Vroom (VRM) Debt Ratio (2019 - 2026)
Vroom (VRM) posted Debt Ratio of 0.62 for Q1 2026, down 6.15% sequentially from 0.66 in Q4 2025, and down 21.58% YoY from 0.79 in Q1 2025.
Analysis
Vroom (VRM) Debt Ratio (2019 - 2026) Analysis & Trends
Vroom has reported Debt Ratio for 8 years, with the latest figure at 0.62 in Q1 2026.
- Quarterly Debt Ratio fell 21.58% year-over-year to 0.62 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.62 (down 21.58% YoY) and the FY2025 annual result came in at 0.66, up 48.1% from the prior year.
- Debt Ratio retreated to 0.62 in Q1 2026 per VRM's latest filing, from 0.66 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.79 in Q1 2025 and troughed at 0.01 in Q1 2024.
- A 5-year average of 0.5 and a median of 0.51 in 2022 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2022 and 2025: Debt Ratio plunged 99.97% in 2022, then soared 5373.05% in 2025.
- Over 5 years, Debt Ratio stood at 0.31 in 2022, then soared by 71.85% to 0.53 in 2023, then slipped by 14.96% to 0.45 in 2024, then jumped by 48.1% to 0.66 in 2025, then slipped by 6.15% to 0.62 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.62, 0.66, and 0.64 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.25 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.43 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.05 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.18 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.21 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.13 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.11 |
| 10 | Vroom | 48.05 Mn | -86.03 Mn | - | 0.72 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.72 |
| Mar 31, 2026 | 0.83 |
| Dec 31, 2025 | 0.66 |
| Sep 30, 2025 | 0.73 |
| Jun 30, 2025 | 0.77 |
| Mar 31, 2025 | 0.87 |
| Dec 31, 2024 | 0.51 |
| Jun 30, 2024 | 0.81 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.31 |
| Sep 30, 2023 | 0.45 |
| Jun 30, 2023 | 0.49 |
| Mar 31, 2023 | 0.49 |
| Dec 31, 2022 | 0.31 |
| Sep 30, 2022 | 0.53 |
| Jun 30, 2022 | 0.51 |
| Mar 31, 2022 | 0.54 |
| Dec 31, 2021 | 1,104.64 |
| Sep 30, 2021 | 1,033.71 |
| Jun 30, 2021 | 956.32 |