Yiren Digital (YRD) Cost of Revenue (2015 - 2025)
Yiren Digital (YRD) reported Cost of Revenue of $29.1 million for Q4 2025, up 100.0% on a YoY basis from $14.5 million in Q4 2024, and down 37.32% quarter-over-quarter from $46.4 million in Q3 2025.
Yiren Digital (YRD) Cost of Revenue (2015 - 2025) Analysis & Trends
Yiren Digital has reported Cost of Revenue for 8 years, with the latest figure at $29.1 million in Q4 2025.
- For the quarter ending Q4 2025, Cost of Revenue rose 100.0% year-over-year to $29.1 million; the trailing twelve-month figure through Dec 2025 stood at $123.2 million (up 100.0% YoY), and the FY2025 full-year result was $165.9 million, up 1.19% from the prior year.
- Cost of Revenue for Q4 2025 stood at $29.1 million, down from $46.4 million in the prior quarter.
- The five-year high for Cost of Revenue was $46832.8 billion in Q3 2024, with the low at -$125011.5 billion in Q4 2024.
- Historically, Cost of Revenue has averaged -$2807.3 billion across 5 years, with a median of $17.5 billion in 2022.
- The largest YoY upside for Cost of Revenue was 174486.27% in 2024 against a maximum downside of 199824.43% in 2024.
- Yiren Digital's Cost of Revenue stood at $47.6 billion in 2021, then sank by 68.48% to $15.0 billion in 2022, then sank by 517.0% to -$62.5 billion in 2023, then tumbled by 199824.43% to -$125011.5 billion in 2024, then jumped by 100.0% to $29.1 million in 2025.
- The last three Cost of Revenue figures came in at $29.1 million (Q4 2025), $46.4 million (Q3 2025), and $47.7 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cost of Rev (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.48 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.50 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 518.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 72.85 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 171.12 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 121.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 29.05 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 29.05 Mn |
| Dec 31, 2025 | 29.05 Mn |
| Sep 30, 2025 | 46.35 Mn |
| Sep 30, 2025 | 46.35 Mn |
| Jun 30, 2025 | 47.72 Mn |
| Jun 30, 2025 | 47.72 Mn |
| Mar 31, 2025 | 38,099.20 |
| Mar 31, 2025 | 38,099.20 |
| Dec 31, 2024 | -125,011.51 Bn |
| Dec 31, 2024 | -125,011.51 Bn |
| Sep 30, 2024 | 46,832.77 Bn |
| Sep 30, 2024 | 46,832.77 Bn |
| Jun 30, 2024 | 39.38 Bn |
| Jun 30, 2024 | 39.38 Bn |
| Mar 31, 2024 | 38,768.60 Bn |
| Mar 31, 2024 | 38,768.60 Bn |
| Dec 31, 2023 | -62.53 Bn |
| Dec 31, 2023 | -62.53 Bn |
| Sep 30, 2023 | 26.83 Bn |
| Sep 30, 2023 | 26.83 Bn |