Chime Financial (CHYM) EBT Margin (2024 - 2026)
Chime Financial's (CHYM) quarterly EBT Margin came in at 8.33% in Q1 2026, up 553.0% YoY from 1.28% in Q1 2025, and up 211.02% on a QoQ basis from 7.5% in Q4 2025.
Chime Financial (CHYM) EBT Margin (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has 3 years of EBT Margin data on file, last reported at 8.33% in Q1 2026.
- Quarterly EBT Margin rose 553.0% year-over-year to 8.33% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.88% (down 4056.0% YoY) and the FY2025 annual result came in at 46.15%, down 4479.0% from the prior year.
- EBT Margin grew to 8.33% in Q1 2026, from 7.5% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 8.33% in Q1 2026 to a low of 175.03% in Q2 2025.
- A 3-year average of 23.75% and a median of 4.34% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2025 — EBT Margin slumped 17515 bps — and 2026, when it soared 553 bps.
- Tracing CHYM's EBT Margin over 3 years: stood at 3.98% in 2024, then tumbled by 88 bps to 7.5% in 2025, then jumped by 211 bps to 8.33% in 2026.
- The last three EBT Margin figures came in at 8.33% (Q1 2026), 7.5% (Q4 2025), and 10.02% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 29.61% |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 49.54% |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 24.44% |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 23.09% |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 10.99% |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | -21.33% |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 22.98% |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 33.82% |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 47.29% |
| 10 | Chime Financial | 12.13 Bn | 11.06 Bn | 594.87 Mn | 4.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.19% |
| Mar 31, 2026 | 8.33% |
| Dec 31, 2025 | -7.50% |
| Sep 30, 2025 | -10.02% |
| Jun 30, 2025 | -175.03% |
| Mar 31, 2025 | 2.79% |
| Dec 31, 2024 | -3.98% |
| Sep 30, 2024 | -4.70% |
| Jun 30, 2024 | 0.12% |