BayFirst Financial reported total assets of $1147.93M and total liabilities of $1043.39M for the quarter ended Sep 2026, down 14.3% year over year. This balance sheet covers 25 quarters of results from Sep 2020 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Balance SheetBalance Sheet | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Cash & Short-Term Funds | |||||||||||||||||||||||||
| Cash Due from Bank | 2.87M | 3.14M | 2.94M | 3.13M | 3.65M | 3.77M | 4.59M | 4.50M | 4.10M | 4.43M | 4.23M | 4.71M | 4.50M | 6.52M | 6.14M | 5.19M | 5.12M | 6.85M | 5.64M | 5.23M | |||||
| Interest Deposits | 106.86M | 118.96M | 64.99M | 33.37M | 62.40M | 127.90M | 99.11M | 108.05M | 54.29M | 53.08M | 56.55M | 59.68M | 73.29M | 56.64M | 71.16M | 113.36M | 201.86M | 127.62M | 133.52M | 123.10M | |||||
| Cash & EquivalentsCash & Equiv. | 109.73M | 122.10M | 67.94M | 36.50M | 66.05M | 131.67M | 103.71M | 112.55M | 58.39M | 57.51M | 60.77M | 64.38M | 77.79M | 63.15M | 77.30M | 118.55M | 206.98M | 134.47M | 139.17M | 128.33M | |||||
| Cash & Current Investments | 109.73M | 122.10M | 67.94M | 36.50M | 66.05M | 131.67M | 103.71M | 112.55M | 58.39M | 57.51M | 60.77M | 64.38M | 77.79M | 63.15M | 77.30M | 118.55M | 206.98M | 134.47M | 139.17M | 128.33M | |||||
| Securities | |||||||||||||||||||||||||
| Securities - Available for Sale | 30.89M | 41.66M | 45.28M | 42.92M | 42.35M | 42.44M | 41.34M | 39.68M | 39.58M | 42.51M | 38.69M | 37.98M | 36.29M | 36.32M | 30.26M | 29.86M | 29.36M | 28.53M | 27.78M | 23.86M | |||||
| Securities - Held-to-maturity | 0.00M | 0.00M | 5.02M | 5.01M | 5.00M | 2.48M | 2.48M | 2.48M | 2.48M | 2.49M | 2.49M | 2.49M | 2.49M | 2.49M | 2.49M | 2.49M | 2.49M | 2.49M | 2.49M | 2.49M | |||||
| FHLB and Federal Reserve StockFHLB/FRB Stock | 2.83M | 2.52M | 3.27M | 2.53M | |||||||||||||||||||||
| Loans | |||||||||||||||||||||||||
| Loans Held for Sale | 1.46M | 1.54M | 0.63M | 1.29M | 1.38M | 1.96M | 2.44M | 0.67M | 94.05M | ||||||||||||||||
| Loans - Gross | 824.22M | 956.00M | 1,001.46M | 1,022.22M | 1,029.81M | 931.33M | 903.94M | 872.41M | 838.99M | 860.76M | |||||||||||||||
| Loans - Loss Allowance | 13.45M | 10.17M | 9.56M | 9.74M | 9.05M | 12.21M | 12.60M | 13.37M | 13.50M | 13.91M | 13.84M | 14.19M | 15.51M | 16.51M | 17.04M | 24.49M | 22.00M | 20.63M | 45.08M | 41.76M | |||||
| Loans - Net | 560.88M | 542.86M | 579.96M | 646.10M | 692.53M | 711.52M | 771.94M | 780.90M | 810.72M | 843.19M | 908.33M | 941.82M | 985.95M | 1,005.71M | 1,012.77M | 906.84M | 881.94M | 851.78M | 793.91M | 819.00M | |||||
| Other Assets | |||||||||||||||||||||||||
| Accrued Interest Receivable | 3.56M | 3.15M | 3.19M | 3.87M | 4.45M | 5.55M | 5.93M | 6.91M | 7.13M | 7.63M | 8.00M | 8.54M | 7.63M | 9.15M | 9.50M | 8.90M | 6.32M | 5.57M | 5.13M | 5.43M | |||||
| Property, Plant & Equipment (Net) | 29.67M | 31.04M | 31.37M | 32.78M | 35.44M | 37.78M | 40.05M | 37.99M | 38.87M | 39.33M | 39.09M | 38.74M | 33.25M | 32.77M | 32.41M | 31.70M | 31.19M | 30.69M | 30.25M | 34.68M | |||||
