First Business Financial Services (FBIZ) EBT Margin (2010 - 2026)
First Business Financial Services' (FBIZ) quarterly EBT Margin came in at 32.47% in Q1 2026, down 49.0% year-on-year from 63.66% in Q1 2025, and down 15.58% on a QoQ basis from 38.46% in Q4 2025.
First Business Financial Services (FBIZ) EBT Margin (2010 - 2026) Analysis & Trends
First Business Financial Services (FBIZ) has 17 years of EBT Margin data on file, last reported at 32.47% in Q1 2026.
- On a quarterly basis, EBT Margin fell 49.0% year-over-year to 32.47% in Q1 2026; TTM through Mar 2026 was 35.67%, a 149.0% increase from a year earlier, with the FY2025 full-year figure at 35.85%, up 252.0% from the prior year.
- EBT Margin for Q1 2026 stood at 32.47%, down from 38.46% in the prior quarter.
- Over the last five years, EBT Margin for FBIZ reached as high as 48.48% in Q2 2022 and fell as low as 29.23% in Q1 2024.
- Historically, EBT Margin has averaged 35.48% across 5 years, with a median of 33.82% in 2024.
- Across the five-year window, EBT Margin surged 1006 bps in 2022 and tumbled 1756 bps in 2023, its largest moves.
- Year by year, EBT Margin stood at 36.47% in 2022, then declined by 7 bps to 34.05% in 2023, then advanced by 9 bps to 37.18% in 2024, then grew by 3 bps to 38.46% in 2025, then decreased by 16 bps to 32.47% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 32.47% in Q1 2026, 38.46% in Q4 2025, and 39.05% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,288.96% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 803.69% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 167.25% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 39.06% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 46.65% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 35.47% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 40.87% |
| 10 | First Business Financial Services | 549.46 Mn | 412.33 Mn | - | 32.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 32.47% |
| Dec 31, 2025 | 38.46% |
| Sep 30, 2025 | 39.05% |
| Jun 30, 2025 | 32.58% |
| Mar 31, 2025 | 32.96% |
| Dec 31, 2024 | 37.18% |
| Sep 30, 2024 | 33.82% |
| Jun 30, 2024 | 32.59% |
| Mar 31, 2024 | 29.23% |
| Dec 31, 2023 | 34.05% |
| Sep 30, 2023 | 32.46% |
| Jun 30, 2023 | 30.92% |
| Mar 31, 2023 | 33.57% |
| Dec 31, 2022 | 36.47% |
| Sep 30, 2022 | 41.20% |
| Jun 30, 2022 | 48.48% |
| Mar 31, 2022 | 37.64% |
| Dec 31, 2021 | 40.26% |
| Sep 30, 2021 | 42.56% |
| Jun 30, 2021 | 38.42% |