Customers Bancorp reported revenue growth of 10.23% and asset growth of 17.60% for the quarter ended Jun 2026. These growth metrics cover 63 quarters of results from Dec 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Growth MetricsGrowth | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Growth Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets Growth (1y) | 1.76% | 6.16% | 1.84% | 3.14% | 6.59% | 6.75% | 13.50% | 8.77% | 7.31% | 2.01% | -1.86% | -4.93% | -1.83% | 4.65% | 5.04% | 7.68% | 13.07% | 11.60% | 15.42% | 17.60% | |||||||||||||||||||||||||||||||||||||||||||
| Assets Growth (3y) | 21.64% | 25.80% | 23.62% | 21.89% | 20.21% | 21.95% | 21.86% | 7.16% | 5.19% | 4.95% | 4.29% | 2.17% | 3.94% | 4.45% | 5.38% | 3.65% | 6.00% | 6.01% | 5.96% | 6.38% | |||||||||||||||||||||||||||||||||||||||||||
| Assets Growth (5y) | 14.75% | 15.84% | 14.11% | 13.22% | 14.23% | 16.26% | 15.10% | 14.71% | 15.54% | 16.74% | 16.05% | 13.37% | 12.85% | 14.13% | 13.28% | 4.72% | 5.26% | 6.19% | 6.58% | 6.20% | |||||||||||||||||||||||||||||||||||||||||||
| Assets (QoQ) | -2.68% | 2.44% | -2.10% | 5.68% | 0.57% | 2.59% | 4.09% | 1.27% | -0.78% | -2.47% | 0.15% | -1.89% | 2.45% | 3.97% | 0.51% | 0.57% | 7.58% | 2.62% | 3.96% | 2.47% | |||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures Growth (1y) | 26.93% | 20.22% | -37.75% | 582.51% | 613.57% | 63.89% | -31.15% | -50.40% | -90.15% | -20.79% | 100.59% | 24.03% | 108.15% | 59.97% | 286.08% | 47.68% | 397.54% | 85.43% | -71.00% | 12.27% | |||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures Growth (3y) | -20.23% | 0.11% | -26.08% | 85.01% | 41.42% | 14.19% | -30.15% | 68.05% | -3.74% | 15.99% | -4.91% | 61.32% | 13.52% | 27.58% | 74.70% | -3.15% | 0.66% | 32.94% | 30.95% | 27.17% | |||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures Growth (5y) | 42.45% | 50.05% | 54.33% | 80.08% | 508.35% | 2.78% | -6.11% | 25.81% | -18.63% | 5.42% | -11.02% | 31.25% | -10.33% | 13.54% | 21.42% | 54.11% | 56.00% | 35.86% | -0.76% | 47.41% | |||||||||||||||||||||||||||||||||||||||||||
| Capital Expenditures (QoQ) | 115.62% | 93.86% | -79.78% | 707.33% | 125.43% | -55.48% | -91.50% | 481.55% | -55.23% | 258.07% | -78.48% | 259.59% | -24.87% | 175.19% | -48.07% | 37.55% | 153.10% | 2.56% | -91.88% | 432.54% | |||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents Growth (1y)Cash & Equiv. Growth (1y) | 217.44% | -25.29% | -46.72% | -43.05% | -61.55% | -12.01% | 645.33% | 1,186.91% | 745.55% | 743.86% | 80.83% | -3.38% | -9.71% | -1.57% | -7.36% | 14.92% | 35.54% | 16.52% | 39.94% | 19.28% | |||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents Growth (3y)Cash & Equiv. Growth (3y) | 16.46% | 102.77% | 32.64% | 36.79% | 30.45% | 28.96% | 99.90% | 43.52% | 117.71% | 77.02% | 92.93% | 92.03% | 43.18% | 94.06% | 131.99% | 142.67% | 117.92% | 113.11% | 32.84% | 9.82% | |||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents Growth (5y)Cash & Equiv. Growth (5y) | 31.69% | 14.37% | 9.14% | -9.91% | 13.00% | 25.51% | 56.88% | 65.81% | 38.71% | 128.21% | 99.31% | 99.78% | 76.12% | 77.89% | 68.00% | 26.84% | 66.06% | 44.79% | 56.24% | 57.55% | |||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents (QoQ)Cash & Equiv. (QoQ) | 144.38% | -50.76% | -46.99% | -10.71% | 64.97% | 12.69% | 349.03% | 54.16% | 8.39% | 12.47% | -3.78% | -17.63% | 1.29% | 22.60% | -9.44% | 2.18% | 19.47% | 5.40% | 8.77% | -12.91% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities Growth (1y) | 181.19% | -269.35% | 116.84% | -26.04% | -98.92% | 80.96% | 807.44% | 166.92% | 2,554.36% | 644.08% | -120.28% | -124.53% | -197.39% | -122.50% | -206.46% | 38.93% | -165.23% | -57.85% | -25.25% | -988.35% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities Growth (3y) | 15.99% | -100.47% | 34.84% | -5.34% | 26.68% | -43.64% | 