| Intangibles | 6.41M | 7.60M | 7.95M | 9.93M | 10.91M | 11.63M | 12.82M | 14.22M | 14.96M | 15.74M | 15.77M | 15.97M | 16.53M | 16.46M | 16.07M | 15.66M | 12.58M | 11.33M | 9.94M | 8.83M | |||||
| Goodwill & Intangibles | 6.41M | 7.60M | 7.95M | 9.93M | 10.91M | 11.63M | 12.82M | 14.22M | 14.96M | 15.74M | 15.77M | 15.97M | 16.53M | 16.46M | 16.07M | 15.66M | 12.58M | 11.33M | 9.94M | 8.83M | |||||
| Bank-Owned Life InsuranceBOLI | 24.55M | 24.70M | 24.85M | 25.00M | 25.16M | 25.31M | 25.47M | 25.63M | 25.80M | 25.97M | 26.15M | 26.33M | 26.51M | 26.70M | 26.88M | 27.07M | 27.26M | 27.46M | 27.65M | 27.85M | |||||
| Other Real Estate OwnedOREO | 2.31M | 1.63M | 1.63M | 0.13M | 0.13M | 0.40M | 0.40M | 0.40M | 0.40M | 0.53M | 0.41M | ||||||||||||||
| Long-Term Deferred Tax | 0.45M | 0.49M | 1.35M | 1.94M | 0.98M | 1.34M | 0.93M | 0.41M | 0.45M | 0.28M | 0.25M | 7.04M | 7.83M | 9.86M | 21.25M | 21.84M | |||||||||
| Other Assets | 132.02M | 19.15M | 15.85M | 90.38M | 16.86M | 16.93M | 16.30M | 15.69M | 16.50M | 19.11M | 19.12M | 12.54M | 12.49M | 13.49M | 17.53M | 14.83M | 14.68M | 16.45M | 16.09M | 15.10M | |||||
| Assets | 917.10M | 888.54M | 921.38M | 930.28M | 938.90M | 1,069.84M | 1,087.40M | 1,133.98M | 1,117.77M | 1,144.19M | 1,217.87M | 1,245.10M | 1,282.95M | 1,285.63M | 1,337.39M | 1,340.22M | 1,294.27M | 1,189.67M | 1,134.93M | 1,147.93M | |||||
| Liabilities | |||||||||||||||||||||||||
| Deposits | |||||||||||||||||||||||||
| Deposits - Non-Interest-BearingNon-Int. Deposits | 83.64M | 92.68M | 103.61M | 104.22M | 93.24M | 106.62M | 101.08M | 98.01M | 93.71M | 96.98M | 94.04M | 96.00M | 101.74M | 106.24M | 109.70M | 105.94M | 95.73M | 111.48M | 116.79M | 121.19M | |||||
| Deposits - Interest-BearingInt. Deposits | 163.50M | 180.82M | 195.39M | 190.99M | 202.66M | 266.45M | 253.11M | 267.40M | 259.42M | 250.48M | 236.45M | 247.92M | 256.79M | 261.07M | 238.22M | 210.34M | 231.23M | 153.86M | 135.63M | 142.56M | |||||
| Deposits - OtherOther Deposits | 474.55M | 496.63M | 466.41M | 490.54M | 499.18M | 559.83M | 590.59M | 652.38M | 632.01M | 659.86M | 711.90M | 768.28M | 784.69M | 760.96M | 815.88M | 855.18M | 856.98M | 820.53M | 736.46M | 750.41M | |||||
| Deposits - Total | 721.69M | 770.13M | 765.41M | 785.74M | 795.07M | 932.90M | 944.78M | 1,017.80M | 985.14M | 1,007.32M | 1,042.39M | 1,112.20M | 1,143.23M | 1,128.27M | 1,163.80M | 1,171.46M | 1,183.94M | 1,085.87M | 988.87M | 1,014.15M | |||||
| Borrowings | |||||||||||||||||||||||||
| Fed Funds Purchased and Repurchase AgreementsFed Funds & Repos | 0.46M | -0.23M | 0.26M | -0.25M | |||||||||||||||||||||
| Short-Term Borrowings | 3.30M | ||||||||||||||||||||||||
| FHLB Advances | 40.00M | 28.00M | 25.00M | 25.00M | 30.00M | 10.00M | 15.00M | 55.00M | 10.00M | 20.00M | 40.00M | 50.00M | |||||||||||||
| Subordinated Debt | 5.99M | 5.99M | 5.99M | 5.99M | 5.99M | 5.99M | 5.95M | 5.95M | 5.95M | 5.95M | 5.95M | 5.95M | 5.96M | 5.96M | 5.96M | 5.96M | 5.96M | 6.10M | 5.97M | 5.97M | |||||
