Chime Financial (CHYM) EBT Margin (2024 - 2026)
Chime Financial posted quarterly EBT Margin of 8.33% for Q1 2026, up 553.0% year-on-year from 1.28% in Q1 2025, and up 211.02% on a QoQ basis from 7.5% in Q4 2025.
Chime Financial (CHYM) has 3 years of EBT Margin data on file, last reported at 8.33% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 553.0% year-over-year to 8.33%; the trailing twelve-month figure through Mar 2026 stood at 41.88% (down 4056.0% YoY), and the FY2025 full-year result was 46.15%, down 4479.0% from the prior year.
- EBT Margin for Q1 2026 stood at 8.33%, up from 7.5% in the prior quarter.
- Across five years, EBT Margin topped out at 8.33% in Q1 2026 and bottomed at 175.03% in Q2 2025.
- The 3-year median for EBT Margin is 4.34% (2024), against an average of 23.75%.
- The widest annual swing landed in 2025, when EBT Margin plunged 17515 bps; it then soared 553 bps in 2026.
- A 3-year view of EBT Margin shows it stood at 3.98% in 2024, then slumped by 88 bps to 7.5% in 2025, then surged by 211 bps to 8.33% in 2026.
- The last three EBT Margin figures came in at 8.33% (Q1 2026), 7.5% (Q4 2025), and 10.02% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | 28.74% |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | 23.39% |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 3.76% |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | -20.00% |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | 17.85% |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 29.04% |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 37.86% |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | 30.00% |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 47.29% |
| 10 | Chime Financial | 6.79 Bn | 5.78 Bn | 580.31 Mn | 8.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.33% |
| Dec 31, 2025 | -7.50% |
| Sep 30, 2025 | -10.02% |
| Jun 30, 2025 | -175.03% |
| Mar 31, 2025 | 2.79% |
| Dec 31, 2024 | -3.98% |
| Sep 30, 2024 | -4.70% |
| Jun 30, 2024 | 0.12% |