Commercial Bancgroup (CBK) stock price is $32.94, down 0.36% on the day, as of Nov 11, 2026. It has a market cap of $452.96Mn and a P/E ratio of 11.11, and is classified in the Regional Banks industry (Financial Services sector).
Enterprise Value
Margins
P/FCF
Key Stats
Market Cap452.96 Mn
P/E11.11
FCF (Yr)35.23 Mn
ROA (Yr)1.62
EV to EBIT-2.39
Net Income (Yr)37.20 Mn
Enterprise Value452.96 Mn
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About
Commercial Bancgroup, Inc. is a bank holding company headquartered in Harrogate, Tennessee. The company operates primarily through its wholly owned subsidiary Commercial Bank, a full service community banking institution that provides traditional consumer and commercial banking products and services to businesses and individuals in selected markets across Kentucky, North Carolina and Tennessee. As of December 31, 2025, the company reported total consolidated assets of…
Commercial Bancgroup, Inc. is a bank holding company headquartered in Harrogate, Tennessee. The company operates primarily through its wholly owned subsidiary Commercial Bank, a full service community banking institution that provides traditional consumer and commercial banking products and services to businesses and individuals in selected markets across Kentucky, North Carolina and Tennessee. As of December 31, 2025, the company reported total consolidated assets of approximately $2.3 billion, net loans of about $1.9 billion, deposits of roughly $1.8 billion and shareholders’ equity of $285.3 million, and it maintained 34 banking offices and one loan production office.
The company generates revenue primarily from interest earned on its loan portfolio and from fees associated with deposit accounts, payment services and other banking activities. Interest income arises from commercial loans, residential mortgages, home equity lines and consumer loans. Non interest income includes service charges on deposit accounts, debit card interchange fees and wealth management related fees.
Commercial Bancgroup, Inc. operates in a highly competitive banking environment that includes local community banks, regional banks, national banks and credit unions. The company differentiates itself through its emphasis on relationship banking, its deep community ties and its investment in modern technology to improve customer experience. Its competitive strengths include a low cost deposit base, a focus on small and medium sized businesses and a track record of consistent loan and deposit growth.
The company serves a diverse customer base that includes small businesses, corporate customers, commercial real estate owners and individual consumers. It targets business customers with substantial operating history and annual revenues up to $300 million while also providing mortgage, home equity and consumer loan products to retail clients.
Sector:Financial ServicesSector rationaleCommercial Bancgroup operates as a bank holding company providing traditional consumer and commercial banking products, including loans and deposit accounts. Its revenue is derived from interest earned on its loan portfolio and fees from banking activities, which fits the Regional Banks or Specialty Finance industries within Financial Services.Industries:Regional BanksRegional BanksPrimaryCommercial Bancgroup operates as a community banking institution with a concentrated footprint in Kentucky, North Carolina, and Tennessee. It generates revenue from net interest income on commercial and consumer loans and fees from deposits, which is the core model of a regional/community bank.Mortgage LendingMortgage LendingSecondaryThe company has a material mortgage business, specifically providing residential mortgages and home equity lines to its retail clients.Classified using BQ-MICSCIK: 0001981546
Peer percentiles
How Commercial Bancgroup ranks
Ranked against the 379 companies in Banking·58 metrics · as of Nov 11, 2026
Valuation
12 metrics · Lower multiples rank higher; a negative multiple ranks last
WorseBetterPeer median
P/E11.1xMedian 12.0x70th
P/FCF11.3xMedian 10.6x46th
P/Operating cash flow—Median 9.56xNo data—
P/S4.62xMedian 3.41x18th
P/B1.46xMedian 1.24x28th
P/Tangible book1.46xMedian 1.27x31st
EV/EBITDA—Median 5.13xNo data—
EV/EBIT—Median 5.28xNo data—
EV/Revenue—Median 3.68xNo data—
EV/FCF—Median 11.4xNo data—
EV/Operating cash flow—Median 10.6xNo data—
PEG (3Y EPS CAGR)—Median 1.28No data—
Growth
14 metrics · Year-on-year growth and three-year compound annual growth