First Business Financial Services (FBIZ) Interest Coverage Ratio (2010 - 2026)
First Business Financial Services (FBIZ) posted quarterly Interest Coverage Ratio of 1.62 for Q2 2026, up 9.33% year-over-year from 1.49 in Q2 2025, and up 5.91% on a QoQ basis from 1.53 in Q1 2026.
First Business Financial Services (FBIZ) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Business Financial Services has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.62 in Q2 2026.
- Interest Coverage Ratio for Q2 2026 came in at 1.62, up 9.33% year-over-year; the trailing twelve-month figure through Jun 2026 was 1.59 (up 5.45% YoY), and the FY2025 annual result was 1.54, up 5.19% from the prior year.
- Interest Coverage Ratio grew to 1.62 in Q2 2026, from 1.53 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 5.39 in Q2 2022 and troughed at 1.4 in Q1 2024.
- A 5-year average of 2.05 and a median of 1.56 in 2023 frame the typical range for Interest Coverage Ratio.
- The widest annual swing landed in 2022, when Interest Coverage Ratio increased 21.79%; it then plunged 71.08% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.16 in 2022, then tumbled by 30.66% to 1.49 in 2023, then grew by 4.88% to 1.57 in 2024, then gained by 0.81% to 1.58 in 2025, then gained by 2.83% to 1.62 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.62 in Q2 2026, 1.53 in Q1 2026, and 1.58 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.14 Bn | 84.95 Bn | - | - |
| 2 | Pnc Financial Services | 97.73 Bn | 97.73 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.99 Bn | 95.99 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.07 Bn | -81.24 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.48 Bn | 57.79 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.60 Bn | 61.60 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.61 Bn | 25.89 Bn | - | 1.90 |
| 10 | First Business Financial Services | 562.37 Mn | 399.01 Mn | - | 1.62 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.62 |
| Mar 31, 2026 | 1.53 |
| Dec 31, 2025 | 1.58 |
| Sep 30, 2025 | 1.60 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.57 |
| Sep 30, 2024 | 1.45 |
| Jun 30, 2024 | 1.45 |
| Mar 31, 2024 | 1.40 |
| Dec 31, 2023 | 1.49 |
| Sep 30, 2023 | 1.54 |
| Jun 30, 2023 | 1.56 |
| Mar 31, 2023 | 1.77 |
| Dec 31, 2022 | 2.16 |
| Sep 30, 2022 | 3.38 |
| Jun 30, 2022 | 5.39 |
| Mar 31, 2022 | 4.86 |
| Dec 31, 2021 | 5.33 |
| Sep 30, 2021 | 5.31 |