X Financial (XYF) Times Interest Earned (2025 - 2026)

X Financial's Times Interest Earned history runs 9 years deep, the most recent figure standing at $11.95 for Q4 2025.

• In Q4 2025, Times Interest Earned fell 99.86% year-over-year to $11.95; the TTM figure through Dec 2025 stood at $934.37 (down 96.98% YoY), while the FY2025 annual figure was $15.43, up 160.49% from the prior year.
• Times Interest Earned for Q4 2025 stood at $11.95, down from $8564.1 in the prior quarter.
• The five-year high for Times Interest Earned was $8564.1 in Q4 2024, with the low at $1.14 in Q4 2023.
• The 5-year median for Times Interest Earned is $2.76 (2021), against an average of $1716.3.
• The sharpest annual moves came in 2024 and 2025: Times Interest Earned surged 751772.97% in 2024, then plunged 99.86% in 2025.
• X Financial's Times Interest Earned stood at $2.76 in 2021, then sank by 52.31% to $1.31 in 2022, then retreated by 13.35% to $1.14 in 2023, then soared by 751772.97% to $8564.1 in 2024, then sank by 99.86% to $11.95 in 2025.
• Business Quant data shows XYF's Times Interest Earned at $11.95 in Q4 2025, $8564.1 in Q4 2024, and $1.14 in Q4 2023.