First Business Financial Services (FBIZ) FCF Margin (2010 - 2026)
First Business Financial Services (FBIZ) posted quarterly FCF Margin of 93.4% for Q2 2026, up 5560.0% year-over-year from 1.65% in Q2 2025, and up 1318.78% on a QoQ basis from 6.58% in Q1 2026.
First Business Financial Services (FBIZ) FCF Margin (2010 - 2026) Analysis & Trends
First Business Financial Services has reported FCF Margin for 17 years, with the latest figure at 93.4% in Q2 2026.
- FCF Margin for Q2 2026 came in at 93.4%, up 5560.0% year-over-year; the trailing twelve-month figure through Jun 2026 was 45.52% (up 637.0% YoY), and the FY2025 annual result was 36.23%, down 108.0% from the prior year.
- FCF Margin improved to 93.4% in Q2 2026, from 6.58% in the prior quarter.
- Over five years, FCF Margin peaked at 93.4% in Q2 2026 and troughed at 6.58% in Q1 2026.
- A 5-year average of 35.47% and a median of 36.68% in 2023 frame the typical range for FCF Margin.
- The widest annual swing landed in 2022, when FCF Margin slumped 2175 bps; it then jumped 5560 bps in 2026.
- A 5-year view of FCF Margin shows it stood at 17.08% in 2022, then jumped by 108 bps to 35.55% in 2023, then soared by 50 bps to 53.27% in 2024, then retreated by 28 bps to 38.14% in 2025, then surged by 145 bps to 93.4% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 93.4% in Q2 2026, 6.58% in Q1 2026, and 38.14% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | First Business Financial Services | 563.89 Mn | 400.53 Mn | - | 93.40% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 93.40% |
| Mar 31, 2026 | 6.58% |
| Dec 31, 2025 | 38.14% |
| Sep 30, 2025 | 41.01% |
| Jun 30, 2025 | 37.81% |
| Mar 31, 2025 | 27.48% |
| Dec 31, 2024 | 53.27% |
| Sep 30, 2024 | 37.85% |
| Jun 30, 2024 | 33.32% |
| Mar 31, 2024 | 22.85% |
| Dec 31, 2023 | 35.55% |
| Sep 30, 2023 | 40.99% |
| Jun 30, 2023 | 34.44% |
| Mar 31, 2023 | 25.95% |
| Dec 31, 2022 | 17.08% |
| Sep 30, 2022 | 38.83% |
| Jun 30, 2022 | 46.74% |
| Mar 31, 2022 | 7.07% |
| Dec 31, 2021 | 38.83% |
| Sep 30, 2021 | 34.35% |