First Business Financial Services (FBIZ) FCF Margin (2010 - 2026)
First Business Financial Services (FBIZ) reported FCF Margin of 6.58% for Q1 2026, down 2089.0% year-over-year from 0.33% in Q1 2025, and down 82.74% quarter-over-quarter from 38.14% in Q4 2025.
First Business Financial Services (FBIZ) FCF Margin (2010 - 2026) Analysis & Trends
First Business Financial Services (FBIZ) has 17 years of FCF Margin data on file, last reported at 6.58% in Q1 2026.
- FCF Margin for Q1 2026 came in at 6.58%, down 2089.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.68% (down 742.0% YoY), and the FY2025 annual result was 36.23%, down 108.0% from the prior year.
- FCF Margin declined to 6.58% in Q1 2026 per FBIZ's latest filing, from 38.14% in the prior quarter.
- Over five years, FCF Margin peaked at 53.27% in Q4 2024 and troughed at 6.58% in Q1 2026.
- A 5-year average of 32.06% and a median of 35.55% in 2023 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin slumped 2175 bps in 2022, then surged 1887 bps in 2023.
- A 5-year view of FCF Margin shows it stood at 17.08% in 2022, then soared by 108 bps to 35.55% in 2023, then surged by 50 bps to 53.27% in 2024, then fell by 28 bps to 38.14% in 2025, then tumbled by 83 bps to 6.58% in 2026.
- Business Quant data shows FBIZ's FCF Margin at 6.58% in Q1 2026, 38.14% in Q4 2025, and 41.01% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Business Financial Services | 496.49 Mn | 321.17 Mn | - | 6.58% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.58% |
| Dec 31, 2025 | 38.14% |
| Sep 30, 2025 | 41.01% |
| Jun 30, 2025 | 37.81% |
| Mar 31, 2025 | 27.48% |
| Dec 31, 2024 | 53.27% |
| Sep 30, 2024 | 37.85% |
| Jun 30, 2024 | 33.32% |
| Mar 31, 2024 | 22.85% |
| Dec 31, 2023 | 35.55% |
| Sep 30, 2023 | 40.99% |
| Jun 30, 2023 | 34.44% |
| Mar 31, 2023 | 25.95% |
| Dec 31, 2022 | 17.08% |
| Sep 30, 2022 | 38.83% |
| Jun 30, 2022 | 46.74% |
| Mar 31, 2022 | 7.07% |
| Dec 31, 2021 | 38.83% |
| Sep 30, 2021 | 34.35% |
| Jun 30, 2021 | 28.94% |