Synchrony Financial (SYF) Net Income (2013 - 2026)

Synchrony Financial's (SYF) quarterly Net Income came in at $885.0 million in Q2 2026, down 8.48% YoY from $967.0 million in Q2 2025, and up 9.94% on a QoQ basis from $805.0 million in Q1 2026.

Synchrony Financial (SYF) Net Income (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Net Income data on file, last reported at $885.0 million in Q2 2026.

  • Quarterly Net Income fell 8.48% year-over-year to $885.0 million in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $3.5 billion (up 7.03% YoY) and the FY2025 annual result came in at $3.6 billion, up 1.51% from the prior year.
  • Net Income climbed to $885.0 million in Q2 2026, from $805.0 million in the prior quarter.
  • In the past five years, Net Income ranged from a high of $1.3 billion in Q1 2024 to a low of $440.0 million in Q4 2023.
  • A 5-year average of $777.5 million and a median of $765.5 million in 2024 frame the typical range for Net Income.
  • Annual changes were most pronounced in 2024 — Net Income surged 115.14% — and 2025, when it tumbled 41.45%.
  • Tracing SYF's Net Income over 5 years: stood at $577.0 million in 2022, then fell by 23.74% to $440.0 million in 2023, then soared by 75.91% to $774.0 million in 2024, then fell by 2.97% to $751.0 million in 2025, then gained by 17.84% to $885.0 million in 2026.
  • The last three Net Income figures came in at $885.0 million (Q2 2026), $805.0 million (Q1 2026), and $751.0 million (Q4 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 5.63 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 4.39 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.10 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 885.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 102.90 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 166.73 Mn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 410.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 885.00 Mn
Mar 31, 2026 805.00 Mn
Dec 31, 2025 751.00 Mn
Sep 30, 2025 1.08 Bn
Jun 30, 2025 967.00 Mn
Mar 31, 2025 757.00 Mn
Dec 31, 2024 774.00 Mn
Sep 30, 2024 789.00 Mn
Jun 30, 2024 643.00 Mn
Mar 31, 2024 1.29 Bn
Dec 31, 2023 440.00 Mn
Sep 30, 2023 628.00 Mn
Jun 30, 2023 569.00 Mn
Mar 31, 2023 601.00 Mn
Dec 31, 2022 577.00 Mn
Sep 30, 2022 703.00 Mn
Jun 30, 2022 804.00 Mn
Mar 31, 2022 932.00 Mn
Dec 31, 2021 813.00 Mn
Sep 30, 2021 1.14 Bn