Chime Financial (CHYM) Free Cash Flow (2024 - 2026)

Chime Financial's (CHYM) quarterly Free Cash Flow came in at -$1.2 billion in Q1 2026, down 4576.27% YoY from $27.0 million in Q1 2025, and down 3077.8% on a QoQ basis from $40.6 million in Q4 2025.

Chime Financial (CHYM) Free Cash Flow (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has 3 years of Free Cash Flow data on file, last reported at -$1.2 billion in Q1 2026.

  • Quarterly Free Cash Flow fell 4576.27% year-over-year to -$1.2 billion in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.1 billion (down 2936.21% YoY) and the FY2025 annual result came in at $52.8 million, down 11.04% from the prior year.
  • Free Cash Flow eased to -$1.2 billion in Q1 2026, from $40.6 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $748.6 million in Q4 2024 to a low of -$1.2 billion in Q1 2026.
  • A 3-year average of -$166.8 million and a median of $15.8 million in 2025 frame the typical range for Free Cash Flow.
  • Annual changes were most pronounced in 2025 — Free Cash Flow soared 102.08% — and 2026, when it plunged 4576.27%.
  • Tracing CHYM's Free Cash Flow over 3 years: stood at $748.6 million in 2024, then plunged by 94.58% to $40.6 million in 2025, then plunged by 3077.8% to -$1.2 billion in 2026.
  • The last three Free Cash Flow figures came in at -$1.2 billion (Q1 2026), $40.6 million (Q4 2025), and $15.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Sap Se 255.48 Bn 234.41 Bn 16.51 Bn 8.16 Bn
2 Shopify 198.95 Bn 194.00 Bn 1.71 Bn 654.00 Mn
3 Salesforce 160.70 Bn 148.86 Bn 8.56 Bn 6.56 Bn
4 Uber Technologies 154.94 Bn 149.73 Bn 6.38 Bn 2.79 Bn
5 ServiceNow 128.25 Bn 123.58 Bn 2.82 Bn 473.00 Mn
6 Snowflake 114.00 Bn 111.05 Bn 926.45 Mn 232.77 Mn
7 Automatic Data Processing 108.58 Bn 104.35 Bn 2.51 Bn 1.36 Bn
8 Adobe 105.34 Bn 99.72 Bn 5.90 Bn 2.11 Bn
9 Intuit 94.55 Bn 87.77 Bn 7.24 Bn 5.24 Bn
10 Chime Financial 12.13 Bn 11.06 Bn 594.87 Mn -1.20 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 -1.20 Bn
Jun 30, 2026 -1.20 Bn
Mar 31, 2026 -1.21 Bn
Mar 31, 2026 -1.21 Bn
Dec 31, 2025 40.60 Mn
Dec 31, 2025 40.60 Mn
Sep 30, 2025 15.83 Mn
Sep 30, 2025 15.83 Mn
Jun 30, 2025 22.21 Mn
Jun 30, 2025 22.21 Mn
Mar 31, 2025 -25.85 Mn
Mar 31, 2025 -25.85 Mn
Dec 31, 2024 748.63 Mn
Dec 31, 2024 748.63 Mn
Sep 30, 2024 -760.01 Mn
Sep 30, 2024 -760.01 Mn