Chime Financial (CHYM) EBIT Margin (2024 - 2026)
Chime Financial's (CHYM) quarterly EBIT Margin came in at 3.18% in Q2 2026, up 17939.0% on a YoY basis from N/an in Q2 2025, and down 55.35% quarter-over-quarter from 7.13% in Q1 2026.
Analysis
Chime Financial (CHYM) EBIT Margin (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported EBIT Margin for 3 consecutive years, with 3.18% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBIT Margin rose 17939.0% year-over-year to 3.18%; the trailing twelve-month figure through Jun 2026 stood at 2.08% (up 4830.0% YoY), and the FY2025 full-year result was 47.56%, down 4384.0% from the prior year.
- EBIT Margin fell to 3.18% in Q2 2026 per CHYM's latest filing, from 7.13% in the prior quarter.
- Across five years, EBIT Margin topped out at 7.13% in Q1 2026 and bottomed at 176.21% in Q2 2025.
- Historically, EBIT Margin has averaged 22.28% across 3 years, with a median of 5.71% in 2024.
- The sharpest annual moves came in 2025 and 2026: EBIT Margin sank 17375 bps in 2025, then jumped 17939 bps in 2026.
- Over 3 years, EBIT Margin stood at 5.71% in 2024, then plunged by 58 bps to 9.02% in 2025, then surged by 135 bps to 3.18% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 3.18%, 7.13%, and 9.02% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 3.18% |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 21.24% |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 23.84% |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | 13.35% |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 8.46% |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | -5.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.18% |
| Mar 31, 2026 | 7.13% |
| Dec 31, 2025 | -9.02% |
| Sep 30, 2025 | -11.91% |
| Jun 30, 2025 | -176.21% |
| Mar 31, 2025 | 1.76% |
| Dec 31, 2024 | -5.71% |
| Sep 30, 2024 | -7.26% |
| Jun 30, 2024 | -2.46% |