Chime Financial (CHYM) EBT Margin (2024 - 2026)
Chime Financial (CHYM) posted EBT Margin of 8.33% for Q1 2026, up 211.02% on a QoQ basis from 7.5% in Q4 2025, and up 553.0% year-over-year from 1.28% in Q1 2025.
Chime Financial (CHYM) EBT Margin (2024 - 2026) Analysis & Trends
Chime Financial's EBT Margin history runs 3 years deep, the most recent figure standing at 8.33% for Q1 2026.
- Quarterly EBT Margin rose 553.0% year-over-year to 8.33% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.88% (down 4056.0% YoY) and the FY2025 annual result came in at 46.15%, down 4479.0% from the prior year.
- EBT Margin was 8.33% for Q1 2026 at Chime Financial, up from 7.5% in the prior quarter.
- Across five years, EBT Margin topped out at 8.33% in Q1 2026 and bottomed at 175.03% in Q2 2025.
- A 3-year average of 23.75% and a median of 4.34% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2025 — EBT Margin sank 17515 bps — and 2026, when it soared 553 bps.
- Chime Financial's EBT Margin stood at 3.98% in 2024, then sank by 88 bps to 7.5% in 2025, then soared by 211 bps to 8.33% in 2026.
- Business Quant data shows CHYM's EBT Margin at 8.33% in Q1 2026, 7.5% in Q4 2025, and 10.02% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 28.74% |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | - |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | -20.00% |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 3.76% |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 24.44% |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 10.99% |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 30.00% |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | -21.33% |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 29.04% |
| 10 | Chime Financial | 7.92 Bn | 7.50 Bn | 580.31 Mn | 8.33% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.33% |
| Dec 31, 2025 | -7.50% |
| Sep 30, 2025 | -10.02% |
| Jun 30, 2025 | -175.03% |
| Mar 31, 2025 | 2.79% |
| Dec 31, 2024 | -3.98% |
| Sep 30, 2024 | -4.70% |
| Jun 30, 2024 | 0.12% |