Truist Financial (TFC) Debt Ratio (2009 - 2026)

Truist Financial (TFC) posted Debt Ratio of 0.13 for Q1 2026, down 1.32% on a QoQ basis from 0.13 in Q4 2025, and down 52.84% year-over-year from 0.27 in Q1 2025.

Truist Financial (TFC) Debt Ratio (2009 - 2026) Analysis & Trends

Truist Financial's Debt Ratio history runs 18 years deep, the most recent figure standing at 0.13 for Q1 2026.

  • Quarterly Debt Ratio fell 52.84% year-over-year to 0.13 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.13 (down 52.84% YoY) and the FY2025 annual result came in at 0.13, up 5.54% from the prior year.
  • Debt Ratio was 0.13 for Q1 2026 at Truist Financial, down from 0.13 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.5 in Q1 2023 and bottomed at 0.08 in Q2 2022.
  • A 5-year average of 0.27 and a median of 0.3 in 2023 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2022 — Debt Ratio sank 92.67% — and 2023, when it surged 390.68%.
  • Truist Financial's Debt Ratio stood at 0.31 in 2022, then retreated by 1.59% to 0.3 in 2023, then slumped by 60.35% to 0.12 in 2024, then grew by 5.54% to 0.13 in 2025, then decreased by 1.32% to 0.13 in 2026.
  • Business Quant data shows TFC's Debt Ratio at 0.13 in Q1 2026, 0.13 in Q4 2025, and 0.13 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Truist Financial 63.79 Bn 63.79 Bn - 0.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.13
Sep 30, 2025 0.13
Jun 30, 2025 0.11
Mar 31, 2025 0.27
Dec 31, 2024 0.12
Sep 30, 2024 0.33
Jun 30, 2024 0.34
Mar 31, 2024 0.46
Dec 31, 2023 0.30
Sep 30, 2023 0.38
Jun 30, 2023 0.40
Mar 31, 2023 0.50
Dec 31, 2022 0.31
Sep 30, 2022 0.33
Jun 30, 2022 0.08
Mar 31, 2022 0.24
Dec 31, 2021 0.22
Sep 30, 2021 4.56
Jun 30, 2021 0.28