First Business Financial Services (FBIZ) Net Margin (2010 - 2026)
First Business Financial Services (FBIZ) reported Net Margin of 27.05% for Q1 2026, up 23.0% year-over-year from 21.99% in Q1 2025, and down 12.91% quarter-over-quarter from 31.06% in Q4 2025.
First Business Financial Services (FBIZ) Net Margin (2010 - 2026) Analysis & Trends
First Business Financial Services (FBIZ) has 17 years of Net Margin data on file, last reported at 27.05% in Q1 2026.
- Net Margin for Q1 2026 came in at 27.05%, up 23.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 29.33% (up 42.0% YoY), and the FY2025 annual result was 29.32%, up 173.0% from the prior year.
- Net Margin declined to 27.05% in Q1 2026 per FBIZ's latest filing, from 31.06% in the prior quarter.
- Over five years, Net Margin peaked at 35.89% in Q2 2022 and troughed at 23.11% in Q2 2023.
- A 5-year average of 28.4% and a median of 27.08% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2023 and 2024: Net Margin sank 1278 bps in 2023, then surged 843 bps in 2024.
- A 5-year view of Net Margin shows it stood at 28.87% in 2022, then fell by 10 bps to 26.07% in 2023, then surged by 32 bps to 34.5% in 2024, then decreased by 10 bps to 31.06% in 2025, then dropped by 13 bps to 27.05% in 2026.
- Business Quant data shows FBIZ's Net Margin at 27.05% in Q1 2026, 31.06% in Q4 2025, and 31.83% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Business Financial Services | 496.49 Mn | 321.17 Mn | - | 27.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.05% |
| Dec 31, 2025 | 31.06% |
| Sep 30, 2025 | 31.83% |
| Jun 30, 2025 | 27.30% |
| Mar 31, 2025 | 26.82% |
| Dec 31, 2024 | 34.50% |
| Sep 30, 2024 | 27.08% |
| Jun 30, 2024 | 26.96% |
| Mar 31, 2024 | 23.79% |
| Dec 31, 2023 | 26.07% |
| Sep 30, 2023 | 26.26% |
| Jun 30, 2023 | 23.11% |
| Mar 31, 2023 | 24.95% |
| Dec 31, 2022 | 28.87% |
| Sep 30, 2022 | 31.12% |
| Jun 30, 2022 | 35.89% |
| Mar 31, 2022 | 30.10% |
| Dec 31, 2021 | 30.15% |
| Sep 30, 2021 | 32.57% |
| Jun 30, 2021 | 29.44% |