Yiren Digital (YRD) Net Income (2015 - 2025)
Yiren Digital (YRD) reported Net Income of -$122.4 million for Q4 2025, down 364.92% on a YoY basis from $46.2 million in Q4 2024, and down 374.34% quarter-over-quarter from $44.6 million in Q3 2025.
Yiren Digital (YRD) Net Income (2015 - 2025) Analysis & Trends
Yiren Digital has reported Net Income for 8 years, with the latest figure at -$122.4 million in Q4 2025.
- For the quarter ending Q4 2025, Net Income fell 364.92% year-over-year to -$122.4 million; the trailing twelve-month figure through Dec 2025 stood at $50.5 billion (down 11.01% YoY), and the FY2025 full-year result was $8.3 million, down 96.16% from the prior year.
- Net Income for Q4 2025 stood at -$122.4 million, down from $44.6 million in the prior quarter.
- The five-year high for Net Income was $76.6 billion in Q3 2023, with the low at -$209.3 billion in Q4 2023.
- Historically, Net Income has averaged $15.1 billion across 5 years, with a median of $19.8 billion in 2024.
- Annual changes were most pronounced in 2023 — Net Income sank 397.47% — and 2024, when it jumped 100.02%.
- Yiren Digital's Net Income stood at $51.7 billion in 2021, then soared by 35.99% to $70.4 billion in 2022, then slumped by 397.47% to -$209.3 billion in 2023, then jumped by 100.02% to $46.2 million in 2024, then tumbled by 364.92% to -$122.4 million in 2025.
- The last three Net Income figures came in at -$122.4 million (Q4 2025), $44.6 million (Q3 2025), and $50.5 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -122.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -122.40 Mn |
| Sep 30, 2025 | 44.62 Mn |
| Jun 30, 2025 | 50.53 Bn |
| Mar 31, 2025 | 34.13 Mn |
| Dec 31, 2024 | 46.20 Mn |
| Sep 30, 2024 | 49.59 Mn |
| Jun 30, 2024 | 56.57 Bn |
| Mar 31, 2024 | 67.95 Mn |
| Dec 31, 2023 | -209.27 Bn |
| Sep 30, 2023 | 76.65 Bn |
| Jun 30, 2023 | 75.29 Bn |
| Dec 31, 2022 | 70.35 Bn |
| Sep 30, 2022 | 39.52 Bn |
| Dec 31, 2021 | 51.73 Bn |
| Jun 30, 2017 | 39.69 Mn |
| Mar 31, 2017 | 50.95 Mn |
| Dec 31, 2016 | 54.70 Mn |
| Sep 30, 2016 | 51.67 Mn |
| Jun 30, 2016 | 39.97 Mn |
| Mar 31, 2016 | 20.13 Mn |