Yiren Digital (YRD) Operating Expenses (2015 - 2025)

Yiren Digital (YRD) reported Operating Expenses of $23.2 million for Q4 2025, down 19.55% on a YoY basis from $28.8 million in Q4 2024, and down 15.79% quarter-over-quarter from $27.5 million in Q3 2025.

Yiren Digital (YRD) Operating Expenses (2015 - 2025) Analysis & Trends

Yiren Digital has reported Operating Expenses for 8 years, with the latest figure at $23.2 million in Q4 2025.

  • For the quarter ending Q4 2025, Operating Expenses fell 19.55% year-over-year to $23.2 million; the trailing twelve-month figure through Dec 2025 stood at $26.1 billion (up 51.2% YoY), and the FY2025 full-year result was $8.2 million, down 98.56% from the prior year.
  • Operating Expenses for Q4 2025 stood at $23.2 million, down from $27.5 million in the prior quarter.
  • The five-year high for Operating Expenses was $26.0 billion in Q2 2025, with the low at -$39.1 billion in Q4 2023.
  • Historically, Operating Expenses has averaged $4.4 billion across 5 years, with a median of $30.5 million in 2024.
  • Annual changes were most pronounced in 2023 — Operating Expenses sank 798.97% — and 2024, when it soared 100.07%.
  • Yiren Digital's Operating Expenses stood at $18.7 billion in 2021, then plunged by 123.29% to -$4.3 billion in 2022, then slumped by 798.97% to -$39.1 billion in 2023, then surged by 100.07% to $28.8 million in 2024, then fell by 19.55% to $23.2 million in 2025.
  • The last three Operating Expenses figures came in at $23.2 million (Q4 2025), $27.5 million (Q3 2025), and $26.0 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 4.00 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.49 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 13.88 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 8.46 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 6.87 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.32 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 950.34 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 891.92 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.24 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 23.18 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 23.18 Mn
Sep 30, 2025 27.52 Mn
Jun 30, 2025 26.04 Bn
Mar 31, 2025 25.05 Mn
Dec 31, 2024 28.81 Mn
Sep 30, 2024 32.22 Mn
Jun 30, 2024 17.20 Bn
Mar 31, 2024 17.37 Mn
Dec 31, 2023 -39.08 Bn
Sep 30, 2023 12.79 Bn
Jun 30, 2023 13.81 Bn
Dec 31, 2022 -4.35 Bn
Sep 30, 2022 16.07 Bn
Dec 31, 2021 18.67 Bn
Jun 30, 2017 14.55 Mn
Mar 31, 2017 14.59 Mn
Dec 31, 2016 11.48 Mn
Sep 30, 2016 28.36 Mn
Jun 30, 2016 11.25 Mn
Mar 31, 2016 9.20 Mn