Chime Financial (CHYM) EBT Margin (2024 - 2026)
Chime Financial (CHYM) reported EBT Margin of 8.33% for Q1 2026, up 553.0% on a YoY basis from 1.28% in Q1 2025, and up 211.02% quarter-over-quarter from 7.5% in Q4 2025.
Chime Financial (CHYM) EBT Margin (2024 - 2026) Analysis & Trends
Chime Financial has reported EBT Margin for 3 years, with the latest figure at 8.33% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 553.0% year-over-year to 8.33%; the trailing twelve-month figure through Mar 2026 stood at 41.88% (down 4056.0% YoY), and the FY2025 full-year result was 46.15%, down 4479.0% from the prior year.
- EBT Margin for Q1 2026 stood at 8.33%, up from 7.5% in the prior quarter.
- The five-year high for EBT Margin was 8.33% in Q1 2026, with the low at 175.03% in Q2 2025.
- Historically, EBT Margin has averaged 23.75% across 3 years, with a median of 4.34% in 2024.
- Annual changes were most pronounced in 2025 — EBT Margin slumped 17515 bps — and 2026, when it soared 553 bps.
- Chime Financial's EBT Margin stood at 3.98% in 2024, then tumbled by 88 bps to 7.5% in 2025, then jumped by 211 bps to 8.33% in 2026.
- The last three EBT Margin figures came in at 8.33% (Q1 2026), 7.5% (Q4 2025), and 10.02% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 28.74% |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | - |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 3.76% |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | -20.00% |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 24.25% |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 29.04% |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | 17.85% |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | 30.00% |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 33.82% |
| 10 | Chime Financial | 6.52 Bn | 5.51 Bn | 580.31 Mn | 8.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.33% |
| Dec 31, 2025 | -7.50% |
| Sep 30, 2025 | -10.02% |
| Jun 30, 2025 | -175.03% |
| Mar 31, 2025 | 2.79% |
| Dec 31, 2024 | -3.98% |
| Sep 30, 2024 | -4.70% |
| Jun 30, 2024 | 0.12% |