Truist Financial (TFC) Net Margin (2009 - 2026)
Truist Financial's (TFC) quarterly Net Margin came in at 28.85% in Q2 2026, up 519.0% on a YoY basis from 4.66% in Q2 2025, and up 7.94% quarter-over-quarter from 26.73% in Q1 2026.
Analysis
Truist Financial (TFC) Net Margin (2009 - 2026) Analysis & Trends
Truist Financial (TFC) has reported Net Margin for 18 consecutive years, with 28.85% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Margin rose 519.0% year-over-year to 28.85%; the trailing twelve-month figure through Jun 2026 stood at 26.54% (up 213.0% YoY), and the FY2025 full-year result was 24.48%, down 918.0% from the prior year.
- Net Margin improved to 28.85% in Q2 2026 per TFC's latest filing, from 26.73% in the prior quarter.
- Across five years, Net Margin topped out at 33.44% in Q4 2022 and bottomed at 105.84% in Q4 2023.
- Historically, Net Margin has averaged 14.18% across 5 years, with a median of 24.84% in 2022.
- The sharpest annual moves came in 2023 and 2024: Net Margin plunged 13927 bps in 2023, then surged 12987 bps in 2024.
- Over 5 years, Net Margin stood at 33.44% in 2022, then tumbled by 417 bps to 105.84% in 2023, then soared by 123 bps to 24.03% in 2024, then advanced by 2 bps to 24.57% in 2025, then rose by 17 bps to 28.85% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 28.85%, 26.73%, and 24.57% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 23.30% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 24.27% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 28.79% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 864.86% |
| 10 | East West Bancorp | 17.92 Bn | 12.83 Bn | - | 45.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.85% |
| Mar 31, 2026 | 26.73% |
| Dec 31, 2025 | 24.57% |
| Sep 30, 2025 | 25.99% |
| Jun 30, 2025 | 23.66% |
| Mar 31, 2025 | 23.62% |
| Dec 31, 2024 | 24.03% |
| Sep 30, 2024 | 26.27% |
| Jun 30, 2024 | -49.02% |
| Mar 31, 2024 | 22.64% |
| Dec 31, 2023 | -105.84% |
| Sep 30, 2023 | 22.00% |
| Jun 30, 2023 | 24.76% |
| Mar 31, 2023 | 26.66% |
| Dec 31, 2022 | 33.44% |
| Sep 30, 2022 | 26.27% |
| Jun 30, 2022 | 25.71% |
| Mar 31, 2022 | 24.92% |
| Dec 31, 2021 | 27.55% |
| Sep 30, 2021 | 28.87% |