First Keystone (FKYS) stock price is $18.88, down 0.63% on the day, as of Nov 6, 2026. It has a market cap of $118.89Mn and a P/E ratio of 15.01, and is classified in the Regional Banks industry (Financial Services sector).
Enterprise Value
Margins
P/FCF
Key Stats
Market Cap118.89 Mn
P/E15.01
FCF (Yr)10.85 Mn
ROA (Yr)0.42
EV to EBIT-9.85
Net Income (Yr)6.15 Mn
Enterprise Value-482.28 Mn
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About
First Keystone Corporation is a Pennsylvania business corporation and a bank holding company registered with and supervised by the Board of Governors of the Federal Reserve System. The corporation's primary activity is managing and supervising its wholly owned subsidiary First Keystone Community Bank which provides commercial banking and trust department services.
First Keystone Corporation generates revenue mainly through dividends received from its bank subsidiary. The…
First Keystone Corporation is a Pennsylvania business corporation and a bank holding company registered with and supervised by the Board of Governors of the Federal Reserve System. The corporation's primary activity is managing and supervising its wholly owned subsidiary First Keystone Community Bank which provides commercial banking and trust department services.
First Keystone Corporation generates revenue mainly through dividends received from its bank subsidiary. The bank earns income from interest on loans, fees on deposit accounts, and charges for trust and advisory services offered to individuals, businesses and municipal entities.
The company operates through the following segments:
Community Banking: This segment includes accepting time, demand and savings deposits; making secured and unsecured commercial, real estate, agricultural and consumer loans; and providing personal and corporate trust and agency services such as trust investment accounts, investment advisory services, mutual funds, estate planning and management of pension and profit sharing plans across its nineteen branch locations in Northeastern Pennsylvania.
First Keystone Corporation holds a modest position in the regional banking market competing with numerous commercial banks savings banks savings and loan associations and credit unions. It ranks twelfth in deposit market share among the top twenty banks in its principal five county area with 2.9 percent of deposits and second in the Berwick market with 31.2 percent of deposits. Its competitive advantages stem from relationship banking a strong local presence and a full suite of retail and commercial services.
First Keystone Corporation serves individuals small to medium sized businesses municipalities and trust clients across its Northeastern Pennsylvania footprint.
Sector:Financial ServicesSector rationaleThe company is a bank holding company whose primary activity is supervising a subsidiary that provides commercial banking, loans, and trust services. Revenue is generated through interest on loans, deposit fees, and advisory services, all of which fall under the Financial Services sector.Industries:Regional BanksRegional BanksPrimaryFirst Keystone operates as a bank holding company for First Keystone Community Bank, which accepts deposits and provides commercial, real estate, and consumer loans within a specific geographic footprint in Northeastern Pennsylvania. Its revenue is driven by net interest income from these loans and fees on deposit accounts.Asset ManagementAsset ManagementSecondaryThe company provides trust investment accounts, mutual funds, and the management of pension and profit sharing plans through its trust department. These activities involve making investment decisions for clients in exchange for fees.Financial AdvisoryFinancial AdvisorySecondaryThe company offers investment advisory services and estate planning to individuals and trust clients, which are personalized financial planning services provided on a fee basis.Classified using BQ-MICSCIK: 0000737875
Peer percentiles
How First Keystone ranks
Ranked against the 368 companies in Banking·58 metrics · as of Nov 6, 2026
Valuation
12 metrics · Lower multiples rank higher; a negative multiple ranks last
WorseBetterPeer median
P/E15.1xMedian 12.3x30th
P/FCF11.9xMedian 10.6x43rd
P/Operating cash flow11.6xMedian 9.88x36th
P/S2.58xMedian 3.42x79th
P/B1.01xMedian 1.22x75th
P/Tangible book1.01xMedian 1.25x77th
EV/EBITDA1.80xMedian 4.99x96th
EV/EBIT1.85xMedian 5.16x96th
EV/Revenue1.94xMedian 3.72x85th
EV/FCF8.97xMedian 11.8x73rd
EV/Operating cash flow8.74xMedian 11.1x68th
PEG (3Y EPS CAGR)EPS is not growing−2.51Median 1.29Not meaningful—
Growth
14 metrics · Year-on-year growth and three-year compound annual growth