Truist Financial TFC
NYSE TFC
$50.15 -0.40 (-0.79%)
As of: Sep 9, 2026 · 3:59 PM EDT

Truist Financial (TFC) Net Margin (2009 - 2026)

Truist Financial's (TFC) quarterly Net Margin came in at 28.85% in Q2 2026, up 519.0% on a YoY basis from 4.66% in Q2 2025, and up 7.94% quarter-over-quarter from 26.73% in Q1 2026.

Analysis

Truist Financial (TFC) Net Margin (2009 - 2026) Analysis & Trends

Truist Financial (TFC) has reported Net Margin for 18 consecutive years, with 28.85% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Net Margin rose 519.0% year-over-year to 28.85%; the trailing twelve-month figure through Jun 2026 stood at 26.54% (up 213.0% YoY), and the FY2025 full-year result was 24.48%, down 918.0% from the prior year.
  • Net Margin improved to 28.85% in Q2 2026 per TFC's latest filing, from 26.73% in the prior quarter.
  • Across five years, Net Margin topped out at 33.44% in Q4 2022 and bottomed at 105.84% in Q4 2023.
  • Historically, Net Margin has averaged 14.18% across 5 years, with a median of 24.84% in 2022.
  • The sharpest annual moves came in 2023 and 2024: Net Margin plunged 13927 bps in 2023, then surged 12987 bps in 2024.
  • Over 5 years, Net Margin stood at 33.44% in 2022, then tumbled by 417 bps to 105.84% in 2023, then soared by 123 bps to 24.03% in 2024, then advanced by 2 bps to 24.57% in 2025, then rose by 17 bps to 28.85% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 28.85%, 26.73%, and 24.57% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn - -
2 Truist Financial 63.10 Bn 63.10 Bn - 28.85%
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn - 23.30%
4 M&T Bank 34.66 Bn 34.66 Bn - 30.85%
5 Huntington Bancshares 34.41 Bn 29.92 Bn - 24.18%
6 Citizens Financial 29.91 Bn 29.91 Bn - 24.27%
7 Regions Financial 25.92 Bn 25.99 Bn - 28.79%
8 Keycorp 23.68 Bn -24.02 Bn - 24.18%
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn 864.86%
10 East West Bancorp 17.92 Bn 12.83 Bn - 45.97%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 28.85%
Mar 31, 2026 26.73%
Dec 31, 2025 24.57%
Sep 30, 2025 25.99%
Jun 30, 2025 23.66%
Mar 31, 2025 23.62%
Dec 31, 2024 24.03%
Sep 30, 2024 26.27%
Jun 30, 2024 -49.02%
Mar 31, 2024 22.64%
Dec 31, 2023 -105.84%
Sep 30, 2023 22.00%
Jun 30, 2023 24.76%
Mar 31, 2023 26.66%
Dec 31, 2022 33.44%
Sep 30, 2022 26.27%
Jun 30, 2022 25.71%
Mar 31, 2022 24.92%
Dec 31, 2021 27.55%
Sep 30, 2021 28.87%