Customers Bancorp, Inc. Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 43.77%11.68%35.73%39.74%37.00%39.51%504.82%221.37%210.58%6,187.08%7,512.11%11,690.73%7,564.19%43.63%31.39%
EBIT Margin 14.69%4.09%12.50%13.91%58.75%63.42%800.77%409.90%580.79%16,889.09%13,039.27%14,229.41%14,358.61%133.33%125.60%
Operating Margin 14.69%4.09%12.50%13.91%
Net Margin 36.50%7.94%23.58%25.83%24.41%25.04%280.32%115.04%132.37%3,723.77%4,692.68%7,952.68%5,671.31%31.06%23.28%
FCF Margin -345.73%54.09%-1,232.32%567.44%-305.71%28.41%348.35%71.42%139.38%-64,645.69%-5,445.01%-42,704.88%-13,108.41%-77.11%-7.46%
Efficiency
Assets Average 7.61B8.89B9.61B9.84B10.68B14.98B19.01B20.24B21.11B
Equity Average 0.50B0.70B0.89B0.94B1.00B1.08B1.24B1.38B1.52B
Invested Capital 2.06B0.55B0.86B0.92B0.96B1.40B1.12B1.37B1.40B1.64B
Asset Utilization Ratio 0.030.000.010.000.000.000.000.000.04
Leverage & Solvency
Interest Coverage Ratio 0.830.090.580.722.702.652.712.171.571.582.365.612.111.491.33
Debt to Equity 0.250.200.130.200.130.170.160.160.130.11
Debt Ratio 0.020.010.010.020.010.020.010.010.010.01
Equity Ratio 0.060.070.090.090.100.090.060.070.070.08
Times Interest Earned 0.830.090.580.722.702.652.712.171.571.582.365.612.111.491.33
Dividends & Payouts
FCF Payout Ratio 0.040.110.360.24-0.01-0.10-0.01-0.02-0.03-0.28
Valuation
Enterprise Value 0.14B0.27B0.51B0.15B0.47B0.72B0.65B0.51B0.53B-0.12B1.60B0.47B-2.04B1.53B
Market Capitalization 0.14B0.27B0.51B0.52B0.73B0.99B0.80B0.58B0.75B0.57B2.12B0.92B1.81B
Return Ratios
Return on Sales 0.36%0.03%0.24%0.26%-0.01%-0.03%-0.59%1.41%1.66%-3.25%-5.46%-10.50%59.21%0.33%0.25%
Return on Invested Capital 0.07%0.18%0.16%0.21%0.19%0.20%0.35%0.31%0.50%
Return on Assets 0.00%0.00%0.01%0.01%0.00%0.00%0.00%0.01%0.01%
Return on Equity -0.01%-0.02%0.09%0.08%-0.01%-0.01%-0.03%0.16%0.16%