Truist Financial (TFC) Debt Ratio (2009 - 2026)
Truist Financial's (TFC) quarterly Debt Ratio came in at 0.17 in Q2 2026, up 21.8% on a YoY basis from 0.14 in Q2 2025, and down 1.02% quarter-over-quarter from 0.18 in Q1 2026.
Analysis
Truist Financial (TFC) Debt Ratio (2009 - 2026) Analysis & Trends
Truist Financial (TFC) has reported Debt Ratio for 18 consecutive years, with 0.17 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio rose 21.8% year-over-year to 0.17; the trailing twelve-month figure through Jun 2026 stood at 0.17 (up 21.8% YoY), and the FY2025 full-year result was 0.18, up 1.45% from the prior year.
- Debt Ratio eased to 0.17 in Q2 2026 per TFC's latest filing, from 0.18 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.2 in Q1 2023 and bottomed at 0.08 in Q1 2022.
- Historically, Debt Ratio has averaged 0.16 across 5 years, with a median of 0.16 in 2023.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 152.0% in 2023, then retreated 16.01% in 2024.
- Over 5 years, Debt Ratio stood at 0.16 in 2022, then grew by 2.02% to 0.17 in 2023, then grew by 6.24% to 0.18 in 2024, then grew by 1.45% to 0.18 in 2025, then retreated by 2.43% to 0.17 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.17, 0.18, and 0.18 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.01 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 0.09 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 0.07 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 0.08 |
| 10 | East West Bancorp | 17.62 Bn | 12.53 Bn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.17 |
| Mar 31, 2026 | 0.18 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.18 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.18 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.15 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.17 |
| Sep 30, 2023 | 0.16 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.20 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.11 |
| Mar 31, 2022 | 0.08 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.09 |