Truist Financial (TFC) Interest Coverage Ratio (2009 - 2026)
Truist Financial's (TFC) quarterly Interest Coverage Ratio came in at 1.77 in Q2 2026, up 11.59% on a YoY basis from 1.59 in Q2 2025, and up 1.4% quarter-over-quarter from 1.75 in Q1 2026.
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Truist Financial (TFC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Truist Financial (TFC) has reported Interest Coverage Ratio for 18 consecutive years, with 1.77 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 11.59% year-over-year to 1.77; the trailing twelve-month figure through Jun 2026 stood at 1.7 (up 5.97% YoY), and the FY2025 full-year result was 1.63, up 72.17% from the prior year.
- Interest Coverage Ratio grew to 1.77 in Q2 2026 per TFC's latest filing, from 1.75 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 11.03 in Q1 2022 and bottomed at 2.35 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 2.17 across 5 years, with a median of 1.62 in 2024.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio slumped 155.18% in 2024, then jumped 286.55% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 2.35 in 2022, then surged by 61.22% to 0.91 in 2023, then surged by 275.83% to 1.6 in 2024, then grew by 2.98% to 1.65 in 2025, then advanced by 7.63% to 1.77 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.77, 1.75, and 1.65 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.90 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.83 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.80 |
| 10 | East West Bancorp | 17.62 Bn | 12.53 Bn | - | 2.18 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.77 |
| Mar 31, 2026 | 1.75 |
| Dec 31, 2025 | 1.65 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.59 |
| Mar 31, 2025 | 1.62 |
| Dec 31, 2024 | 1.60 |
| Sep 30, 2024 | 1.62 |
| Jun 30, 2024 | -0.85 |
| Mar 31, 2024 | 1.49 |
| Dec 31, 2023 | -0.91 |
| Sep 30, 2023 | 1.49 |
| Jun 30, 2023 | 1.54 |
| Mar 31, 2023 | 1.92 |
| Dec 31, 2022 | -2.35 |
| Sep 30, 2022 | 4.21 |
| Jun 30, 2022 | 8.16 |
| Mar 31, 2022 | 11.03 |
| Dec 31, 2021 | 10.70 |
| Sep 30, 2021 | 12.02 |