Chime Financial (CHYM) Free Cash Flow (2024 - 2026)
Chime Financial (CHYM) posted Free Cash Flow of -$1.2 billion for Q1 2026, down 3077.8% on a QoQ basis from $40.6 million in Q4 2025, and down 4576.27% year-over-year from $27.0 million in Q1 2025.
Chime Financial (CHYM) Free Cash Flow (2024 - 2026) Analysis & Trends
Chime Financial's Free Cash Flow history runs 3 years deep, the most recent figure standing at -$1.2 billion for Q1 2026.
- Quarterly Free Cash Flow fell 4576.27% year-over-year to -$1.2 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.1 billion (down 2936.21% YoY) and the FY2025 annual result came in at $52.8 million, down 11.04% from the prior year.
- Free Cash Flow was -$1.2 billion for Q1 2026 at Chime Financial, down from $40.6 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $748.6 million in Q4 2024 and bottomed at -$1.2 billion in Q1 2026.
- A 3-year average of -$166.8 million and a median of $15.8 million in 2025 frame the typical range for Free Cash Flow.
- Annual changes were most pronounced in 2025 — Free Cash Flow soared 102.08% — and 2026, when it tumbled 4576.27%.
- Chime Financial's Free Cash Flow stood at $748.6 million in 2024, then slumped by 94.58% to $40.6 million in 2025, then slumped by 3077.8% to -$1.2 billion in 2026.
- Business Quant data shows CHYM's Free Cash Flow at -$1.2 billion in Q1 2026, $40.6 million in Q4 2025, and $15.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 4.39 Bn |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | 235.34 Mn |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 476.00 Mn |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 2.29 Bn |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 6.56 Bn |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 473.00 Mn |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 2.19 Bn |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | 232.77 Mn |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 306.96 Mn |
| 10 | Chime Financial | 7.92 Bn | 7.50 Bn | 580.31 Mn | -1.21 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.21 Bn |
| Mar 31, 2026 | -1.21 Bn |
| Dec 31, 2025 | 40.60 Mn |
| Dec 31, 2025 | 40.60 Mn |
| Sep 30, 2025 | 15.83 Mn |
| Sep 30, 2025 | 15.83 Mn |
| Jun 30, 2025 | 22.21 Mn |
| Jun 30, 2025 | 22.21 Mn |
| Mar 31, 2025 | -25.85 Mn |
| Mar 31, 2025 | -25.85 Mn |
| Dec 31, 2024 | 748.63 Mn |
| Dec 31, 2024 | 748.63 Mn |
| Sep 30, 2024 | -760.01 Mn |
| Sep 30, 2024 | -760.01 Mn |