56.81% | 29.29% | 30.69% | 20.60% | 32.34% | 40.85% | -31.59% | 38.46% | -96.95% | 53.55% | -313.23% | -24.55% | -40.58% | -53.69% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities Growth (5y) | 58.53% | -19.79% | 16.51% | -10.61% | -41.10% | -19.04% | 23.82% | 36.22% | -14.91% | 44.38% | 3.63% | 28.12% | 3.08% | -26.03% | -2.89% | 52.53% | 9.73% | -21.27% | -3.53% | -6.58% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Investing Activities (QoQ) | 247.26% | -180.66% | 107.91% | -1,440.60% | 101.26% | -1,525.92% | 477.23% | -1.14% | -50.08% | 192.28% | -114.06% | -19.61% | -98.15% | 32.49% | -91.53% | 76.17% | -760.64% | 59.82% | -51.98% | -107.10% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations Growth (1y) | -143.55% | -64.75% | -41.64% | -44.81% | 836.42% | -1,507.72% | -85.00% | 82.27% | 24.87% | 59.99% | -207.30% | -93.21% | -82.07% | 212.69% | 600.16% | 2,569.20% | 379.20% | -8.87% | -62.74% | -33.83% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations Growth (3y) | -34.81% | 194.67% | 177.85% | 75.11% | 51.17% | -260.33% | 35.76% | 6.18% | 58.80% | -58.54% | -27.93% | -59.12% | 53.95% | 85.16% | -6.98% | 48.93% | 2.36% | 34.09% | 25.98% | 6.25% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations Growth (5y) | 17.20% | -49.18% | 42.95% | 54.37% | 43.38% | -62.36% | -12.06% | 22.73% | 32.85% | -165.88% | -25.64% | -7.85% | -5.01% | 82.41% | 36.24% | 16.76% | 28.03% | 15.31% | -29.43% | 3.83% | |||||||||||||||||||||||||||||||||||||||||||
| Cash from Operations (QoQ) | -116.64% | 241.99% | 456.43% | -58.03% | 122.06% | -371.42% | 105.93% | 410.13% | 52.12% | -186.98% | 84.10% | 132.28% | 301.61% | 446.77% | -29.45% | 72.28% | -27.90% | 3.98% | -71.15% | 205.97% | |||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total Growth (1y) | 56.57% | 48.35% | 31.61% | 22.13% | 3.25% | 8.22% | 7.97% | 5.94% | 3.84% | -1.30% | 1.34% | -1.52% | -0.69% | 5.17% | 5.41% | 7.34% | 12.93% | 10.25% | 14.05% | 14.53% | |||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total Growth (3y) | 25.85% | 32.93% | 30.27% | 27.45% | 25.21% | 28.04% | 28.19% | 17.85% | 18.85% | 16.58% | 12.93% | 8.41% | 2.11% | 3.95% | 4.87% | 3.85% | 5.21% | 4.60% | 6.80% | 6.58% | |||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total Growth (5y) | 18.09% | 18.10% | 19.89% | 19.27% | 18.19% | 21.70% | 20.27% | 19.73% | 16.40% | 20.20% | 19.32% | 16.65% | 15.15% | 16.86% | 17.61% | 11.59% | 13.49% | 12.94% | 11.60% | 9.39% | |||||||||||||||||||||||||||||||||||||||||||
| Deposits - Total (QoQ) | 22.32% | -1.14% | -2.16% | 3.22% | 3.41% | 3.62% | -2.39% | 1.28% | 1.36% | -1.51% | 0.23% | -1.58% | 2.21% | 4.30% | 0.46% | 0.23% | 7.53% | 1.83% | 3.92% | 0.65% | |||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin Growth (1y) | 225.00 | 0.00M | 0.00M | -586.00 | 0.00M | 0.01M | 0.01M | 0.01M | 0.00M | 0.00M | -922.00 | -713.00 | 189.00 | 0.00M | 0.00M | -858.00 | 0.00M | 0.00M | 0.00M | -524.00 | |||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin Growth (3y) | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 255.00 | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin Growth (5y) | 0.00M | 337.00 | 58.00 | -603.00 | 0.00M | 0.01M | 0.01M | 0.00M | 0.01M | 0.01M | 0.01M | 0.00M | 0.00M | 0.00M | 0.01M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin (QoQ) | 228.00 | -669.00 | -189.00 | 44.00 | 0.00M | 0.00M | 0.00M | 0.00M | 242.00 | 320.00 | -365.00 | -910.00 | 0.00M | 0.00M | -125.00 | -518.00 | -443.00 | -277.00 | 54.00 | 142.00 | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Growth (1y) | 83.96% | 20.89% | -4.73% | 3.26% | -9.45% | 25.64% | 103.13% | 113.92% | 80.72% | 51.03% | 1.47% | 4.40% | -23.43% | -23.07% | -32.70% | -5.46% | 18.36% | 25.32% | 47.64% | 4.58% | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Growth (3y) | 49.84% | 27.94% | 22.79% | 22.67% | 22.62% | 27.92% | 61.15% | 52.17% | 44.39% | 31.89% | 25.22% | 32.12% | 7.80% | 13.44% | 11.53% | 28.29% | 17.87% | 13.35% | 0.28% | 1.06% | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Growth (5y) | 25.91% | 22.76% | 16.54% | 12.21% | 24.56% | 22.51% | 29.74% | 26.93% | 40.65% | 31.78% | 30.72% | 32.75% | 20.60% | 19.46% | 23.37% | 28.31% | 22.23% | 17.21% | 14.30% | 17.92% | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin Growth (1y) | -61.00 | 0.00M | 0.00M | -648.00 | 0.00M | 0.01M | 0.01M | 0.01M | 0.00M | 0.00M | -850.00 | -611.00 | -42.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | -721.00 | -572.00 | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin Growth (3y) | -744.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.00M | 0.01M | 619.00 | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin Growth (5y) | 0.00M | 300.00 | -94.00 | -907.00 | 0.00M | 0.00M | 0.01M | 0.00M | 0.01M | 0.01M | 0.01M | 0.00M | 0.00M | 0.00M | 0.01M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin (QoQ) | 353.00 | -704.00 | -256.00 | -40.00 | 0.00M | 0.00M | 0.00M | 0.00M | 316.00 | 276.00 | -422.00 | -781.00 | 885.00 | 0.00M | -676.00 | 11.00 | 40.00 | -729.00 | -44.00 | 161.00 | |||||||||||||||||||||||||||||||||||||||||||
| EBIT (QoQ) | 65.99% | -22.64% | -15.28% | -5.09% | 45.55% | 7.35% | 36.97% | -0.04% | 22.97% | -10.28% | -7.98% | 2.84% | -9.82% | -9.85% | -19.50% | 44.46% | 12.91% | -4.56% | -5.16% | 2.33% | |||||||||||||||||||||||||||||||||||||||||||
| EBT Growth (1y) | 141.51% | 40.53% | 4.23% | -4.81% | -46.28% | -68.90% | -28.94% | -11.87% | 34.73% | 134.02% | -4.26% | 12.84% | -58.25% | -57.25% | -81.82% | 2.31% | 118.05% | 171.32% | 659.65% | 13.37% | |||||||||||||||||||||||||||||||||||||||||||
| EBT Growth (3y) | 192.97% | 71.19% | 67.99% | 87.38% | 32.60% | 0.82% | 79.90% | 27.52% | 20.46% | 0.76% | -10.82% | -1.81% | -32.90% | -32.24% | -50.17% | 0.58% | 7.04% | 39.49% | 9.77% | 9.39% | |||||||||||||||||||||||||||||||||||||||||||
| EBT Growth (5y) | 33.61% | 31.64% | 24.02% | 16.56% | 29.28% | 2.03% | 16.70% | 17.52% | 78.65% | 29.57% | 26.39% | 45.60% | 5.57% | 0.50% | 0.27% | 19.08% | 9.73% | 3.48% | -0.41% | 1.89% | |||||||||||||||||||||||||||||||||||||||||||
| EBT Margin Growth (1y) | 0.00M | -429.00 | -928.00 | -870.00 | -751.00 | 0.00M | 0.00M | -596.00 | -387.00 | 0.00M | -464.00 | 111.00 | 0.00M | 0.00M | 0.00M | -57.00 | 0.00M | 0.00M | 0.00M | 109.00 | |||||||||||||||||||||||||||||||||||||||||||
| EBT Margin Growth (3y) | 0.01M | 0.00M | 0.00M | 0.00M | 0.00M | -867.00 | 0.00M | 592.00 | 300.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | -542.00 | 0.00M | 0.00M | -62.00 | 163.00 | |||||||||||||||||||||||||||||||||||||||||||
| EBT Margin Growth (5y) | 0.00M | 0.00M | 0.00M | 223.00 | 0.00M | 0.00M | 394.00 | 117.00 | 0.00M | 0.00M | 0.00M | 0.00M | -786.00 | 0.00M | -437.00 | 646.00 | -443.00 | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| EBT Margin (QoQ) | 968.00 | -734.00 | -301.00 | -803.00 | 0.00M | 0.00M | 0.00M | -294.00 | 0.00M | -679.00 | -788.00 | 282.00 | 0.00M | -612.00 | 0.00M | 0.00M | 499.00 | -217.00 | -105.00 | -68.00 | |||||||||||||||||||||||||||||||||||||||||||
| EBT (QoQ) | 86.96% | -24.33% | -16.62% | -19.30% | 5.50% | -56.18% | 90.49% | 0.08% | 61.29% | -23.89% | -22.07% | 17.96% | -40.33% | -22.07% | -66.85% | 563.71% | 27.17% | -3.03% | -7.19% | -0.95% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) Growth (1y) | 127.40% | 82.07% | 118.22% | -3.91% | -44.35% | -74.28% | -30.49% | -18.50% | 40.22% | 135.88% | -7.63% | 21.85% | -48.69% | -60.13% | -79.25% | 3.06% | 67.60% | 193.02% | 574.91% | 19.76% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) Growth (3y) | 254.56% | 89.13% | 81.37% | 111.60% | 36.03% | 0.79% | 361.50% | 