Citigroup (C) EBT Margin (2009 - 2025)
Citigroup (C) posted quarterly EBT Margin of 19.18% for Q4 2025, down 35.0% YoY from 29.51% in Q4 2024, and down 20.81% sequentially from 24.22% in Q3 2025.
Citigroup (C) EBT Margin (2009 - 2025) Analysis & Trends
Citigroup has disclosed EBT Margin across 17 years of filings, most recently posting 19.18% for Q4 2025.
- In Q4 2025, EBT Margin fell 35.0% year-over-year to 19.18%; the TTM figure through Dec 2025 stood at 23.27% (up 215.0% YoY), while the FY2025 annual figure was 23.27%, up 215.0% from the prior year.
- EBT Margin retreated to 19.18% in Q4 2025, from 24.22% in the prior quarter.
- Over the last five years, EBT Margin for C reached as high as 52.42% in Q1 2021 and fell as low as 12.34% in Q4 2023.
- The 5-year median for EBT Margin is 23.76% (2022), against an average of 24.4%.
- Annual changes were most pronounced in 2021 — EBT Margin soared 3749 bps — and 2023, when it slumped 2998 bps.
- A 5-year view of EBT Margin shows it stood at 23.21% in 2021, then declined by 24 bps to 17.64% in 2022, then tumbled by 170 bps to 12.34% in 2023, then jumped by 258 bps to 19.53% in 2024, then declined by 2 bps to 19.18% in 2025.
- According to Business Quant data, EBT Margin over the past three periods registered 19.18%, 24.22%, and 24.09% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hsbc Holdings | 1,641.64 Bn | 1,642.09 Bn | - | 50.34% |
| 2 | Bank Of America | 423.61 Bn | -183.09 Bn | 29.24 Bn | 34.37% |
| 3 | Wells Fargo & Company | 264.70 Bn | 189.62 Bn | - | 27.89% |
| 4 | Citigroup | 256.70 Bn | -1,928.30 Bn | 19.85 Bn | 19.18% |
| 5 | UBS Group AG | 156.73 Bn | 156.73 Bn | - | - |
| 6 | Bank of New York Mellon | 100.92 Bn | 44.00 Bn | - | 37.26% |
| 7 | Jpmorgan Chase | 93.06 Bn | 120.14 Bn | - | 41.09% |
| 8 | Sumitomo Mitsui Financial | 92.45 Bn | 93.39 Bn | - | - |
| 9 | Bank of N.T. Butterfield & Son | 2.40 Bn | -454.67 Mn | 152.73 Mn | 41.41% |
| 10 | Ing Groep | - | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 19.18% |
| Sep 30, 2025 | 24.22% |
| Jun 30, 2025 | 24.09% |
| Mar 31, 2025 | 25.23% |
| Dec 31, 2024 | 19.53% |
| Sep 30, 2024 | 21.72% |
| Jun 30, 2024 | 21.52% |
| Mar 31, 2024 | 21.62% |
| Dec 31, 2023 | -12.34% |
| Sep 30, 2023 | 23.77% |
| Jun 30, 2023 | 20.80% |
| Mar 31, 2023 | 28.83% |
| Dec 31, 2022 | 17.64% |
| Sep 30, 2022 | 23.74% |
| Jun 30, 2022 | 30.41% |
| Mar 31, 2022 | 27.45% |
| Dec 31, 2021 | 23.21% |
| Sep 30, 2021 | 33.60% |
| Jun 30, 2021 | 41.39% |
| Mar 31, 2021 | 52.42% |