Embassy Bancorp EMYB

OTC EMYB
$20.90 +0.00 (+0.00%)
At close: Nov 12, 2026 · 4:00 PM EST

Embassy Bancorp (EMYB) stock price is $20.90, unchanged on the day, as of Nov 12, 2026. It has a market cap of $153.64Mn and a P/E ratio of 9.46, and is classified in the Regional Banks industry (Financial Services sector).

Key Stats
Market Cap153.64 Mn
P/E9.46
FCF (Yr)12.20 Mn
ROA (Yr)0.78
EV to EBIT-17.78
Net Income (Yr)13.70 Mn
Enterprise Value-858.34 Mn
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About

Embassy Bancorp, Inc. is a bank holding company headquartered in Hanover Township, Pennsylvania, that owns and operates Embassy Bank For The Lehigh Valley as its principal subsidiary. The company provides a full range of traditional banking products and services to consumers, businesses, and professionals in the Lehigh Valley region of eastern Pennsylvania. Its core activities include accepting deposits, originating commercial and consumer loans, and offering related…

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Sector: Financial Services Sector rationale Embassy Bancorp is a bank holding company that operates a community bank, providing traditional banking services such as accepting deposits and originating commercial and consumer loans. Its revenue is primarily derived from net interest income and fee income from financial services, which fits squarely within the Financial Services sector. Industry: Regional Banks Regional Banks Primary Embassy Bancorp operates as a community bank with a deposit and lending franchise concentrated in the Lehigh Valley region of eastern Pennsylvania. Its revenue is primarily derived from net interest income on commercial and consumer loans and deposits, which is the core model for Regional Banks. Classified using BQ-MICS CIK: 0001449794
Peer percentiles

How Embassy Bancorp ranks

Ranked against the 380 companies in Banking58 metrics · as of Nov 14, 2026

Valuation

12 metrics · Lower multiples rank higher; a negative multiple ranks last
  • P/E 9.46xMedian 12.0x 88th
  • P/FCF 9.22xMedian 10.6x 69th
  • P/Operating cash flow 8.80xMedian 9.57x 67th
  • P/S 3.02xMedian 3.38x 65th
  • P/B 1.30xMedian 1.24x 42nd
  • P/Tangible book 1.30xMedian 1.26x 45th
  • EV/EBITDA 16.7xMedian 5.03x 13th
  • EV/EBIT 17.2xMedian 5.20x 13th
  • EV/Revenue 16.3xMedian 3.64x 7th
  • EV/FCF 49.9xMedian 11.3x 14th
  • EV/Operating cash flow 47.6xMedian 10.8x 12th
  • PEG (3Y EPS CAGR) 2.22Median 1.27 28th
Peer group

Peer Comparison

Companies in the Regional Banks
View all peers
S.No. Ticker Company Market CapP/EP/STotal Debt (Qtr)
1 JPM Jpmorgan Chase & Co 920.14 Bn14.384.533,583.44 Bn
2 BSAC Banco Santander Chile 407.42 Bn1.5376.9747.85 Bn
3 BAC Bank Of America Corp /De/ 353.20 Bn11.702.94380.92 Bn
4 HSBC Hsbc Holdings Plc 307.88 Bn11.824.30-
5 MS Morgan Stanley 298.41 Bn14.873.72388.59 Bn
6 RY Royal Bank Of Canada 283.46 Bn17.385.529.69 Bn
7 GS Goldman Sachs Group Inc 264.45 Bn12.733.791,089.54 Bn
8 EMYB Embassy Bancorp, Inc. 0.15 Bn9.463.021.30 Bn