32.31% | 21.07% | 3.37% | 11.90% | -1.55% | -26.30% | -37.70% | -48.92% | 0.77% | 6.43% | 40.20% | 8.96% | 14.57% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) Growth (5y) | 37.88% | 39.04% | 25.57% | 21.36% | 69.62% | 5.99% | 19.32% | 17.26% | 103.36% | 32.63% | 30.82% | 56.57% | 12.61% | -0.75% | 82.88% | 23.80% | 8.82% | 5.23% | 14.44% | 3.32% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Basic) (QoQ) | 88.94% | -10.14% | -25.56% | -23.97% | 9.43% | -58.47% | 101.19% | -10.87% | 88.28% | -30.14% | -21.22% | 17.58% | -20.72% | -45.71% | -58.99% | 483.87% | 28.93% | -5.09% | -5.54% | 3.60% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Diluted) Growth (1y) | 119.39% | 75.81% | 115.80% | -2.15% | -43.26% | -73.91% | -28.77% | -17.24% | 39.60% | 137.04% | -10.05% | 19.21% | -49.17% | -60.72% | -79.03% | 3.88% | 68.15% | 194.77% | 572.94% | 18.84% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Diluted) Growth (3y) | 251.75% | 87.80% | 79.76% | 110.82% | 35.58% | 0.36% | 359.03% | 32.04% | 20.23% | 2.83% | 11.40% | -1.17% | -26.16% | -37.61% | -48.78% | 0.82% | 6.06% | 40.01% | 8.27% | 13.75% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Diluted) Growth (5y) | 38.44% | 40.21% | 26.45% | 22.21% | 70.73% | 6.70% | 19.56% | 17.61% | 103.00% | 32.58% | 30.06% | 56.02% | 12.07% | -1.21% | 81.81% | 23.31% | 8.23% | 4.71% | 14.30% | 3.57% | |||||||||||||||||||||||||||||||||||||||||||
| EPS (Diluted) (QoQ) | 89.22% | -10.06% | -25.47% | -22.86% | 9.72% | -58.64% | 103.47% | -10.36% | 85.08% | -29.78% | -22.79% | 18.80% | -21.09% | -45.74% | -58.78% | 488.54% | 27.73% | -4.87% | -5.90% | 3.94% | |||||||||||||||||||||||||||||||||||||||||||
| FCF Margin Growth (1y) | 0.00M | 0.00M | -0.01M | 0.00M | 0.00M | -0.02M | -0.01M | 0.00M | 0.00M | 0.02M | 0.00M | 0.00M | -0.01M | 0.01M | 0.01M | 0.01M | 0.00M | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| FCF Margin Growth (3y) | 0.00M | 0.00M | 0.01M | 648.00 | 0.00M | -0.02M | 0.01M | 0.00M | 0.00M | -0.01M | -0.01M | -0.01M | 0.00M | 0.01M | -729.00 | 0.01M | -904.00 | 0.03M | 422.00 | -669.00 | |||||||||||||||||||||||||||||||||||||||||||
| FCF Margin Growth (5y) | 0.00M | -0.08M | 0.00M | 0.00M | 0.00M | -0.02M | 0.00M | 865.00 | 0.00M | -0.01M | 485.00 | 0.00M | -359.00 | 0.01M | 0.01M | -226.00 | 393.00 | -785.00 | -0.01M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| FCF Margin (QoQ) | -0.01M | 0.00M | 0.01M | 0.00M | 0.00M | -0.03M | 0.02M | 0.00M | 0.00M | -0.01M | 0.01M | 785.00 | 0.00M | 0.01M | -614.00 | 0.00M | 0.00M | 82.00 | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow Growth (1y) | -183.40% | -88.86% | -41.74% | -72.73% | 320.63% | -6,319.75% | -86.52% | 230.09% | 157.19% | 56.83% | -251.60% | -112.84% | -90.45% | 172.34% | 431.44% | 1,509.53% | 361.57% | -39.73% | -60.91% | -41.64% | |||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow Growth (3y) | -49.89% | 32.19% | 116.56% | 66.21% | 66.73% | -209.74% | 33.33% | 2.09% | 67.89% | -70.90% | -28.44% | -28.37% | 36.47% | 168.82% | -12.18% | 81.43% | 4.26% | 29.83% | 25.24% | 1.83% | |||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow Growth (5y) | 10.24% | -61.58% | 42.70% | 36.24% | 23.01% | -105.71% | -12.75% | 22.26% | 50.66% | -52.80% | -10.76% | -31.59% | 2.62% | 62.36% | 31.02% | 13.99% | 15.83% | 5.45% | -31.19% | -1.01% | |||||||||||||||||||||||||||||||||||||||||||
