bps to 34.5% in 2024, then declined by 10 bps to 31.06% in 2025, then retreated by 13 bps to 27.05% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 27.05% in Q1 2026, 31.06% in Q4 2025, and 31.83% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | First Business Financial Services | 549.46 Mn | 412.33 Mn | - | 27.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.05% |
| Dec 31, 2025 | 31.06% |
| Sep 30, 2025 | 31.83% |
| Jun 30, 2025 | 27.30% |
| Mar 31, 2025 | 26.82% |
| Dec 31, 2024 | 34.50% |
| Sep 30, 2024 | 27.08% |
| Jun 30, 2024 | 26.96% |
| Mar 31, 2024 | 23.79% |
| Dec 31, 2023 | 26.07% |
| Sep 30, 2023 | 26.26% |
| Jun 30, 2023 | 23.11% |
| Mar 31, 2023 | 24.95% |
| Dec 31, 2022 | 28.87% |
| Sep 30, 2022 | 31.12% |
| Jun 30, 2022 | 35.89% |
| Mar 31, 2022 | 30.10% |
| Dec 31, 2021 | 30.15% |
| Sep 30, 2021 | 32.57% |
| Jun 30, 2021 | 29.44% |