Chime Financial (CHYM) Free Cash Flow (2024 - 2026)
Chime Financial (CHYM) reported Free Cash Flow of $80.9 million for Q1 2026, up 412.76% on a YoY basis from $15.8 million in Q1 2025, and up 101.65% quarter-over-quarter from -$4.9 billion in Q4 2025.
Chime Financial (CHYM) Free Cash Flow (2024 - 2026) Analysis & Trends
Chime Financial has reported Free Cash Flow for 3 years, with the latest figure at $80.9 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 412.76% year-over-year to $80.9 million; the trailing twelve-month figure through Mar 2026 stood at -$4.8 billion (down 152.63% YoY), and the FY2025 full-year result was -$4.9 billion, down 172.15% from the prior year.
- Free Cash Flow for Q1 2026 stood at $80.9 million, up from -$4.9 billion in the prior quarter.
- The five-year high for Free Cash Flow was $80.9 million in Q1 2026, with the low at -$4.9 billion in Q4 2025.
- Historically, Free Cash Flow has averaged -$953.3 million across 3 years, with a median of -$25.9 million in 2025.
- Annual changes were most pronounced in 2025 — Free Cash Flow plunged 167.1% — and 2026, when it jumped 412.76%.
- Chime Financial's Free Cash Flow stood at -$1.8 billion in 2024, then sank by 167.1% to -$4.9 billion in 2025, then jumped by 101.65% to $80.9 million in 2026.
- The last three Free Cash Flow figures came in at $80.9 million (Q1 2026), -$4.9 billion (Q4 2025), and $15.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 4.11 Bn |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | 225.50 Mn |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 2.29 Bn |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | 476.00 Mn |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 6.56 Bn |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 306.96 Mn |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | 1.57 Bn |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | 2.19 Bn |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 2.11 Bn |
| 10 | Chime Financial | 6.52 Bn | 5.51 Bn | 580.31 Mn | 80.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 80.86 Mn |
| Mar 31, 2026 | 80.86 Mn |
| Dec 31, 2025 | -4.90 Bn |
| Dec 31, 2025 | -4.90 Bn |
| Sep 30, 2025 | 15.83 Mn |
| Sep 30, 2025 | 15.83 Mn |
| Jun 30, 2025 | 22.21 Mn |
| Jun 30, 2025 | 22.21 Mn |
| Mar 31, 2025 | -25.85 Mn |
| Mar 31, 2025 | -25.85 Mn |
| Dec 31, 2024 | -1.83 Bn |
| Dec 31, 2024 | -1.83 Bn |
| Sep 30, 2024 | -32.17 Mn |
| Sep 30, 2024 | -32.17 Mn |