| Free Cash Flow (QoQ) | -126.98% | 122.52% | 2,098.22% | -79.59% | 118.31% | -734.92% | 104.76% | 399.86% | 70.10% | -206.58% | 83.27% | 57.68% | 226.50% | 707.67% | -23.35% | 79.98% | -58.57% | 5.46% | -50.28% | 168.70% | |||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio Growth (1y)Interest Cover Growth (1y) | 158.09% | 79.16% | 44.01% | -20.88% | -72.96% | -81.00% | -76.89% | -59.16% | -21.31% | 17.15% | -2.28% | 3.47% | -22.11% | -17.69% | -21.78% | 3.96% | 28.75% | 34.73% | 50.19% | 4.58% | |||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio Growth (3y)Interest Cover Growth (3y) | 88.95% | 62.62% | 60.30% | 40.47% | 6.93% | -10.28% | 3.74% | -10.78% | -18.11% | -26.39% | -31.23% | -30.59% | -45.07% | -43.20% | -43.89% | -23.98% | -7.59% | 9.11% | 4.71% | 4.00% | |||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio Growth (5y)Interest Cover Growth (5y) | 22.02% | 21.70% | 18.81% | 7.36% | 3.37% | -9.67% | -6.59% | -4.23% | 7.50% | -0.87% | -1.44% | 3.21% | -5.61% | -6.98% | -3.12% | -5.24% | -11.25% | -15.06% | -17.51% | -18.32% | |||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage Ratio (QoQ)Interest Cover (QoQ) | 74.41% | -12.69% | -8.22% | -43.39% | -40.40% | -38.64% | 11.62% | 0.05% | 14.83% | -8.65% | -6.90% | 5.94% | -13.55% | -3.47% | -11.52% | 40.80% | 7.06% | 1.01% | -1.36% | -1.95% | |||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow Growth (1y) | 184.47% | -247.07% | -56.85% | 65.33% | -74.37% | 109.64% | 753.52% | 3,867.72% | 66.21% | 730.47% | -109.13% | -158.86% | -85.10% | 63.69% | -145.99% | 111.47% | 1,629.75% | -67.64% | 208.26% | -927.78% | |||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow Growth (3y) | 14.48% | 4.11% | -85.51% | -10.40% | 22.61% | 114.56% | 230.93% | 10.97% | 33.13% | 5.60% | 2.19% | -97.38% | -60.12% | 49.04% | -13.64% | 65.62% | 62.39% | 63.85% | -37.59% | -36.78% | |||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow Growth (5y) | 64.37% | -260.13% | -22.73% | -16.27% | 23.06% | 21.99% | 87.26% | 98.12% | -8.57% | 22.03% | -35.78% | -97.23% | -14.52% | 155.59% | -58.92% | -37.92% | 23.96% | -9.01% | 35.05% | -48.81% | |||||||||||||||||||||||||||||||||||||||||||
| Net Cash Flow (QoQ) | 832.41% | -185.66% | 54.28% | 87.91% | 641.39% | -67.77% | 2,998.65% | -30.32% | -76.12% | 61.05% | -134.06% | -349.32% | 106.04% | 1,669.77% | -151.19% | 120.94% | 811.68% | -66.89% | 71.26% | -260.15% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income Growth (1y) | 129.72% | 78.98% | 109.76% | -4.39% | -44.92% | -71.48% | -30.02% | -18.88% | 35.74% | 116.27% | -7.44% | 22.09% | -46.12% | -56.65% | -74.03% | 4.91% | 62.05% | 176.77% | 439.44% | 17.43% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income Growth (3y) | 167.99% | 77.96% | 70.67% | 84.78% | 33.16% | 1.41% | 158.78% | 27.94% | 19.75% | 3.35% | 10.76% | -1.80% | -26.15% | -35.58% | -44.80% | 1.28% | 5.83% | 37.41% | 9.04% | 14.58% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income Growth (5y) | 40.48% | 38.40% | 24.42% | 19.85% | 52.48% | 5.84% | 17.35% | 14.99% | 70.46% | 28.30% | 26.35% | 44.26% | 11.55% | -0.45% | 33.02% | 21.82% | 8.44% | 5.78% | 13.74% | 3.13% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income (QoQ) | 89.18% | -13.25% | -23.75% | -23.59% | 8.97% | -55.08% | 87.11% | -11.44% | 82.36% | -28.43% | -19.92% | 16.81% | -19.53% | -42.42% | -52.03% | 371.96% | 24.30% | -1.65% | -6.50% | 2.74% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders Growth (1y)Net Income Growth (1y) | 134.13% | 86.72% | 125.56% | -2.62% | -44.34% | -74.03% | -32.89% | -22.14% | 35.18% | 127.23% | -8.63% | 23.39% | -48.24% | -60.04% | -79.26% | 2.85% | 71.71% | 201.25% | 631.42% | 28.14% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders Growth (3y)Net Income Growth (3y) | 257.44% | 90.60% | 85.02% | 115.07% | 37.80% | 2.33% | 363.54% | 31.99% | 20.78% | 3.29% | 11.42% | -2.20% | -26.97% | -38.22% | -49.72% | -0.40% | 6.31% | 39.85% | 11.49% | 17.59% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders Growth (5y)Net Income Growth (5y) | 42.66% | 43.50% | 27.61% | 22.96% | 71.48% | 7.32% | 19.62% | 17.03% | 102.87% | 32.52% | 31.18% | 57.06% | 12.86% | -0.55% | 82.94% | 23.89% | 9.38% | 5.82% | 15.97% | 4.28% | |||||||||||||||||||||||||||||||||||||||||||
