Citigroup reported a gross margin of 99.93% and a net margin of 24.32% for the quarter ended Jun 2026. These financial ratios cover 69 quarters of results from Mar 2009 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2009 | Jun2009 | Sep2009 | Dec2009 | Mar2010 | Jun2010 | Sep2010 | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Jun2026 |
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| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gross Margin | 99.92% | 99.87% | 99.84% | 99.86% | 99.89% | 99.86% | 99.89% | 99.89% | 99.93% | 99.88% | 99.86% | 99.87% | 99.91% | 99.86% | 99.91% | 99.91% | 99.88% | 99.92% | 99.88% | 99.93% | |||||||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 41.39% | 33.60% | 23.21% | 27.45% | 30.41% | 23.74% | 17.64% | 28.83% | 20.80% | 23.77% | -12.34% | 21.62% | 21.52% | 21.72% | 19.53% | 25.23% | 24.09% | 24.22% | 19.18% | 32.42% | |||||||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin | 35.30% | 32.37% | 20.32% | 31.24% | 36.78% | 30.98% | 27.77% | 37.93% | 30.11% | 32.79% | 8.33% | 32.75% | 33.79% | 34.82% | 32.77% | 37.74% | 37.22% | 35.23% | 30.23% | 42.53% | |||||||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin | 35.30% | 32.37% | 20.32% | 31.24% | 36.78% | 30.98% | 27.77% | 37.93% | 30.11% | 32.79% | 8.33% | 32.75% | 33.79% | 34.82% | 32.77% | 37.74% | 37.22% | 35.23% | 30.23% | 42.53% | |||||||||||||||||||||||||||||||||||||||||||||||||
| Operating Margin | 35.30% | 32.37% | 20.32% | 31.24% | 36.78% | 30.98% | 27.77% | 37.93% | 30.11% | 32.79% | 8.33% | 32.75% | 33.79% | 34.82% | 32.77% | 37.74% | 37.22% | 35.23% | 30.23% | 42.53% | |||||||||||||||||||||||||||||||||||||||||||||||||
| Net Margin | 34.94% | 26.76% | 18.68% | 22.53% | 23.05% | 18.96% | 14.07% | 21.69% | 15.18% | 17.81% | -10.61% | 16.21% | 16.29% | 16.20% | 14.85% | 19.02% | 18.61% | 17.16% | 12.69% | 24.32% | |||||||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin | -3.24% | 198.21% | -78.76% | -54.60% | 113.33% | -17.24% | 60.25% | -149.76% | -285.81% | 70.02% | -37.73% | -59.18% | -92.87% | -85.97% | 118.72% | -278.87% | -176.92% | -2.34% | 125.43% | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,291.00B | 2,326.50B | 2,326.50B | 2,342.55B | 2,387.55B | 2,381.03B | 2,399.03B | 2,436.06B | 2,439.56B | 2,396.24B | 2,390.24B | 2,422.50B | 2,419.50B | 2,418.50B | 2,392.00B | 2,462.50B | 2,597.50B | 2,632.74B | 2,649.84B | 2,776.10B | |||||||||||||||||||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 530.41B | 519.25B | 512.99B | 512.60B | 537.16B | 546.92B | 567.64B | 569.08B | 564.79B | 572.29B | 567.78B | 559.96B | 578.41B | 591.66B | 593.68B | 697.77B | 655.45B | 650.91B | 645.77B | 733.83B | |||||||||||||||||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | |||||||||||||||||||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 3.16 | 2.88 | 1.72 | 2.63 | 1.97 | 0.78 | 0.40 | 0.51 | 0.31 | 0.31 | 0.06 | 0.30 | 0.30 | 0.30 | 0.30 | 0.41 | 0.39 | 0.36 | 0.29 | 0.51 | |||||||||||||||||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.14 | 0.13 | 0.14 | 0.13 | 0.14 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.14 | 0.15 | 0.16 | 0.16 | 0.19 | 0.17 | 0.17 | 0.16 | 0.18 | |||||||||||||||||||||||||||||||||||||||||||||||||
| Times Interest Earned | 3.16 | 2.88 | 1.72 | 2.63 | 1.97 | 0.78 | 0.40 | 0.51 | 0.31 | 0.31 | 0.06 | 0.30 | 0.30 | 0.30 | 0.30 | 0.41 | 0.39 | 0.36 | 0.29 | 0.51 | |||||||||||||||||||||||||||||||||||||||||||||||||
| Dividends & Payouts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 4.75 | 3.60 | 2.57 | 3.36 | 3.69 | 2.78 | 2.07 | 3.67 | 2.31 | 2.65 | -1.38 | 2.64 | 2.61 | 2.44 | 2.20 | 3.10 | 3.04 | 2.77 | 1.87 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | -2.27 | 0.04 | -0.09 | -0.12 | 0.06 | -0.40 | 0.11 | -0.04 | -0.02 | 0.10 | -0.20 | -0.10 | -0.07 | -0.08 | 0.06 | -0.02 | -0.03 | -2.65 | 0.05 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Payout Ratio | 0.21 | 0.28 | 0.39 | 0.30 | 0.27 | 0.36 | 0.48 | 0.27 | 0.43 | 0.38 | -0.73 | 0.38 | 0.38 | 0.41 | 0.45 | 0.32 | 0.33 | 0.36 | 0.54 | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 35.30% | 32.37% | 20.32% | 31.24% | 36.78% | 30.98% | 27.77% | 37.93% | 30.11% | 32.79% | 8.33% | 32.75% | 33.79% | 34.82% | 32.77% | 37.74% | 37.22% | 35.23% | 30.23% | 42.53% | |||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 3.97% | 3.88% | 3.66% | 3.41% | 3.43% | 3.34% | 3.47% | 3.61% | 3.35% | 3.40% | 2.81% | 2.66% | 2.79% | 2.76% | 3.44% | 3.31% | 3.32% | 3.48% | 3.37% | 3.43% | |||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 0.95% | 1.00% | 0.95% | 0.78% | 0.70% | 0.65% | 0.62% | 0.62% | 0.56% | 0.57% | 0.39% | 0.34% | 0.35% | 0.34% | 0.54% | 0.55% | 0.55% | 0.56% | 0.55% | 0.59% |