First Business Financial Services (FBIZ) FCF Margin (2010 - 2026)

First Business Financial Services (FBIZ) reported FCF Margin of 6.58% for Q1 2026, down 2089.0% year-over-year from 0.33% in Q1 2025, and down 82.74% quarter-over-quarter from 38.14% in Q4 2025.

First Business Financial Services (FBIZ) FCF Margin (2010 - 2026) Analysis & Trends

First Business Financial Services (FBIZ) has 17 years of FCF Margin data on file, last reported at 6.58% in Q1 2026.

  • FCF Margin for Q1 2026 came in at 6.58%, down 2089.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.68% (down 742.0% YoY), and the FY2025 annual result was 36.23%, down 108.0% from the prior year.
  • FCF Margin declined to 6.58% in Q1 2026 per FBIZ's latest filing, from 38.14% in the prior quarter.
  • Over five years, FCF Margin peaked at 53.27% in Q4 2024 and troughed at 6.58% in Q1 2026.
  • A 5-year average of 32.06% and a median of 35.55% in 2023 frame the typical range for FCF Margin.
  • The sharpest annual moves came in 2022 and 2023: FCF Margin slumped 2175 bps in 2022, then surged 1887 bps in 2023.
  • A 5-year view of FCF Margin shows it stood at 17.08% in 2022, then soared by 108 bps to 35.55% in 2023, then surged by 50 bps to 53.27% in 2024, then fell by 28 bps to 38.14% in 2025, then tumbled by 83 bps to 6.58% in 2026.
  • Business Quant data shows FBIZ's FCF Margin at 6.58% in Q1 2026, 38.14% in Q4 2025, and 41.01% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Business Financial Services 496.49 Mn 321.17 Mn - 6.58%

Historic Data

Download Data
DateValue
Mar 31, 2026 6.58%
Dec 31, 2025 38.14%
Sep 30, 2025 41.01%
Jun 30, 2025 37.81%
Mar 31, 2025 27.48%
Dec 31, 2024 53.27%
Sep 30, 2024 37.85%
Jun 30, 2024 33.32%
Mar 31, 2024 22.85%
Dec 31, 2023 35.55%
Sep 30, 2023 40.99%
Jun 30, 2023 34.44%
Mar 31, 2023 25.95%
Dec 31, 2022 17.08%
Sep 30, 2022 38.83%
Jun 30, 2022 46.74%
Mar 31, 2022 7.07%
Dec 31, 2021 38.83%
Sep 30, 2021 34.35%
Jun 30, 2021 28.94%