Chime Financial (CHYM) Free Cash Flow (2024 - 2026)

Chime Financial (CHYM) posted Free Cash Flow of -$1.2 billion for Q1 2026, down 3077.8% on a QoQ basis from $40.6 million in Q4 2025, and down 4576.27% year-over-year from $27.0 million in Q1 2025.

Chime Financial (CHYM) Free Cash Flow (2024 - 2026) Analysis & Trends

Chime Financial's Free Cash Flow history runs 3 years deep, the most recent figure standing at -$1.2 billion for Q1 2026.

  • Quarterly Free Cash Flow fell 4576.27% year-over-year to -$1.2 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.1 billion (down 2936.21% YoY) and the FY2025 annual result came in at $52.8 million, down 11.04% from the prior year.
  • Free Cash Flow was -$1.2 billion for Q1 2026 at Chime Financial, down from $40.6 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $748.6 million in Q4 2024 and bottomed at -$1.2 billion in Q1 2026.
  • A 3-year average of -$166.8 million and a median of $15.8 million in 2025 frame the typical range for Free Cash Flow.
  • Annual changes were most pronounced in 2025 — Free Cash Flow soared 102.08% — and 2026, when it tumbled 4576.27%.
  • Chime Financial's Free Cash Flow stood at $748.6 million in 2024, then slumped by 94.58% to $40.6 million in 2025, then slumped by 3077.8% to -$1.2 billion in 2026.
  • Business Quant data shows CHYM's Free Cash Flow at -$1.2 billion in Q1 2026, $40.6 million in Q4 2025, and $15.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn 4.39 Bn
2 Full Truck Alliance 188.77 Bn 186.13 Bn - 235.34 Mn
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 476.00 Mn
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 2.29 Bn
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 6.56 Bn
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 473.00 Mn
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 2.19 Bn
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn 232.77 Mn
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 306.96 Mn
10 Chime Financial 7.92 Bn 7.50 Bn 580.31 Mn -1.21 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.21 Bn
Mar 31, 2026 -1.21 Bn
Dec 31, 2025 40.60 Mn
Dec 31, 2025 40.60 Mn
Sep 30, 2025 15.83 Mn
Sep 30, 2025 15.83 Mn
Jun 30, 2025 22.21 Mn
Jun 30, 2025 22.21 Mn
Mar 31, 2025 -25.85 Mn
Mar 31, 2025 -25.85 Mn
Dec 31, 2024 748.63 Mn
Dec 31, 2024 748.63 Mn
Sep 30, 2024 -760.01 Mn
Sep 30, 2024 -760.01 Mn