Chime Financial (CHYM) Free Cash Flow (2024 - 2026)
Chime Financial posted quarterly Free Cash Flow of $80.9 million for Q1 2026, up 412.76% year-on-year from $15.8 million in Q1 2025, and up 101.65% on a QoQ basis from -$4.9 billion in Q4 2025.
Chime Financial (CHYM) has 3 years of Free Cash Flow data on file, last reported at $80.9 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 412.76% year-over-year to $80.9 million; the trailing twelve-month figure through Mar 2026 stood at -$4.8 billion (down 152.63% YoY), and the FY2025 full-year result was -$4.9 billion, down 172.15% from the prior year.
- Free Cash Flow for Q1 2026 stood at $80.9 million, up from -$4.9 billion in the prior quarter.
- Across five years, Free Cash Flow topped out at $80.9 million in Q1 2026 and bottomed at -$4.9 billion in Q4 2025.
- The 3-year median for Free Cash Flow is -$25.9 million (2025), against an average of -$953.3 million.
- The widest annual swing landed in 2025, when Free Cash Flow slumped 167.1%; it then jumped 412.76% in 2026.
- A 3-year view of Free Cash Flow shows it stood at -$1.8 billion in 2024, then plunged by 167.1% to -$4.9 billion in 2025, then surged by 101.65% to $80.9 million in 2026.
- The last three Free Cash Flow figures came in at $80.9 million (Q1 2026), -$4.9 billion (Q4 2025), and $15.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | 4.11 Bn |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | 5.32 Bn |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 2.29 Bn |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | 476.00 Mn |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | 1.57 Bn |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 306.96 Mn |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 2.92 Bn |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | 2.19 Bn |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 5.24 Bn |
| 10 | Chime Financial | 6.79 Bn | 5.78 Bn | 580.31 Mn | 80.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 80.86 Mn |
| Mar 31, 2026 | 80.86 Mn |
| Dec 31, 2025 | -4.90 Bn |
| Dec 31, 2025 | -4.90 Bn |
| Sep 30, 2025 | 15.83 Mn |
| Sep 30, 2025 | 15.83 Mn |
| Jun 30, 2025 | 22.21 Mn |
| Jun 30, 2025 | 22.21 Mn |
| Mar 31, 2025 | -25.85 Mn |
| Mar 31, 2025 | -25.85 Mn |
| Dec 31, 2024 | -1.83 Bn |
| Dec 31, 2024 | -1.83 Bn |
| Sep 30, 2024 | -32.17 Mn |
| Sep 30, 2024 | -32.17 Mn |