Chime Financial (CHYM) Times Interest Earned (2024 - 2026)

Chime Financial (CHYM) posted Times Interest Earned of $0.31 for Q1 2026, down 96.96% on a QoQ basis from $10.18 in Q4 2025, and down 83.49% year-over-year from $1.87 in Q1 2025.

Chime Financial (CHYM) Times Interest Earned (2024 - 2026) Analysis & Trends

Chime Financial's Times Interest Earned history runs 3 years deep, the most recent figure standing at $0.31 for Q1 2026.

  • Quarterly Times Interest Earned fell 83.49% year-over-year to $0.31 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$6.72 (down 8.98% YoY) and the FY2025 annual result came in at -$1.45, down 1222.64% from the prior year.
  • Times Interest Earned was $0.31 for Q1 2026 at Chime Financial, down from $10.18 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $10.18 in Q4 2025 and bottomed at -$22.44 in Q2 2025.
  • A 3-year average of -$1.67 and a median of -$0.03 in 2025 frame the typical range for Times Interest Earned.
  • Peak annual rise in Times Interest Earned reached 94.93% in 2025, while the deepest fall reached 975.54% in 2025.
  • Chime Financial's Times Interest Earned stood at $6.39 in 2024, then soared by 59.33% to $10.18 in 2025, then sank by 96.96% to $0.31 in 2026.
  • Business Quant data shows CHYM's Times Interest Earned at $0.31 in Q1 2026, $10.18 in Q4 2025, and -$0.36 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn -9.39
2 Full Truck Alliance 188.77 Bn 186.13 Bn - -
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 1.00
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 10.68
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.80
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.15
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn -2.54
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -6.14
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 7.54
10 Chime Financial 7.92 Bn 7.50 Bn 580.31 Mn 0.31

Historic Data

Download Data
DateValue
Mar 31, 2026 0.31
Dec 31, 2025 10.18
Sep 30, 2025 -0.36
Jun 30, 2025 -22.44
Mar 31, 2025 1.87
Dec 31, 2024 6.39
Sep 30, 2024 -7.19
Jun 30, 2024 -2.09