Citigroup (C) Interest Coverage Ratio (2009 - 2026)
Citigroup (C) posted quarterly Interest Coverage Ratio of 0.27 for Q4 2025, down 10.4% year-over-year from 0.3 in Q4 2024, and down 25.08% quarter-over-quarter from 0.36 in Q3 2025.
Citigroup (C) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Citigroup (C) has reported Interest Coverage Ratio for 17 consecutive years, with 0.27 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio fell 10.4% year-over-year to 0.27; the TTM figure through Dec 2025 stood at 0.36 (up 17.59% YoY), while the FY2025 annual figure was 0.36, up 19.6% from the prior year.
- Interest Coverage Ratio fell to 0.27 in Q4 2025 per C's latest filing, from 0.36 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 4.04 in Q1 2021 and bottomed at 0.08 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 1.05 across 5 years, with a median of 0.4 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 84.16% — and 2024, when it jumped 262.16%.
- Citigroup's Interest Coverage Ratio stood at 1.72 in 2021, then slumped by 71.11% to 0.5 in 2022, then sank by 83.38% to 0.08 in 2023, then surged by 262.16% to 0.3 in 2024, then fell by 10.4% to 0.27 in 2025.
- Business Quant data shows C's Interest Coverage Ratio at 0.27 in Q4 2025, 0.36 in Q3 2025, and 0.39 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 446.02 Bn | -142.47 Bn | 30.39 Bn | 0.66 |
| 2 | Hsbc Holdings | 357.48 Bn | 357.48 Bn | - | - |
| 3 | Royal Bank Of Canada | 289.17 Bn | 90.25 Bn | - | 1.42 |
| 4 | Wells Fargo & Company | 256.82 Bn | 52.86 Bn | - | 1.73 |
| 5 | Mitsubishi Ufj Financial | 251.82 Bn | -141.80 Bn | 10.89 Bn | - |
| 6 | Citigroup | 224.14 Bn | -2,078.16 Bn | 24.75 Bn | 0.51 |
| 7 | Banco Santander | 209.76 Bn | 30.11 Bn | - | 0.66 |
| 8 | Toronto Dominion Bank | 196.01 Bn | 21.52 Bn | - | 0.08 |
| 9 | UBS Group AG | 168.22 Bn | -47.50 Bn | - | - |
| 10 | Bank of New York Mellon | 109.59 Bn | 48.36 Bn | - | 1.50 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.51 |
| Dec 31, 2025 | 0.27 |
| Sep 30, 2025 | 0.36 |
| Jun 30, 2025 | 0.39 |
| Mar 31, 2025 | 0.41 |
| Dec 31, 2024 | 0.30 |
| Sep 30, 2024 | 0.30 |
| Jun 30, 2024 | 0.30 |
| Mar 31, 2024 | 0.30 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | 0.31 |
| Mar 31, 2023 | 0.51 |
| Dec 31, 2022 | 0.50 |
| Sep 30, 2022 | 0.78 |
| Jun 30, 2022 | 1.97 |
| Mar 31, 2022 | 2.15 |
| Dec 31, 2021 | 1.72 |
| Sep 30, 2021 | 2.88 |
| Jun 30, 2021 | 3.16 |