Yiren Digital (YRD) Net Income (2015 - 2026)
Yiren Digital's (YRD) quarterly Net Income came in at -$71.4 million in Q1 2026, down 309.3% on a YoY basis from $34.1 million in Q1 2025, and up 52.32% quarter-over-quarter from -$149.8 million in Q4 2025.
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Analysis
Yiren Digital (YRD) Net Income (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Net Income for 10 consecutive years, with -$71.4 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Net Income fell 309.3% year-over-year to -$71.4 million; the trailing twelve-month figure through Mar 2026 stood at -$126.8 million (down 167.95% YoY), and the FY2025 full-year result was -$18.8 million, down 106.31% from the prior year.
- Net Income grew to -$71.4 million in Q1 2026 per YRD's latest filing, from -$149.8 million in the prior quarter.
- Across five years, Net Income topped out at $98.2 million in Q3 2023 and bottomed at -$149.8 million in Q4 2025.
- Historically, Net Income has averaged $36.3 million across 5 years, with a median of $50.0 million in 2025.
- The sharpest annual moves came in 2023 and 2025: Net Income jumped 158.31% in 2023, then plunged 429.43% in 2025.
- Over 5 years, Net Income stood at $70.4 million in 2022, then rose by 14.37% to $80.5 million in 2023, then sank by 43.49% to $45.5 million in 2024, then slumped by 429.43% to -$149.8 million in 2025, then surged by 52.32% to -$71.4 million in 2026.
- According to Business Quant data, Net Income over the past three periods registered -$71.4 million, -$149.8 million, and $44.4 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 885.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.62 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 93.47 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 135.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 58.53 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 105.06 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 146.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 160.35 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 38.49 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | -71.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -71.42 Mn |
| Dec 31, 2025 | -149.79 Mn |
| Sep 30, 2025 | 44.38 Mn |
| Jun 30, 2025 | 50.04 Mn |
| Mar 31, 2025 | 34.13 Mn |
| Dec 31, 2024 | 45.47 Mn |
| Sep 30, 2024 | 50.65 Mn |
| Jun 30, 2024 | 56.35 Mn |
| Mar 31, 2024 | 67.95 Mn |
| Dec 31, 2023 | 80.46 Mn |
| Sep 30, 2023 | 98.16 Mn |
| Jun 30, 2023 | 72.73 Mn |
| Mar 31, 2023 | 62.20 Mn |
| Dec 31, 2022 | 70.35 Mn |
| Sep 30, 2022 | 38.00 Mn |
| Jun 30, 2022 | 38.59 Mn |
| Mar 31, 2022 | 29.12 Mn |
| Dec 31, 2021 | 51.73 Mn |
| Sep 30, 2021 | 49.81 Mn |
| Jun 30, 2021 | 30.96 Mn |
API Access
Yiren Digital Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();