Chime Financial (CHYM) Free Cash Flow (2024 - 2026)

Chime Financial (CHYM) reported Free Cash Flow of $80.9 million for Q1 2026, up 412.76% on a YoY basis from $15.8 million in Q1 2025, and up 101.65% quarter-over-quarter from -$4.9 billion in Q4 2025.

Chime Financial (CHYM) Free Cash Flow (2024 - 2026) Analysis & Trends

Chime Financial has reported Free Cash Flow for 3 years, with the latest figure at $80.9 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow rose 412.76% year-over-year to $80.9 million; the trailing twelve-month figure through Mar 2026 stood at -$4.8 billion (down 152.63% YoY), and the FY2025 full-year result was -$4.9 billion, down 172.15% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $80.9 million, up from -$4.9 billion in the prior quarter.
  • The five-year high for Free Cash Flow was $80.9 million in Q1 2026, with the low at -$4.9 billion in Q4 2025.
  • Historically, Free Cash Flow has averaged -$953.3 million across 3 years, with a median of -$25.9 million in 2025.
  • Annual changes were most pronounced in 2025 — Free Cash Flow plunged 167.1% — and 2026, when it jumped 412.76%.
  • Chime Financial's Free Cash Flow stood at -$1.8 billion in 2024, then sank by 167.1% to -$4.9 billion in 2025, then jumped by 101.65% to $80.9 million in 2026.
  • The last three Free Cash Flow figures came in at $80.9 million (Q1 2026), -$4.9 billion (Q4 2025), and $15.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn 4.11 Bn
2 Full Truck Alliance 166.83 Bn 164.28 Bn - 225.50 Mn
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 2.29 Bn
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn 476.00 Mn
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 6.56 Bn
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 306.96 Mn
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn 1.57 Bn
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn 2.19 Bn
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 2.11 Bn
10 Chime Financial 6.52 Bn 5.51 Bn 580.31 Mn 80.86 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 80.86 Mn
Mar 31, 2026 80.86 Mn
Dec 31, 2025 -4.90 Bn
Dec 31, 2025 -4.90 Bn
Sep 30, 2025 15.83 Mn
Sep 30, 2025 15.83 Mn
Jun 30, 2025 22.21 Mn
Jun 30, 2025 22.21 Mn
Mar 31, 2025 -25.85 Mn
Mar 31, 2025 -25.85 Mn
Dec 31, 2024 -1.83 Bn
Dec 31, 2024 -1.83 Bn
Sep 30, 2024 -32.17 Mn
Sep 30, 2024 -32.17 Mn