Yiren Digital (YRD) Operating Expenses (2015 - 2025)
Yiren Digital (YRD) reported Operating Expenses of $23.2 million for Q4 2025, down 19.55% on a YoY basis from $28.8 million in Q4 2024, and down 15.79% quarter-over-quarter from $27.5 million in Q3 2025.
Yiren Digital (YRD) Operating Expenses (2015 - 2025) Analysis & Trends
Yiren Digital has reported Operating Expenses for 8 years, with the latest figure at $23.2 million in Q4 2025.
- For the quarter ending Q4 2025, Operating Expenses fell 19.55% year-over-year to $23.2 million; the trailing twelve-month figure through Dec 2025 stood at $26.1 billion (up 51.2% YoY), and the FY2025 full-year result was $8.2 million, down 98.56% from the prior year.
- Operating Expenses for Q4 2025 stood at $23.2 million, down from $27.5 million in the prior quarter.
- The five-year high for Operating Expenses was $26.0 billion in Q2 2025, with the low at -$39.1 billion in Q4 2023.
- Historically, Operating Expenses has averaged $4.4 billion across 5 years, with a median of $30.5 million in 2024.
- Annual changes were most pronounced in 2023 — Operating Expenses sank 798.97% — and 2024, when it soared 100.07%.
- Yiren Digital's Operating Expenses stood at $18.7 billion in 2021, then plunged by 123.29% to -$4.3 billion in 2022, then slumped by 798.97% to -$39.1 billion in 2023, then surged by 100.07% to $28.8 million in 2024, then fell by 19.55% to $23.2 million in 2025.
- The last three Operating Expenses figures came in at $23.2 million (Q4 2025), $27.5 million (Q3 2025), and $26.0 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 4.00 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.49 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 13.88 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 8.46 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 6.87 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.32 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 950.34 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 891.92 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.24 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 23.18 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 23.18 Mn |
| Sep 30, 2025 | 27.52 Mn |
| Jun 30, 2025 | 26.04 Bn |
| Mar 31, 2025 | 25.05 Mn |
| Dec 31, 2024 | 28.81 Mn |
| Sep 30, 2024 | 32.22 Mn |
| Jun 30, 2024 | 17.20 Bn |
| Mar 31, 2024 | 17.37 Mn |
| Dec 31, 2023 | -39.08 Bn |
| Sep 30, 2023 | 12.79 Bn |
| Jun 30, 2023 | 13.81 Bn |
| Dec 31, 2022 | -4.35 Bn |
| Sep 30, 2022 | 16.07 Bn |
| Dec 31, 2021 | 18.67 Bn |
| Jun 30, 2017 | 14.55 Mn |
| Mar 31, 2017 | 14.59 Mn |
| Dec 31, 2016 | 11.48 Mn |
| Sep 30, 2016 | 28.36 Mn |
| Jun 30, 2016 | 11.25 Mn |
| Mar 31, 2016 | 9.20 Mn |