Exzeo XZO Revenue Breakdown

NYSE XZO
$17.02 +0.54 (+3.28%)
As of: Oct 22, 2026 · 3:59 PM EDT
Annual revenue breakdowns for Exzeo, fiscal 2023 to 2025, as reported in its filings.
Annual history

Exzeo Revenue by Product & Service

Years FY 2023–2025
Lines 3
FY 2025 Total $216.98M

Underwriting & Management Services was Exzeo’s largest product and service line in fiscal 2025, bringing in $176.37M of $216.98M (81%).

Exzeo revenue by product and service, fiscal 2023 to 2025
Product and Service FY 2023 FY 2024 FY 2025
Underwriting & Management Services $61.41M $95.37M $176.37M
Claim Services $19.91M $30.78M $31.15M
Other Technology Services $7.01M $7.80M $9.46M
Total $88.33M $133.95M $216.98M

Exzeo revenue by product and service: what the figures show

Exzeo brought in $216.98M from its three product and service lines in fiscal 2025, the year ended December 31, 2025. That was up 62.0% from $133.95M in fiscal 2024. Underwriting & Management Services was the largest at $176.37M (81.3%), ahead of Claim Services at $31.15M (14.4%) and Other Technology Services at $9.46M (4.4%).

Compared with fiscal 2024, Underwriting & Management Services grew fastest, up 84.9% to $176.37M. Every line above 2% of revenue grew. From fiscal 2023 to 2025, combined revenue from these lines grew from $88.33M to $216.98M, a compound annual growth rate of 56.7%. Underwriting & Management Services' share of the total rose from 69.5% to 81.3%.

Annual history

Exzeo Revenue by Timing of Transfer of Good or Service

Years FY 2023–2025
Lines 2
FY 2025 Total $216.98M

Over Time was Exzeo’s largest revenue line in fiscal 2025, bringing in $122.34M of $216.98M (56%).

Exzeo revenue by timing of transfer of good or service, fiscal 2023 to 2025
Timing of Transfer of Good or Service FY 2023 FY 2024 FY 2025
Over Time $52.40M $70.58M $122.34M
Point In Time $35.93M $63.37M $94.65M
Total $88.33M $133.95M $216.98M

Exzeo revenue by timing of transfer of good or service: what the figures show

Exzeo brought in $216.98M from its two revenue lines in fiscal 2025, the year ended December 31, 2025. That was up 62.0% from $133.95M in fiscal 2024. Over Time was the largest at $122.34M (56.4%), ahead of Point In Time at $94.65M (43.6%).

Compared with fiscal 2024, Over Time grew 73.3% to $122.34M and Point In Time grew 49.3% to $94.65M. From fiscal 2023 to 2025, combined revenue from these revenue lines grew from $88.33M to $216.98M, a compound annual growth rate of 56.7%. Over Time's share of the total fell from 59.3% to 56.4%.

Questions

Exzeo Revenue Breakdown FAQ

How does Exzeo make money?

Exzeo (XZO) reports its revenue by product and service and by timing of transfer of good or service. In fiscal 2025, Underwriting & Management Services was its largest product and service line, bringing in $176.37M (81.3% of the total), followed by Claim Services at $31.15M (14.4%).

What is Exzeo's largest product and service line?

Underwriting & Management Services was Exzeo's largest product and service line in fiscal 2025, bringing in $176.37M, or 81.3% of the $216.98M total across its three product and service lines.

What is Exzeo's largest revenue line?

Over Time was Exzeo's largest revenue line in fiscal 2025, bringing in $122.34M, or 56.4% of the $216.98M total across its two revenue lines.

Which Exzeo product and service line is growing the fastest?

Among Exzeo's product and service lines that make up at least 2% of revenue, Underwriting & Management Services grew fastest in fiscal 2025, up 84.9% from $95.37M to $176.37M.

Where does this revenue breakdown data come from?

Every figure comes from Exzeo's annual financial filings, as reported. Each line keeps the name Exzeo gives it, and years follow its fiscal calendar.

How far back does Exzeo's revenue breakdown go?

Exzeo's revenue by product and service goes back to fiscal 2023, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.