First Business Financial Services (FBIZ) Net Margin (2010 - 2026)

First Business Financial Services' (FBIZ) quarterly Net Margin came in at 27.05% in Q1 2026, up 23.0% year-on-year from 21.99% in Q1 2025, and down 12.91% on a QoQ basis from 31.06% in Q4 2025.

First Business Financial Services (FBIZ) Net Margin (2010 - 2026) Analysis & Trends

First Business Financial Services (FBIZ) has 17 years of Net Margin data on file, last reported at 27.05% in Q1 2026.

  • On a quarterly basis, Net Margin rose 23.0% year-over-year to 27.05% in Q1 2026; TTM through Mar 2026 was 29.33%, a 42.0% increase from a year earlier, with the FY2025 full-year figure at 29.32%, up 106.0% from the prior year.
  • Net Margin for Q1 2026 stood at 27.05%, down from 31.06% in the prior quarter.
  • Over the last five years, Net Margin for FBIZ reached as high as 35.89% in Q2 2022 and fell as low as 23.11% in Q2 2023.
  • Historically, Net Margin has averaged 28.4% across 5 years, with a median of 27.08% in 2024.
  • Across the five-year window, Net Margin tumbled 1278 bps in 2023 and soared 843 bps in 2024, its largest moves.
  • Year by year, Net Margin stood at 28.87% in 2022, then slipped by 10 bps to 26.07% in 2023, then surged by 32 bps to 34.5% in 2024, then declined by 10 bps to 31.06% in 2025, then retreated by 13 bps to 27.05% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 27.05% in Q1 2026, 31.06% in Q4 2025, and 31.83% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 258,422.08%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 853.96%
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 0.00%
4 Lloyds Banking 360.83 Bn 360.83 Bn - 27.26%
5 First Capital 204.17 Bn 203.82 Bn - 251.63%
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
7 NatWest 144.82 Bn -51.17 Bn - 32.86%
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 27.35%
9 Us Bancorp 99.51 Bn 99.51 Bn - 31.10%
10 First Business Financial Services 549.46 Mn 412.33 Mn - 27.05%

Historic Data

Download Data
DateValue
Mar 31, 2026 27.05%
Dec 31, 2025 31.06%
Sep 30, 2025 31.83%
Jun 30, 2025 27.30%
Mar 31, 2025 26.82%
Dec 31, 2024 34.50%
Sep 30, 2024 27.08%
Jun 30, 2024 26.96%
Mar 31, 2024 23.79%
Dec 31, 2023 26.07%
Sep 30, 2023 26.26%
Jun 30, 2023 23.11%
Mar 31, 2023 24.95%
Dec 31, 2022 28.87%
Sep 30, 2022 31.12%
Jun 30, 2022 35.89%
Mar 31, 2022 30.10%
Dec 31, 2021 30.15%
Sep 30, 2021 32.57%
Jun 30, 2021 29.44%