| Net Income towards Common Stockholders (QoQ)Net Income (QoQ) | 89.93% | -10.52% | -24.08% | -24.54% | 8.57% | -58.24% | 96.17% | -12.45% | 88.50% | -29.81% | -21.12% | 18.23% | -20.93% | -45.81% | -59.07% | 486.43% | 32.02% | -4.93% | -0.62% | 2.74% | |||||||||||||||||||||||||||||||||||||||||||
| Net Margin Growth (1y) | 932.00 | 882.00 | 0.00M | -548.00 | -400.00 | 0.00M | 0.00M | -755.00 | -277.00 | 0.00M | -463.00 | 305.00 | 0.00M | 0.00M | 0.00M | -26.00 | 607.00 | 0.00M | 0.00M | 440.00 | |||||||||||||||||||||||||||||||||||||||||||
| Net Margin Growth (3y) | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | -514.00 | 0.00M | 582.00 | 254.00 | -755.00 | 333.00 | -998.00 | 0.00M | 0.00M | 0.00M | -476.00 | -914.00 | 0.00M | 95.00 | 719.00 | |||||||||||||||||||||||||||||||||||||||||||
| Net Margin Growth (5y) | 0.00M | 0.00M | 0.00M | 871.00 | 0.00M | -246.00 | 603.00 | 25.00 | 0.00M | 0.00M | 0.00M | 0.00M | 203.00 | -923.00 | 722.00 | 861.00 | -382.00 | -842.00 | 890.00 | -584.00 | |||||||||||||||||||||||||||||||||||||||||||
| Net Margin (QoQ) | 760.00 | 191.00 | -653.00 | -846.00 | 908.00 | 0.00M | 0.00M | -564.00 | 0.00M | -768.00 | -517.00 | 204.00 | -163.00 | 0.00M | -723.00 | 0.00M | 470.00 | -218.00 | 129.00 | 60.00 | |||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax Growth (1y)PAT Growth (1y) | 127.32% | 74.61% | 2.85% | -4.39% | -44.92% | -71.92% | -30.02% | -18.88% | 35.74% | 116.27% | -7.44% | 22.09% | -46.12% | -56.65% | -74.03% | 4.91% | 62.05% | 176.77% | 439.44% | 17.43% | |||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax Growth (3y)PAT Growth (3y) | 167.99% | 78.89% | 70.67% | 84.78% | 33.16% | 1.41% | 85.22% | 23.96% | 19.34% | 1.97% | -12.66% | -1.80% | -26.15% | -35.91% | -44.80% | 1.28% | 5.83% | 37.41% | 9.04% | 14.58% | |||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax Growth (5y)PAT Growth (5y) | 40.48% | 38.83% | 24.42% | 19.85% | 52.48% | 5.84% | 17.35% | 14.99% | 70.46% | 28.30% | 26.35% | 44.26% | 11.55% | -0.45% | 8.84% | 19.53% | 8.21% | 4.93% | -1.37% | 3.13% | |||||||||||||||||||||||||||||||||||||||||||
| Profit After Tax (QoQ)PAT (QoQ) | 89.18% | -11.88% | -24.93% | -23.59% | 8.97% | -55.08% | 87.11% | -11.44% | 82.36% | -28.43% | -19.92% | 16.81% | -19.53% | -42.42% | -52.03% | 371.96% | 24.30% | -1.65% | -6.50% | 2.74% | |||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) Growth (1y) | -15.33% | -20.80% | -24.76% | -34.99% | -33.53% | 1.52% | 4.23% | 18.89% | 17.84% | -18.33% | -15.48% | -12.60% | -13.60% | -9.54% | -8.27% | -14.83% | 127.93% | 151.12% | 136.72% | 230.76% | |||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) Growth (3y) | -4.17% | -7.03% | -7.91% | -12.53% | -22.27% | -1.31% | -1.17% | -1.41% | -12.79% | -13.08% | -12.81% | -12.26% | -12.20% | -9.14% | -6.86% | -3.99% | 32.40% | 22.88% | 22.43% | 35.03% | |||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) Growth (5y) | -4.36% | -6.99% | -6.99% | -10.90% | -11.78% | -5.47% | -5.78% | -6.48% | -7.17% | -7.80% | -7.21% | -7.01% | -13.72% | -6.62% | -5.63% | -6.53% | 5.49% | 8.33% | 7.55% | 13.73% | |||||||||||||||||||||||||||||||||||||||||||
| Property, Plant & Equipment (Net) (QoQ) | -4.30% | -10.60% | -7.39% | -17.95% | -2.15% | 36.54% | -4.92% | -6.41% | -3.01% | -5.37% | -1.60% | -3.23% | -4.12% | -0.92% | -0.22% | -10.15% | 156.61% | 9.16% | -5.95% | 25.55% | |||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] Growth (1y)ROA Growth (1y) | 83.00 | 91.00 | 94.00 | 72.00 | 8.00 | -52.00 | -87.00 | -90.00 | -49.00 | 5.00 | 19.00 | 33.00 | 3.00 | -33.00 | -51.00 | -56.00 | -27.00 | 8.00 | 46.00 | 46.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] Growth (3y)ROA Growth (3y) | 70.00 | 93.00 | 120.00 | 133.00 | 87.00 | 42.00 | 39.00 | 35.00 | 42.00 | 45.00 | 26.00 | 15.00 | -37.00 | -80.00 | -119.00 | -113.00 | -72.00 | -19.00 | 14.00 | 23.