Yiren Digital (YRD) Cost of Revenue (2015 - 2025)

Yiren Digital (YRD) reported Cost of Revenue of $29.1 million for Q4 2025, up 100.0% on a YoY basis from $14.5 million in Q4 2024, and down 37.32% quarter-over-quarter from $46.4 million in Q3 2025.

Yiren Digital (YRD) Cost of Revenue (2015 - 2025) Analysis & Trends

Yiren Digital has reported Cost of Revenue for 8 years, with the latest figure at $29.1 million in Q4 2025.

  • For the quarter ending Q4 2025, Cost of Revenue rose 100.0% year-over-year to $29.1 million; the trailing twelve-month figure through Dec 2025 stood at $123.2 million (up 100.0% YoY), and the FY2025 full-year result was $165.9 million, up 1.19% from the prior year.
  • Cost of Revenue for Q4 2025 stood at $29.1 million, down from $46.4 million in the prior quarter.
  • The five-year high for Cost of Revenue was $46832.8 billion in Q3 2024, with the low at -$125011.5 billion in Q4 2024.
  • Historically, Cost of Revenue has averaged -$2807.3 billion across 5 years, with a median of $17.5 billion in 2022.
  • The largest YoY upside for Cost of Revenue was 174486.27% in 2024 against a maximum downside of 199824.43% in 2024.
  • Yiren Digital's Cost of Revenue stood at $47.6 billion in 2021, then sank by 68.48% to $15.0 billion in 2022, then sank by 517.0% to -$62.5 billion in 2023, then tumbled by 199824.43% to -$125011.5 billion in 2024, then jumped by 100.0% to $29.1 million in 2025.
  • The last three Cost of Revenue figures came in at $29.1 million (Q4 2025), $46.4 million (Q3 2025), and $47.7 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.48 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.50 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 518.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 72.85 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 171.12 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 121.00 Mn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 29.05 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 29.05 Mn
Dec 31, 2025 29.05 Mn
Sep 30, 2025 46.35 Mn
Sep 30, 2025 46.35 Mn
Jun 30, 2025 47.72 Mn
Jun 30, 2025 47.72 Mn
Mar 31, 2025 38,099.20
Mar 31, 2025 38,099.20
Dec 31, 2024 -125,011.51 Bn
Dec 31, 2024 -125,011.51 Bn
Sep 30, 2024 46,832.77 Bn
Sep 30, 2024 46,832.77 Bn
Jun 30, 2024 39.38 Bn
Jun 30, 2024 39.38 Bn
Mar 31, 2024 38,768.60 Bn
Mar 31, 2024 38,768.60 Bn
Dec 31, 2023 -62.53 Bn
Dec 31, 2023 -62.53 Bn
Sep 30, 2023 26.83 Bn
Sep 30, 2023 26.83 Bn