Chime Financial (CHYM) EBT Margin (2024 - 2026)

Chime Financial (CHYM) has reported EBT Margin for 3 consecutive years, with 4.19% the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, EBT Margin rose 17922.0% year-over-year to 4.19%; the trailing twelve-month figure through Jun 2026 stood at 0.7% (up 4810.0% YoY), and the FY2025 full-year result was 46.15%, down 4479.0% from the prior year.
• EBT Margin retreated to 4.19% in Q2 2026 per CHYM's latest filing, from 8.33% in the prior quarter.
• Across five years, EBT Margin topped out at 8.33% in Q1 2026 and bottomed at 175.03% in Q2 2025.
• Historically, EBT Margin has averaged 20.64% across 3 years, with a median of 3.98% in 2024.
• The sharpest annual moves came in 2025 and 2026: EBT Margin tumbled 17515 bps in 2025, then surged 17922 bps in 2026.
• Over 3 years, EBT Margin stood at 3.98% in 2024, then sank by 88 bps to 7.5% in 2025, then surged by 156 bps to 4.19% in 2026.
• According to Business Quant data, EBT Margin over the past three periods registered 4.19%, 8.33%, and 7.5% for Q2 2026, Q1 2026, and Q4 2025 respectively.