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] Growth (5y)ROA Growth (5y) | 66.00 | 89.00 | 103.00 | 103.00 | 85.00 | 39.00 | 26.00 | 18.00 | 29.00 | 46.00 | 52.00 | 76.00 | 41.00 | 15.00 | 8.00 | 12.00 | 19.00 | 20.00 | 21.00 | 5.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA] (QoQ)ROA (QoQ) | 33.00 | 23.00 | 21.00 | -5.00 | -31.00 | -37.00 | -14.00 | -8.00 | 10.00 | 17.00 | 0.00 | 6.00 | -19.00 | -19.00 | -18.00 | 1.00 | 10.00 | 16.00 | 19.00 | 1.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] Growth (1y)ROE Growth (1y) | 0.00M | 0.00M | 0.00M | 901.00 | 58.00 | -740.00 | 0.00M | 0.00M | -753.00 | -71.00 | 27.00 | 145.00 | -215.00 | -566.00 | -697.00 | -702.00 | -336.00 | 59.00 | 537.00 | 549.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] Growth (3y)ROE Growth (3y) | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 869.00 | 788.00 | 532.00 | 428.00 | 341.00 | 38.00 | -185.00 | -911.00 | 0.00M | 0.00M | 0.00M | 0.00M | -578.00 | -133.00 | -8.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] Growth (5y)ROE Growth (5y) | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 844.00 | 669.00 | 516.00 | 638.00 | 813.00 | 827.00 | 999.00 | 528.00 | 232.00 | 118.00 | -24.00 | -124.00 | -166.00 | -122.00 | -338.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Equity [ROE] (QoQ)ROE (QoQ) | 454.00 | 242.00 | 212.00 | -8.00 | -389.00 | -555.00 | -183.00 | -104.00 | 89.00 | 127.00 | -85.00 | 15.00 | -272.00 | -224.00 | -216.00 | 10.00 | 94.00 | 172.00 | 262.00 | 21.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] Growth (1y)ROIC Growth (1y) | 654.00 | 706.00 | 302.00 | -14.00 | -220.00 | 53.00 | 647.00 | 0.00M | 0.00M | 0.00M | 822.00 | 378.00 | -221.00 | -553.00 | -606.00 | -643.00 | -787.00 | -613.00 | -222.00 | -106.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] Growth (3y)ROIC Growth (3y) | 870.00 | 829.00 | 752.00 | 604.00 | 474.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 965.00 | 862.00 | 0.00M | 705.00 | 298.00 | -6.00 | -371.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] Growth (5y)ROIC Growth (5y) | 0.00M | 0.00M | 0.00M | 878.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 942.00 | 917.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC] (QoQ)ROIC (QoQ) | 219.00 | 83.00 | -98.00 | -219.00 | 14.00 | 356.00 | 496.00 | 437.00 | 424.00 | 108.00 | -148.00 | -7.00 | -175.00 | -224.00 | -200.00 | -44.00 | -319.00 | -50.00 | 191.00 | 72.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (1y)ROS Growth (1y) | -61.00 | 0.00M | 0.00M | -648.00 | 0.00M | 0.01M | 0.01M | 0.01M | 0.00M | 0.00M | -850.00 | -611.00 | -42.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | -721.00 | -572.00 | |||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (3y)ROS Growth (3y) | -744.00 | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.00M | 0.01M | 619.00 | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] Growth (5y)ROS Growth (5y) | 0.00M | 300.00 | -94.00 | -907.00 | 0.00M | 0.00M | 0.01M | 0.00M | 0.01M | 0.01M | 0.01M | 0.00M | 0.00M | 0.00M | 0.01M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | |||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS] (QoQ)ROS (QoQ) | 353.00 | -704.00 | -256.00 | -40.00 | 0.00M | 0.00M | 0.00M | 0.00M | 316.00 | 276.00 | -422.00 | -781.00 | 885.00 | 0.00M | -676.00 | 11.00 | 40.00 | -729.00 | -44.00 | 161.00 | |||||||||||||||||||||||||||||||||||||||||||
| Revenue Growth (1y) | 85.54% | 51.54% | 22.95% | 14.15% | -38.89% | -32.37% | -9.62% | 2.07% | 45.02% | 34.18% | 8.09% | 9.61% | -23.19% | -12.42% | -21.29% | 3.83% | 38.90% | 41.52% | 57.86% | 10.23% | |||||||||||||||||||||||||||||||||||||||||||
