Yiren Digital (YRD) Operating Expenses (2015 - 2026)
Yiren Digital's (YRD) quarterly Operating Expenses came in at $26.6 million in Q1 2026, down 48.27% on a YoY basis from $51.4 million in Q1 2025, and down 24.31% quarter-over-quarter from $35.1 million in Q4 2025.
Powered by 
Analysis
Yiren Digital (YRD) Operating Expenses (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Operating Expenses for 10 consecutive years, with $26.6 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Operating Expenses fell 48.27% year-over-year to $26.6 million; the trailing twelve-month figure through Mar 2026 stood at $181.3 million (down 12.0% YoY), and the FY2025 full-year result was $8.2 million, down 98.56% from the prior year.
- Operating Expenses slipped to $26.6 million in Q1 2026 per YRD's latest filing, from $35.1 million in the prior quarter.
- Across five years, Operating Expenses topped out at $60.9 million in Q3 2025 and bottomed at $26.6 million in Q1 2026.
- Historically, Operating Expenses has averaged $42.3 million across 5 years, with a median of $40.9 million in 2022.
- The sharpest annual moves came in 2022 and 2024: Operating Expenses plunged 59.17% in 2022, then soared 74.38% in 2024.
- Over 5 years, Operating Expenses stood at $27.4 million in 2022, then soared by 31.93% to $36.1 million in 2023, then grew by 29.32% to $46.7 million in 2024, then decreased by 24.77% to $35.1 million in 2025, then retreated by 24.31% to $26.6 million in 2026.
- According to Business Quant data, Operating Expenses over the past three periods registered $26.6 million, $35.1 million, and $60.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 1.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.02 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 406.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 418.80 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 194.98 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 330.92 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 483.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -41.49 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 191.37 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 26.57 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 26.57 Mn |
| Dec 31, 2025 | 35.11 Mn |
| Sep 30, 2025 | 60.94 Mn |
| Jun 30, 2025 | 58.62 Mn |
| Mar 31, 2025 | 51.37 Mn |
| Dec 31, 2024 | 46.68 Mn |
| Sep 30, 2024 | 59.24 Mn |
| Jun 30, 2024 | 48.68 Mn |
| Mar 31, 2024 | 50.47 Mn |
| Dec 31, 2023 | 36.09 Mn |
| Sep 30, 2023 | 34.16 Mn |
| Jun 30, 2023 | 33.88 Mn |
| Mar 31, 2023 | 28.94 Mn |
| Dec 31, 2022 | 27.36 Mn |
| Sep 30, 2022 | 34.63 Mn |
| Jun 30, 2022 | 40.93 Mn |
| Mar 31, 2022 | 46.12 Mn |
| Dec 31, 2021 | 66.24 Mn |
| Sep 30, 2021 | 84.81 Mn |
| Jun 30, 2021 | 87.37 Mn |
API Access
Yiren Digital Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();