Chime Financial (CHYM) EBIT Margin (2024 - 2026)
Chime Financial (CHYM) recorded EBIT Margin of 3.18% in Q2 2026, up 179.39 percentage points from -176.21% a year earlier but down 3.95 percentage points from the prior quarter.
Chime Financial (CHYM) EBIT Margin (2024 - 2026) Analysis & Trends
On a TTM basis, Chime Financial's EBIT Margin came in at -2.08% as of Jun 30, 2026, up 48.30 percentage points year-over-year; for FY2025, it came in at -47.56%, down 43.84 percentage points from FY2024.
- Across earlier years, EBIT Margin came in at -3.72% in FY2024 (+14.73 pp) and -18.44% in FY2023.
- Quarterly EBIT Margin has ranged from -176.21% in Q2 2025 to 7.13% in Q1 2026 over the past five years.
- On a year-over-year basis, EBIT Margin rose in two of the last five quarters, with an average year-over-year change of +0.61 percentage points.
- Per Business Quant, the preceding three quarters came in at 7.13% (Q1 2026), -9.02% (Q4 2025) and -11.91% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Coinbase Global | 50.59 Bn | 7.40 Bn | - | -9.30% |
| 2 | PayPal Holdings | 46.79 Bn | 5.01 Bn | - | 16.44% |
| 3 | Block | 44.05 Bn | 15.31 Bn | 3.17 Bn | 6.75% |
| 4 | Iren | 31.74 Bn | 19.34 Bn | 103.89 Mn | -452.09% |
| 5 | Corpay | 26.01 Bn | 16.21 Bn | - | 35.28% |
| 6 | Fiserv | 24.47 Bn | 21.17 Bn | 2.90 Bn | 19.18% |
| 7 | Global Payments | 22.51 Bn | 952.73 Mn | 2.03 Bn | 10.15% |
| 8 | Bitmine Immersion Technologies | 15.56 Bn | 12.94 Bn | 40.81 Mn | -25.50% |
| 9 | Guidewire Software | 11.90 Bn | 8.47 Bn | 269.68 Mn | 15.16% |
| 10 | Chime Financial | 10.11 Bn | 5.90 Bn | 594.87 Mn | 3.18% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.18% |
| Mar 31, 2026 | 7.13% |
| Dec 31, 2025 | -9.02% |
| Sep 30, 2025 | -11.91% |
| Jun 30, 2025 | -176.21% |
| Mar 31, 2025 | 1.76% |
| Dec 31, 2024 | -5.71% |
| Sep 30, 2024 | -7.26% |
| Jun 30, 2024 | -2.46% |
Chime Financial EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "CHYM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=CHYM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();