Truist Financial (TFC) Interest Coverage Ratio (2009 - 2026)
Truist Financial's (TFC) Interest Coverage Ratio stood at 1.77 in Q2 2026, up 11.6% from 1.59 a year earlier and up 1.4% from the prior quarter.
Truist Financial (TFC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
On a TTM basis, Truist Financial's Interest Coverage Ratio came in at 1.70 as of Jun 30, 2026, up 6.0% year-over-year; for FY2025, it came in at 1.63, up 72.2% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 0.95 in FY2024 (+2.4%), 0.92 in FY2023 (-77.1%), 4.03 in FY2022 (-64.7%) and 11.41 in FY2021 (+173.0%).
- The Q2 2026 figure is the highest quarterly Interest Coverage Ratio since Q1 2023.
- On a year-over-year basis, Interest Coverage Ratio has increased for four consecutive quarters, with growth averaging 7.1% over the last six quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 89.3% in Q3 2021, against a decline of 83.5% in Q4 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.75 (Q1 2026), 1.65 (Q4 2025) and 1.65 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Truist Financial | 56.73 Bn | 56.73 Bn | - | 1.77 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.77 |
| Mar 31, 2026 | 1.75 |
| Dec 31, 2025 | 1.65 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.62 |
| Dec 31, 2024 | 1.60 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | -0.85 |
| Mar 31, 2024 | 1.49 |
| Dec 31, 2023 | -0.91 |
| Sep 30, 2023 | 1.49 |
| Jun 30, 2023 | 1.54 |
| Mar 31, 2023 | 1.92 |
| Dec 31, 2022 | 2.10 |
| Sep 30, 2022 | 4.21 |
| Jun 30, 2022 | 8.16 |
| Mar 31, 2022 | 11.03 |
| Dec 31, 2021 | 12.72 |
| Sep 30, 2021 | 12.02 |
Truist Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "TFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=TFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();