Synchrony Financial (SYF) Net Income (2013 - 2026)
Synchrony Financial's (SYF) quarterly Net Income came in at $885.0 million in Q2 2026, down 8.48% on a YoY basis from $967.0 million in Q2 2025, and up 9.94% quarter-over-quarter from $805.0 million in Q1 2026.
Analysis
Synchrony Financial (SYF) Net Income (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Net Income for 14 consecutive years, with $885.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Income fell 8.48% year-over-year to $885.0 million; the trailing twelve-month figure through Jun 2026 stood at $3.5 billion (up 7.03% YoY), and the FY2025 full-year result was $3.6 billion, up 1.51% from the prior year.
- Net Income grew to $885.0 million in Q2 2026 per SYF's latest filing, from $805.0 million in the prior quarter.
- Across five years, Net Income topped out at $1.3 billion in Q1 2024 and bottomed at $440.0 million in Q4 2023.
- Historically, Net Income has averaged $777.5 million across 5 years, with a median of $765.5 million in 2024.
- The sharpest annual moves came in 2024 and 2025: Net Income soared 115.14% in 2024, then plunged 41.45% in 2025.
- Over 5 years, Net Income stood at $577.0 million in 2022, then decreased by 23.74% to $440.0 million in 2023, then surged by 75.91% to $774.0 million in 2024, then decreased by 2.97% to $751.0 million in 2025, then climbed by 17.84% to $885.0 million in 2026.
- According to Business Quant data, Net Income over the past three periods registered $885.0 million, $805.0 million, and $751.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 885.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.62 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 93.47 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 135.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 58.53 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 105.06 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 146.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 160.35 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 38.49 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 25.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 885.00 Mn |
| Mar 31, 2026 | 805.00 Mn |
| Dec 31, 2025 | 751.00 Mn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 967.00 Mn |
| Mar 31, 2025 | 757.00 Mn |
| Dec 31, 2024 | 774.00 Mn |
| Sep 30, 2024 | 789.00 Mn |
| Jun 30, 2024 | 643.00 Mn |
| Mar 31, 2024 | 1.29 Bn |
| Dec 31, 2023 | 440.00 Mn |
| Sep 30, 2023 | 628.00 Mn |
| Jun 30, 2023 | 569.00 Mn |
| Mar 31, 2023 | 601.00 Mn |
| Dec 31, 2022 | 577.00 Mn |
| Sep 30, 2022 | 703.00 Mn |
| Jun 30, 2022 | 804.00 Mn |
| Mar 31, 2022 | 932.00 Mn |
| Dec 31, 2021 | 813.00 Mn |
| Sep 30, 2021 | 1.14 Bn |