Citigroup (C) Interest Coverage Ratio (2009 - 2025)

Citigroup (C) posted quarterly Interest Coverage Ratio of 0.29 for Q4 2025, down 4.34% YoY from 0.3 in Q4 2024, and down 20.0% sequentially from 0.36 in Q3 2025.

Citigroup (C) Interest Coverage Ratio (2009 - 2025) Analysis & Trends

Citigroup has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 0.29 for Q4 2025.

  • In Q4 2025, Interest Coverage Ratio fell 4.34% year-over-year to 0.29; the TTM figure through Dec 2025 stood at 0.36 (up 19.6% YoY), while the FY2025 annual figure was 0.36, up 19.6% from the prior year.
  • Interest Coverage Ratio eased to 0.29 in Q4 2025, from 0.36 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for C reached as high as 4.04 in Q1 2021 and fell as low as 0.06 in Q4 2023.
  • The 5-year median for Interest Coverage Ratio is 0.4 (2022), against an average of 1.07.
  • Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 84.34% — and 2024, when it jumped 375.31%.
  • A 5-year view of Interest Coverage Ratio shows it stood at 1.72 in 2021, then tumbled by 76.64% to 0.4 in 2022, then sank by 84.34% to 0.06 in 2023, then soared by 375.31% to 0.3 in 2024, then slipped by 4.34% to 0.29 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.29, 0.36, and 0.39 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Hsbc Holdings 1,641.64 Bn 1,642.09 Bn - -
2 Bank Of America 423.61 Bn -183.09 Bn 29.24 Bn 0.61
3 Wells Fargo & Company 264.70 Bn 189.62 Bn - 1.58
4 Citigroup 256.70 Bn -1,928.30 Bn 19.85 Bn 0.29
5 UBS Group AG 156.73 Bn 156.73 Bn - -
6 Bank of New York Mellon 100.92 Bn 44.00 Bn - 1.45
7 Jpmorgan Chase 93.06 Bn 120.14 Bn - 1.86
8 Sumitomo Mitsui Financial 92.45 Bn 93.39 Bn - -
9 Bank of N.T. Butterfield & Son 2.40 Bn -454.67 Mn 152.73 Mn 1.58
10 Mitsubishi Ufj Financial - - -1.48 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.29
Sep 30, 2025 0.36
Jun 30, 2025 0.39
Mar 31, 2025 0.41
Dec 31, 2024 0.30
Sep 30, 2024 0.30
Jun 30, 2024 0.30
Mar 31, 2024 0.30
Dec 31, 2023 0.06
Sep 30, 2023 0.31
Jun 30, 2023 0.31
Mar 31, 2023 0.51
Dec 31, 2022 0.40
Sep 30, 2022 0.78
Jun 30, 2022 1.97
Mar 31, 2022 2.63
Dec 31, 2021 1.72
Sep 30, 2021 2.88
Jun 30, 2021 3.16
Mar 31, 2021 4.04