First Business Financial Services (FBIZ) Interest Coverage Ratio (2010 - 2026)

First Business Financial Services' (FBIZ) quarterly Interest Coverage Ratio came in at 1.53 in Q1 2026, up 1.66% year-on-year from 1.51 in Q1 2025, and down 2.91% on a QoQ basis from 1.58 in Q4 2025.

First Business Financial Services (FBIZ) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

First Business Financial Services (FBIZ) has 17 years of Interest Coverage Ratio data on file, last reported at 1.53 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 1.66% year-over-year to 1.53 in Q1 2026; TTM through Mar 2026 was 1.55, a 3.78% increase from a year earlier, with the FY2025 full-year figure at 1.54, up 5.19% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.53, down from 1.58 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for FBIZ reached as high as 5.39 in Q2 2022 and fell as low as 1.4 in Q1 2024.
  • Historically, Interest Coverage Ratio has averaged 2.1 across 5 years, with a median of 1.56 in 2023.
  • Across the five-year window, Interest Coverage Ratio advanced 16.02% in 2022 and slumped 71.08% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 2.16 in 2022, then sank by 30.66% to 1.49 in 2023, then rose by 4.88% to 1.57 in 2024, then climbed by 0.81% to 1.58 in 2025, then declined by 2.91% to 1.53 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.53 in Q1 2026, 1.58 in Q4 2025, and 1.6 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 First Business Financial Services 549.46 Mn 412.33 Mn - 1.53

Historic Data

Download Data
DateValue
Mar 31, 2026 1.53
Dec 31, 2025 1.58
Sep 30, 2025 1.60
Jun 30, 2025 1.49
Mar 31, 2025 1.51
Dec 31, 2024 1.57
Sep 30, 2024 1.45
Jun 30, 2024 1.45
Mar 31, 2024 1.40
Dec 31, 2023 1.49
Sep 30, 2023 1.54
Jun 30, 2023 1.56
Mar 31, 2023 1.77
Dec 31, 2022 2.16
Sep 30, 2022 3.38
Jun 30, 2022 5.39
Mar 31, 2022 4.86
Dec 31, 2021 5.33
Sep 30, 2021 5.31
Jun 30, 2021 4.65