First Business Financial Services (FBIZ) EBT Margin (2010 - 2026)
First Business Financial Services (FBIZ) reported EBT Margin of 32.47% for Q1 2026, down 49.0% year-over-year from 63.66% in Q1 2025, and down 15.58% quarter-over-quarter from 38.46% in Q4 2025.
First Business Financial Services (FBIZ) EBT Margin (2010 - 2026) Analysis & Trends
First Business Financial Services (FBIZ) has 17 years of EBT Margin data on file, last reported at 32.47% in Q1 2026.
- EBT Margin for Q1 2026 came in at 32.47%, down 49.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 35.67% (up 149.0% YoY), and the FY2025 annual result was 35.85%, up 252.0% from the prior year.
- EBT Margin eased to 32.47% in Q1 2026 per FBIZ's latest filing, from 38.46% in the prior quarter.
- Over five years, EBT Margin peaked at 48.48% in Q2 2022 and troughed at 29.23% in Q1 2024.
- A 5-year average of 35.48% and a median of 33.82% in 2024 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2023: EBT Margin jumped 1006 bps in 2022, then sank 1756 bps in 2023.
- A 5-year view of EBT Margin shows it stood at 36.47% in 2022, then decreased by 7 bps to 34.05% in 2023, then increased by 9 bps to 37.18% in 2024, then gained by 3 bps to 38.46% in 2025, then declined by 16 bps to 32.47% in 2026.
- Business Quant data shows FBIZ's EBT Margin at 32.47% in Q1 2026, 38.46% in Q4 2025, and 39.05% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Business Financial Services | 496.49 Mn | 321.17 Mn | - | 32.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 32.47% |
| Dec 31, 2025 | 38.46% |
| Sep 30, 2025 | 39.05% |
| Jun 30, 2025 | 32.58% |
| Mar 31, 2025 | 32.96% |
| Dec 31, 2024 | 37.18% |
| Sep 30, 2024 | 33.82% |
| Jun 30, 2024 | 32.59% |
| Mar 31, 2024 | 29.23% |
| Dec 31, 2023 | 34.05% |
| Sep 30, 2023 | 32.46% |
| Jun 30, 2023 | 30.92% |
| Mar 31, 2023 | 33.57% |
| Dec 31, 2022 | 36.47% |
| Sep 30, 2022 | 41.20% |
| Jun 30, 2022 | 48.48% |
| Mar 31, 2022 | 37.64% |
| Dec 31, 2021 | 40.26% |
| Sep 30, 2021 | 42.56% |
| Jun 30, 2021 | 38.42% |