Growth Metrics

First Business Financial Services (FBIZ) Net Margin (2010 - 2026)

First Business Financial Services (FBIZ) reported Net Margin of 27.05% for Q1 2026, up 23.0% year-over-year from 21.99% in Q1 2025, and down 12.91% on a QoQ basis from 31.06% in Q4 2025.

First Business Financial Services (FBIZ) has 17 years of Net Margin data on file, last reported at 27.05% in Q1 2026.

  • Quarterly Net Margin rose 23.0% year-over-year to 27.05% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 29.33% (up 42.0% YoY) and the FY2025 annual result came in at 29.32%, up 173.0% from the prior year.
  • Net Margin fell to 27.05% in Q1 2026 per FBIZ's latest filing, from 31.06% in the prior quarter.
  • Across five years, Net Margin topped out at 35.89% in Q2 2022 and bottomed at 23.11% in Q2 2023.
  • The 5-year median for Net Margin is 27.08% (2024), against an average of 28.4%.
  • The widest annual swing landed in 2023, when Net Margin tumbled 1278 bps; it then soared 843 bps in 2024.
  • Tracing FBIZ's Net Margin over 5 years: stood at 28.87% in 2022, then dropped by 10 bps to 26.07% in 2023, then soared by 32 bps to 34.5% in 2024, then fell by 10 bps to 31.06% in 2025, then decreased by 13 bps to 27.05% in 2026.
  • Per Business Quant, the three latest FBIZ Net Margin figures stand at 27.05% (Q1 2026), 31.06% (Q4 2025), and 31.83% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 251.45%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 26.97%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -0.97%
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 27.35%
10 First Business Financial Services 467.27 Mn 291.94 Mn - 27.05%

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 27.05%
Dec 31, 2025 31.06%
Sep 30, 2025 31.83%
Jun 30, 2025 27.30%
Mar 31, 2025 26.82%
Dec 31, 2024 34.50%
Sep 30, 2024 27.08%
Jun 30, 2024 26.96%
Mar 31, 2024 23.79%
Dec 31, 2023 26.07%
Sep 30, 2023 26.26%
Jun 30, 2023 23.11%
Mar 31, 2023 24.95%
Dec 31, 2022 28.87%
Sep 30, 2022 31.12%
Jun 30, 2022 35.89%
Mar 31, 2022 30.10%
Dec 31, 2021 30.15%
Sep 30, 2021 32.57%
Jun 30, 2021 29.44%
Mar 31, 2021 34.68%
Dec 31, 2020 20.76%
Sep 30, 2020 16.49%
Jun 30, 2020 13.18%
Mar 31, 2020 13.97%
Dec 31, 2019 22.48%
Sep 30, 2019 22.53%
Jun 30, 2019 29.01%
Mar 31, 2019 26.34%
Dec 31, 2018 18.67%
Sep 30, 2018 24.13%
Jun 30, 2018 15.73%
Mar 31, 2018 17.49%
Dec 31, 2017 16.23%
Sep 30, 2017 23.18%
Jun 30, 2017 13.82%
Mar 31, 2017 32.93%
Dec 31, 2016 30.78%
Sep 30, 2016 -17.82%
Jun 30, 2016 32.30%
Mar 31, 2016 46.02%
Dec 31, 2015 42.59%
Sep 30, 2015 45.43%
Jun 30, 2015 42.49%
Mar 31, 2015 45.44%
Dec 31, 2014 22.61%
Sep 30, 2014 26.53%
Jun 30, 2014 26.64%
Mar 31, 2014 25.43%
Dec 31, 2013 28.54%
Sep 30, 2013 28.14%
Jun 30, 2013 25.33%
Mar 31, 2013 26.63%
Dec 31, 2012 20.85%
Sep 30, 2012 21.56%
Jun 30, 2012 13.59%
Mar 31, 2012 20.51%
Dec 31, 2011 22.03%
Sep 30, 2011 20.12%
Jun 30, 2011 23.46%
Mar 31, 2011 13.28%
Dec 31, 2010 5.97%
Sep 30, 2010 9.86%
Jun 30, 2010 -16.26%