Synchrony Financial (SYF) Net Income (2013 - 2026)
Synchrony Financial (SYF) reported Net Income of $885 million for Q2 2026, down 8.5% from $967 million a year earlier but up 9.9% from the prior quarter.
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Analysis
Synchrony Financial (SYF) Net Income (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Synchrony Financial's Net Income came in at $3.52 billion, up 7.0% year-over-year; for FY2025, it was $3.55 billion, up 1.5% from FY2024.
- Net Income has a five-year compound annual growth rate of 20.7% (FY2020 to FY2025).
- By year, Net Income came in at $3.5 billion in FY2024 (+56.3%), $2.24 billion in FY2023 (-25.8%), $3.02 billion in FY2022 (-28.5%) and $4.22 billion in FY2021 (+204.8%).
- Five-year quarterly Net Income spans a low of $440 million in Q4 2023 and a high of $1.29 billion in Q1 2024.
- Year over year, Net Income gained in five of the last eight quarters, with growth averaging 17.7%.
- The high point for year-over-year Net Income in five years was Q3 2021 (growth of 264.5%); the low point was Q1 2025 (a decline of 41.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $805 million (Q1 2026), $751 million (Q4 2025) and $1.08 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 230.00 Mn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 1.79 Bn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 81.49 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 1.62 Bn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 885.00 Mn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 3.98 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 237.56 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 827.77 Mn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | 171.00 Mn |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 3.84 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 885.00 Mn |
| Mar 31, 2026 | 805.00 Mn |
| Dec 31, 2025 | 751.00 Mn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 967.00 Mn |
| Mar 31, 2025 | 757.00 Mn |
| Dec 31, 2024 | 774.00 Mn |
| Sep 30, 2024 | 789.00 Mn |
| Jun 30, 2024 | 643.00 Mn |
| Mar 31, 2024 | 1.29 Bn |
| Dec 31, 2023 | 440.00 Mn |
| Sep 30, 2023 | 628.00 Mn |
| Jun 30, 2023 | 569.00 Mn |
| Mar 31, 2023 | 601.00 Mn |
| Dec 31, 2022 | 577.00 Mn |
| Sep 30, 2022 | 703.00 Mn |
| Jun 30, 2022 | 804.00 Mn |
| Mar 31, 2022 | 932.00 Mn |
| Dec 31, 2021 | 813.00 Mn |
| Sep 30, 2021 | 1.14 Bn |
API Access
Synchrony Financial Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();