| Non-Current Debt | 72.95M | 3.19M | 3.07M | 2.96M | 2.84M | 2.73M | 2.62M | 2.50M | 2.39M | 2.28M | 2.16M | 2.05M | 1.93M | 1.82M | 1.71M | 1.59M | 1.59M | 1.48M | 1.25M | 1.14M | |||||
| Other Liabilities | |||||||||||||||||||||||||
| Accumulated Expenses | 8.97M | 9.90M | 9.57M | 9.37M | 12.21M | 7.74M | 8.46M | 9.41M | 8.98M | 7.50M | 6.57M | 7.74M | 9.72M | 9.31M | 8.32M | 12.60M | 6.80M | 6.64M | 9.64M | 8.99M | |||||
| Operating Leases | 3.43M | 4.38M | 4.01M | 3.36M | 3.54M | 3.21M | 3.02M | 2.81M | 2.62M | 2.67M | 2.50M | 2.27M | 14.51M | 14.10M | 13.82M | 13.55M | 13.26M | 13.00M | 12.69M | 12.41M | |||||
| Non-Current Deferred Tax Liability | 0.45M | 0.49M | 0.48M | 0.73M | 1.00M | 1.49M | 0.30M | 0.65M | 0.90M | ||||||||||||||||
| Liabilities from Discontinued Operations | 7.46M | 3.99M | 1.66M | 1.07M | 0.94M | 0.72M | 0.62M | 0.53M | 0.17M | ||||||||||||||||
| Total Liabilities | 820.81M | 793.66M | 828.08M | 839.64M | 847.01M | 979.50M | 996.33M | 1,039.81M | 1,019.01M | 1,043.57M | 1,116.91M | 1,142.81M | 1,176.39M | 1,180.51M | 1,234.75M | 1,256.25M | 1,212.69M | 1,114.04M | 1,019.02M | 1,043.39M | |||||
| Shareholder's Equity | |||||||||||||||||||||||||
| Preferred Shares | 9.28M | 9.28M | 9.28M | 9.28M | 9.28M | 9.28M | 9.28M | 11.12M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 15.73M | 90.24M | 6.45M | |||||
| Common Stock and Paid-In Capital | 51.50M | 52.25M | 52.43M | 52.77M | 53.02M | 54.00M | 54.38M | 54.50M | 54.52M | 54.78M | 54.77M | 54.78M | 54.76M | 54.76M | 54.76M | 54.76M | 54.76M | 54.39M | 54.38M | 128.65M | |||||
| Retained Earnings | 35.95M | 35.43M | 34.62M | 32.69M | 33.48M | 31.17M | 32.02M | 33.41M | 34.40M | 34.50M | 34.65M | 35.07M | 39.77M | 38.12M | 35.55M | 16.09M | 13.77M | 7.84M | -26.36M | -27.64M | |||||
| Accumulated Other Comprehensive IncomeAOCI | -0.42M | -1.46M | -2.57M | -3.78M | -3.72M | -3.18M | -3.24M | -3.62M | -2.98M | -3.19M | -3.11M | -2.31M | -2.96M | -2.38M | -2.37M | -2.07M | -1.96M | -2.05M | -2.11M | -2.70M | |||||
| Common Equity | 96.29M | 94.88M | 93.30M | 90.64M | 91.88M | 90.34M | 91.07M | 94.17M | 98.76M | 100.63M | 100.96M | 102.29M | 106.56M | 105.12M | 102.64M | 83.97M | 81.58M | 75.63M | 115.90M | 104.54M | |||||
| Liabilities and Shareholders Equity | 917.10M | 888.54M | 921.38M | 930.28M | 938.90M | 1,069.84M | 1,087.40M | 1,133.98M | 1,117.77M | 1,144.19M | 1,217.87M | 1,245.10M | 1,282.95M | 1,285.63M | 1,337.39M | 1,340.22M | 1,294.27M | 1,189.67M | 1,134.93M | 1,147.93M | |||||
| Additional items | |||||||||||||||||||||||||
| Total Debt | 82.24M | 9.17M | 49.06M | 36.95M | 33.84M | 33.73M | 38.56M | 8.45M | 18.34M | 23.23M | 63.11M | 18.00M | 7.89M | 27.78M | 47.67M | 57.55M | 7.56M | 7.58M | 7.22M | 7.11M |
Pull BayFirst Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=BAFN&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "BAFN", "statement": "BS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=BAFN&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();