X Financial (XYF) Times Interest Earned (2025 - 2026)
X Financial (XYF) posted Times Interest Earned of 125.13 for Q2 2026, down 83.88% on a QoQ basis from 68.05 in Q1 2026, and up 9.26% year-over-year from 114.52 in Q2 2025.
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X Financial (XYF) Times Interest Earned (2025 - 2026) Analysis & Trends
X Financial has reported Times Interest Earned for 2 years, with the latest figure at 125.13 in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 9.26% year-over-year to 125.13 in Q2 2026; TTM through Jun 2026 was 51.54, a N/A change from a year earlier, with the FY2025 full-year figure at 86.46, down 5.6% from the prior year.
- Times Interest Earned was 125.13 for Q2 2026 at X Financial, down from 68.05 in the prior quarter.
- The five-year high for Times Interest Earned was 68.05 in Q1 2026, with the low at 137.89 in Q2 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 1.17 |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | - |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 9.00 |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 26.44 |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 125.13 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -0.48 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 171.50 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 4.76 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -125.13 |
| Mar 31, 2026 | -68.05 |
| Jun 30, 2025 | -137.89 |
| Mar 31, 2025 | -101.73 |