First Business Financial Services (FBIZ) Net Margin (2010 - 2026)

First Business Financial Services (FBIZ) reported Net Margin of 27.05% for Q1 2026, up 23.0% year-over-year from 21.99% in Q1 2025, and down 12.91% quarter-over-quarter from 31.06% in Q4 2025.

First Business Financial Services (FBIZ) Net Margin (2010 - 2026) Analysis & Trends

First Business Financial Services (FBIZ) has 17 years of Net Margin data on file, last reported at 27.05% in Q1 2026.

  • Net Margin for Q1 2026 came in at 27.05%, up 23.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 29.33% (up 42.0% YoY), and the FY2025 annual result was 29.32%, up 173.0% from the prior year.
  • Net Margin declined to 27.05% in Q1 2026 per FBIZ's latest filing, from 31.06% in the prior quarter.
  • Over five years, Net Margin peaked at 35.89% in Q2 2022 and troughed at 23.11% in Q2 2023.
  • A 5-year average of 28.4% and a median of 27.08% in 2024 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2023 and 2024: Net Margin sank 1278 bps in 2023, then surged 843 bps in 2024.
  • A 5-year view of Net Margin shows it stood at 28.87% in 2022, then fell by 10 bps to 26.07% in 2023, then surged by 32 bps to 34.5% in 2024, then decreased by 10 bps to 31.06% in 2025, then dropped by 13 bps to 27.05% in 2026.
  • Business Quant data shows FBIZ's Net Margin at 27.05% in Q1 2026, 31.06% in Q4 2025, and 31.83% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 First Business Financial Services 496.49 Mn 321.17 Mn - 27.05%

Historic Data

Download Data
DateValue
Mar 31, 2026 27.05%
Dec 31, 2025 31.06%
Sep 30, 2025 31.83%
Jun 30, 2025 27.30%
Mar 31, 2025 26.82%
Dec 31, 2024 34.50%
Sep 30, 2024 27.08%
Jun 30, 2024 26.96%
Mar 31, 2024 23.79%
Dec 31, 2023 26.07%
Sep 30, 2023 26.26%
Jun 30, 2023 23.11%
Mar 31, 2023 24.95%
Dec 31, 2022 28.87%
Sep 30, 2022 31.12%
Jun 30, 2022 35.89%
Mar 31, 2022 30.10%
Dec 31, 2021 30.15%
Sep 30, 2021 32.57%
Jun 30, 2021 29.44%