Citigroup (C) EBT Margin (2009 - 2025)

Citigroup (C) posted quarterly EBT Margin of 19.18% for Q4 2025, down 35.0% YoY from 29.51% in Q4 2024, and down 20.81% sequentially from 24.22% in Q3 2025.

Citigroup (C) EBT Margin (2009 - 2025) Analysis & Trends

Citigroup has disclosed EBT Margin across 17 years of filings, most recently posting 19.18% for Q4 2025.

  • In Q4 2025, EBT Margin fell 35.0% year-over-year to 19.18%; the TTM figure through Dec 2025 stood at 23.27% (up 215.0% YoY), while the FY2025 annual figure was 23.27%, up 215.0% from the prior year.
  • EBT Margin retreated to 19.18% in Q4 2025, from 24.22% in the prior quarter.
  • Over the last five years, EBT Margin for C reached as high as 52.42% in Q1 2021 and fell as low as 12.34% in Q4 2023.
  • The 5-year median for EBT Margin is 23.76% (2022), against an average of 24.4%.
  • Annual changes were most pronounced in 2021 — EBT Margin soared 3749 bps — and 2023, when it slumped 2998 bps.
  • A 5-year view of EBT Margin shows it stood at 23.21% in 2021, then declined by 24 bps to 17.64% in 2022, then tumbled by 170 bps to 12.34% in 2023, then jumped by 258 bps to 19.53% in 2024, then declined by 2 bps to 19.18% in 2025.
  • According to Business Quant data, EBT Margin over the past three periods registered 19.18%, 24.22%, and 24.09% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Hsbc Holdings 1,641.64 Bn 1,642.09 Bn - 50.34%
2 Bank Of America 423.61 Bn -183.09 Bn 29.24 Bn 34.37%
3 Wells Fargo & Company 264.70 Bn 189.62 Bn - 27.89%
4 Citigroup 256.70 Bn -1,928.30 Bn 19.85 Bn 19.18%
5 UBS Group AG 156.73 Bn 156.73 Bn - -
6 Bank of New York Mellon 100.92 Bn 44.00 Bn - 37.26%
7 Jpmorgan Chase 93.06 Bn 120.14 Bn - 41.09%
8 Sumitomo Mitsui Financial 92.45 Bn 93.39 Bn - -
9 Bank of N.T. Butterfield & Son 2.40 Bn -454.67 Mn 152.73 Mn 41.41%
10 Ing Groep - - - -

Historic Data

Download Data
DateValue
Dec 31, 2025 19.18%
Sep 30, 2025 24.22%
Jun 30, 2025 24.09%
Mar 31, 2025 25.23%
Dec 31, 2024 19.53%
Sep 30, 2024 21.72%
Jun 30, 2024 21.52%
Mar 31, 2024 21.62%
Dec 31, 2023 -12.34%
Sep 30, 2023 23.77%
Jun 30, 2023 20.80%
Mar 31, 2023 28.83%
Dec 31, 2022 17.64%
Sep 30, 2022 23.74%
Jun 30, 2022 30.41%
Mar 31, 2022 27.45%
Dec 31, 2021 23.21%
Sep 30, 2021 33.60%
Jun 30, 2021 41.39%
Mar 31, 2021 52.42%