Cnb Financial (CCNE) stock price is $36.11, down 0.41% on the day, as of Nov 10, 2026. It has a market cap of $1.06Bn and a P/E ratio of 10.66, and is classified in the Regional Banks industry (Financial Services sector).
Enterprise Value
Margins
P/FCF
Key Stats
Market Cap1.06 Bn
P/E10.66
FCF (Yr)58.34 Mn
ROA (Yr)0.91
EV to EBIT-3.14
Net Income (Yr)66.13 Mn
Enterprise Value-895.20 Mn
Add ratio to table…
About
CNB Financial Corporation is a financial holding company incorporated under the laws of Pennsylvania. Its primary activity is ownership of CNB Bank a state chartered bank that delivers traditional banking products. In addition to the bank the corporation owns four non bank subsidiaries engaged in securities investment insurance agency captive insurance and consumer finance. These entities together allow the corporation to offer a broad range of financial services to its…
CNB Financial Corporation is a financial holding company incorporated under the laws of Pennsylvania. Its primary activity is ownership of CNB Bank a state chartered bank that delivers traditional banking products. In addition to the bank the corporation owns four non bank subsidiaries engaged in securities investment insurance agency captive insurance and consumer finance. These entities together allow the corporation to offer a broad range of financial services to its markets.
Revenue is derived mainly from interest income on loans and securities held by CNB Bank. The bank also earns fees from deposit services treasury management and wealth management offerings. The non bank subsidiaries contribute revenue through securities trading commissions insurance agency premiums captive insurance underwriting and interest on consumer loans made by Holiday Financial Services Corporation. Diversified income streams help stabilize earnings across interest rate cycles.
CNB Financial Corporation competes with large national banks regional banks credit unions and nonbank financial service providers in its geographic footprint. Its competitive advantage stems from a deep community focus a diversified business model and strong capital ratios that support lending and growth initiatives. The company ability to serve both retail and commercial customers while maintaining localized decision making helps it retain market share despite intense competition.
The corporation serves individuals families small and medium sized businesses governmental entities and institutional investors across its market area. Specific divisions target niches such as women business owners through Impressia Bank veterans through the At Ease program and underserved communities via mobile and branch initiatives. While the filing does not list individual client names the overall customer base consists of retail consumers commercial clients and public sector accounts.
Sector:Financial ServicesSector rationaleThe company is a financial holding company whose primary revenue is derived from interest income on loans and securities via its state-chartered bank, CNB Bank. It also generates revenue through insurance agency premiums, securities trading commissions, and consumer finance, all of which fall under the Financial Services sector.Industries:+2 moreRegional BanksRegional BanksPrimaryCNB Financial Corporation operates primarily through CNB Bank, a state chartered bank providing traditional banking products like checking, savings, and commercial loans. Its revenue is mainly derived from interest income on loans and securities, as well as deposit and treasury management fees.Consumer LendingConsumer LendingSecondaryThe company owns Holiday Financial Services Corporation, a non-bank subsidiary that generates revenue through interest on consumer loans.Insurance BrokersInsurance BrokersSecondaryThe corporation owns an insurance agency subsidiary that earns revenue through insurance agency premiums.Classified using BQ-MICSCIK: 0000736772
Peer percentiles
How Cnb Financial ranks
Ranked against the 368 companies in Banking·58 metrics · as of Nov 6, 2026
Valuation
12 metrics · Lower multiples rank higher; a negative multiple ranks last
WorseBetterPeer median
P/E10.6xMedian 12.3x79th
P/FCF12.7xMedian 10.6x38th
P/Operating cash flow12.2xMedian 9.88x32nd
P/S3.09xMedian 3.42x64th
P/B1.17xMedian 1.22x58th
P/Tangible book1.17xMedian 1.25x60th
EV/EBITDA3.38xMedian 4.99x81st
EV/EBIT3.33xMedian 5.16x84th
EV/Revenue2.75xMedian 3.72x73rd
EV/FCF11.3xMedian 11.8x57th
EV/Operating cash flow10.8xMedian 11.1x55th
PEG (3Y EPS CAGR)1.28Median 1.2951st
Growth
14 metrics · Year-on-year growth and three-year compound annual growth