Vroom VRM
NASDAQ VRM
$9.18 +0.06 (+0.66%)
At close: Aug 28, 2026 · 4:00 PM EDT

Vroom (VRM) Debt Ratio (2019 - 2026)

Vroom (VRM) posted Debt Ratio of 0.62 for Q1 2026, down 6.15% sequentially from 0.66 in Q4 2025, and down 21.58% YoY from 0.79 in Q1 2025.

Analysis

Vroom (VRM) Debt Ratio (2019 - 2026) Analysis & Trends

Vroom has reported Debt Ratio for 8 years, with the latest figure at 0.62 in Q1 2026.

  • Quarterly Debt Ratio fell 21.58% year-over-year to 0.62 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.62 (down 21.58% YoY) and the FY2025 annual result came in at 0.66, up 48.1% from the prior year.
  • Debt Ratio retreated to 0.62 in Q1 2026 per VRM's latest filing, from 0.66 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.79 in Q1 2025 and troughed at 0.01 in Q1 2024.
  • A 5-year average of 0.5 and a median of 0.51 in 2022 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio plunged 99.97% in 2022, then soared 5373.05% in 2025.
  • Over 5 years, Debt Ratio stood at 0.31 in 2022, then soared by 71.85% to 0.53 in 2023, then slipped by 14.96% to 0.45 in 2024, then jumped by 48.1% to 0.66 in 2025, then slipped by 6.15% to 0.62 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.62, 0.66, and 0.64 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.25
2 Mastercard 518.33 Bn 504.84 Bn - 0.43
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.19
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.05
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.18
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.21
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.13
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.11
10 Vroom 48.05 Mn -86.03 Mn - 0.72
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.72
Mar 31, 2026 0.83
Dec 31, 2025 0.66
Sep 30, 2025 0.73
Jun 30, 2025 0.77
Mar 31, 2025 0.87
Dec 31, 2024 0.51
Jun 30, 2024 0.81
Mar 31, 2024 0.01
Dec 31, 2023 0.31
Sep 30, 2023 0.45
Jun 30, 2023 0.49
Mar 31, 2023 0.49
Dec 31, 2022 0.31
Sep 30, 2022 0.53
Jun 30, 2022 0.51
Mar 31, 2022 0.54
Dec 31, 2021 1,104.64
Sep 30, 2021 1,033.71
Jun 30, 2021 956.32