Growth Metrics

Chime Financial (CHYM) EBIT Margin (2024 - 2026)

Chime Financial posted quarterly EBIT Margin of 7.13% for Q1 2026, up 537.0% year-on-year from 1.12% in Q1 2025, and up 179.09% on a QoQ basis from 9.02% in Q4 2025.

Chime Financial (CHYM) has 3 years of EBIT Margin data on file, last reported at 7.13% in Q1 2026.

  • For the quarter ending Q1 2026, EBIT Margin rose 537.0% year-over-year to 7.13%; the trailing twelve-month figure through Mar 2026 stood at 43.32% (down 4009.0% YoY), and the FY2025 full-year result was 47.56%, down 4384.0% from the prior year.
  • EBIT Margin for Q1 2026 stood at 7.13%, up from 9.02% in the prior quarter.
  • Across five years, EBIT Margin topped out at 7.13% in Q1 2026 and bottomed at 176.21% in Q2 2025.
  • The 3-year median for EBIT Margin is 6.49% (2024), against an average of 25.46%.
  • The widest annual swing landed in 2025, when EBIT Margin slumped 17375 bps; it then soared 537 bps in 2026.
  • A 3-year view of EBIT Margin shows it stood at 5.71% in 2024, then sank by 58 bps to 9.02% in 2025, then surged by 179 bps to 7.13% in 2026.
  • The last three EBIT Margin figures came in at 7.13% (Q1 2026), 9.02% (Q4 2025), and 11.91% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Sap Se 253.17 Bn 235.20 Bn 8.16 Bn 28.69%
2 Salesforce 171.07 Bn 161.50 Bn 8.69 Bn 16.69%
3 Uber Technologies 151.10 Bn 150.06 Bn 11.88 Bn 14.56%
4 Shopify 134.25 Bn 128.50 Bn 1.55 Bn 12.05%
5 ServiceNow 105.72 Bn 100.54 Bn 2.83 Bn 13.34%
6 Cadence Design Systems 101.64 Bn 100.23 Bn 1.26 Bn 29.26%
7 Adobe 100.35 Bn 93.46 Bn 5.73 Bn 37.79%
8 Automatic Data Processing 90.91 Bn 87.68 Bn 2.87 Bn -22.99%
9 Intuit 88.30 Bn 81.52 Bn 6.77 Bn 46.97%
10 Chime Financial 6.79 Bn 5.78 Bn 580.31 Mn 7.13%

Historic Data

Download Data 🔒
DateValue
Mar 31, 2026 7.13%
Dec 31, 2025 -9.02%
Sep 30, 2025 -11.91%
Jun 30, 2025 -176.21%
Mar 31, 2025 1.76%
Dec 31, 2024 -5.71%
Sep 30, 2024 -7.26%
Jun 30, 2024 -2.46%