Citigroup (C) Interest Coverage Ratio (2009 - 2025)

Citigroup (C) reported Interest Coverage Ratio of 0.29 for Q4 2025, down 4.34% year-over-year from 0.3 in Q4 2024, and down 20.0% quarter-over-quarter from 0.36 in Q3 2025.

Citigroup (C) Interest Coverage Ratio (2009 - 2025) Analysis & Trends

Citigroup (C) has 17 years of Interest Coverage Ratio data on file, last reported at 0.29 in Q4 2025.

  • Interest Coverage Ratio for Q4 2025 came in at 0.29, down 4.34% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.36 (up 19.6% YoY), and the FY2025 annual result was 0.36, up 19.6% from the prior year.
  • Interest Coverage Ratio retreated to 0.29 in Q4 2025 per C's latest filing, from 0.36 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 4.04 in Q1 2021 and troughed at 0.06 in Q4 2023.
  • A 5-year average of 1.07 and a median of 0.4 in 2022 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 84.34% in 2023, then jumped 375.31% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 1.72 in 2021, then sank by 76.64% to 0.4 in 2022, then tumbled by 84.34% to 0.06 in 2023, then soared by 375.31% to 0.3 in 2024, then slipped by 4.34% to 0.29 in 2025.
  • Business Quant data shows C's Interest Coverage Ratio at 0.29 in Q4 2025, 0.36 in Q3 2025, and 0.39 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Canadian Imperial Bank Of Commerce 1,329,940,501.22 Bn 1,329,940,501.43 Bn - 1.45
2 Hsbc Holdings 37,228.00 Bn 37,228.45 Bn - -
3 Royal Bank Of Canada 2,913.28 Bn 2,841.72 Bn - 1.42
4 Toronto Dominion Bank 959.65 Bn 952.85 Bn - -
5 Bank Of Montreal 416.15 Bn 416.15 Bn - 1.35
6 Bank Of America 390.60 Bn -216.10 Bn 29.24 Bn 0.61
7 Barclays 379.37 Bn -269.24 Bn - -
8 Mitsubishi Ufj Financial 271.88 Bn -414.40 Bn 3.81 Bn -
9 Wells Fargo & Company 252.38 Bn 177.30 Bn - 1.58
10 Citigroup 242.69 Bn -1,942.31 Bn 19.85 Bn 0.29

Historic Data

Download Data
DateValue
Dec 31, 2025 0.29
Sep 30, 2025 0.36
Jun 30, 2025 0.39
Mar 31, 2025 0.41
Dec 31, 2024 0.30
Sep 30, 2024 0.30
Jun 30, 2024 0.30
Mar 31, 2024 0.30
Dec 31, 2023 0.06
Sep 30, 2023 0.31
Jun 30, 2023 0.31
Mar 31, 2023 0.51
Dec 31, 2022 0.40
Sep 30, 2022 0.78
Jun 30, 2022 1.97
Mar 31, 2022 2.63
Dec 31, 2021 1.72
Sep 30, 2021 2.88
Jun 30, 2021 3.16
Mar 31, 2021 4.04