| Revenue Growth (3y) | 54.87% | 37.30% | 33.00% | 32.29% | 14.82% | 11.28% | 22.02% | 20.46% | 18.03% | 11.20% | 6.30% | 8.49% | -12.03% | -7.37% | -8.38% | 5.12% | 15.66% | 18.48% | 10.33% | 7.85% | |||||||||||||||||||||||||||||||||||||||||||
| Revenue Growth (5y) | 21.67% | 21.60% | 16.89% | 15.34% | 11.76% | 10.11% | 14.35% | 16.78% | 26.91% | 18.62% | 18.11% | 20.96% | 11.01% | 10.12% | 9.10% | 14.75% | 11.90% | 11.25% | 8.34% | 7.89% | |||||||||||||||||||||||||||||||||||||||||||
| Revenue (QoQ) | 57.78% | -14.17% | -11.77% | -4.46% | -15.53% | -5.02% | 17.92% | 7.88% | 20.01% | -12.12% | -5.00% | 9.40% | -15.90% | 0.20% | -14.62% | 44.32% | 12.50% | 2.09% | -4.76% | 0.77% | |||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation Growth (1y) | 61.61% | -21.80% | 20.64% | -20.38% | -5.58% | 29.33% | -19.18% | -3.30% | 5.34% | -26.42% | 29.45% | -9.45% | 3.43% | 46.35% | 9.15% | 38.51% | 20.82% | 45.30% | 34.90% | 29.89% | |||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation Growth (3y) | 17.09% | -5.36% | 16.02% | 12.98% | 11.94% | 10.41% | -4.62% | -2.71% | 17.14% | -9.38% | 8.07% | -11.33% | 0.95% | 11.67% | 4.53% | 6.64% | 9.59% | 16.09% | 23.99% | 17.67% | |||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation Growth (5y) | 13.09% | 7.51% | 15.24% | 15.96% | 13.05% | 14.01% | 6.26% | 10.15% | 9.81% | -4.21% | 10.32% | 4.78% | 8.85% | 7.70% | 4.16% | 2.92% | 14.97% | 9.62% | 13.20% | 4.63% | |||||||||||||||||||||||||||||||||||||||||||
| Share-based Compensation (QoQ) | -22.22% | -24.88% | 39.46% | -2.29% | -7.76% | 2.89% | -12.85% | 16.91% | 0.48% | -28.13% | 53.33% | -18.23% | 14.78% | 1.70% | 14.35% | 3.77% | 0.11% | 22.31% | 6.17% | -0.09% | |||||||||||||||||||||||||||||||||||||||||||
| Tax Rate Growth (1y) | 476.00 | 0.00M | 107.00 | -34.00 | -193.00 | 863.00 | 121.00 | 602.00 | -59.00 | 608.00 | 261.00 | -571.00 | -104.00 | -191.00 | -151.00 | -277.00 | |||||||||||||||||||||||||||||||||||||||||||||||
| Tax Rate Growth (3y) | 0.00M | 0.00M | -371.00 | 323.00 | -98.00 | -140.00 | -659.00 | 617.00 | 224.00 | -261.00 | 489.00 | -2.00 | 0.00M | -160.00 | 264.00 | 353.00 | 154.00 | 0.00M | |||||||||||||||||||||||||||||||||||||||||||||
| Tax Rate Growth (5y) | 0.00M | 0.00M | -128.00 | -983.00 | 0.00M | 0.00M | -214.00 | 802.00 | 0.00M | 374.00 | 11.00 | 355.00 | 364.00 | -145.00 | 546.00 | -515.00 | 382.00 | -470.00 | |||||||||||||||||||||||||||||||||||||||||||||
| Tax Rate (QoQ) | -89.00 | 0.00M | 884.00 | 425.00 | -249.00 | -197.00 | 142.00 | 906.00 | -910.00 | 469.00 | -204.00 | 74.00 | 175.00 | -107.00 | -57.00 | -287.00 | |||||||||||||||||||||||||||||||||||||||||||||||
| Total Debt Growth (1y) | 32.59% | 32.52% | 32.52% | 163.35% | -24.55% | -24.52% | -24.52% | -62.02% | 0.18% | 0.18% | 0.18% | 0.18% | -8.00% | -8.00% | -8.01% | -8.01% | 0.15% | 35.08% | -3.84% | -3.82% | |||||||||||||||||||||||||||||||||||||||||||
| Total Debt Growth (3y) | 20.26% | 20.24% | 20.24% | 57.00% | 9.50% | -22.44% | 0.08% | 0.08% | 0.07% | 0.07% | 0.07% | 0.06% | -11.40% | -11.39% | -11.40% | -29.53% | -2.63% | 7.57% | -3.95% | -3.94% | |||||||||||||||||||||||||||||||||||||||||||
| Total Debt Growth (5y) | 15.64% | 15.62% | 15.61% | 22.25% | 0.69% | 0.68% | 0.67% | 0.67% | 5.62% | 5.62% | 5.62% | 8.04% | 3.89% | -15.53% | -1.57% | -1.58% | -1.58% | 4.49% | -2.38% | -2.38% | |||||||||||||||||||||||||||||||||||||||||||
| Total Debt (QoQ) | 32.37% | 0.00% | 0.05% | 98.84% | -62.07% | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% | 0.04% | -8.12% | 0.04% | 0.04% | 0.04% | 0.04% | 34.93% | -28.79% | 0.06% |
Pull Customers Bancorp's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=CUBI&statement=Growth&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "CUBI", "statement": "Growth", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=CUBI&statement=Growth&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();