Truist Financial (TFC) Net Margin (2009 - 2026)
Truist Financial (TFC) posted quarterly Net Margin of 56.01% for Q2 2026, down 178.0% year-over-year from 71.81% in Q2 2025, and up 4.82% on a QoQ basis from 53.43% in Q1 2026.
Truist Financial (TFC) Net Margin (2009 - 2026) Analysis & Trends
Truist Financial has reported Net Margin for 18 years, with the latest figure at 56.01% in Q2 2026.
- Net Margin for Q2 2026 came in at 56.01%, down 178.0% year-over-year; the trailing twelve-month figure through Jun 2026 was 23.63% (down 1903.0% YoY), and the FY2025 annual result was 24.48%, down 1013.0% from the prior year.
- Net Margin grew to 56.01% in Q2 2026, from 53.43% in the prior quarter.
- Over five years, Net Margin peaked at 184.82% in Q1 2022 and troughed at 125.08% in Q4 2023.
- A 5-year average of 15.07% and a median of 17.19% in 2024 frame the typical range for Net Margin.
- The widest annual swing landed in 2023, when Net Margin sank 22047 bps; it then soared 15098 bps in 2024.
- A 5-year view of Net Margin shows it stood at 51.18% in 2022, then tumbled by 344 bps to 125.08% in 2023, then jumped by 121 bps to 25.9% in 2024, then slumped by 67 bps to 8.47% in 2025, then soared by 561 bps to 56.01% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 56.01% in Q2 2026, 53.43% in Q1 2026, and 8.47% in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 56.01% |
| Mar 31, 2026 | 53.43% |
| Dec 31, 2025 | 8.55% |
| Sep 30, 2025 | 46.34% |
| Jun 30, 2025 | 57.79% |
| Mar 31, 2025 | 68.10% |
| Dec 31, 2024 | -47.59% |
| Sep 30, 2024 | 44.19% |
| Jun 30, 2024 | -15.87% |
| Mar 31, 2024 | -21.54% |
| Dec 31, 2023 | -35.38% |
| Sep 30, 2023 | -15.40% |
| Jun 30, 2023 | -28.46% |
| Mar 31, 2023 | -35.65% |
| Dec 31, 2022 | 33.44% |
| Sep 30, 2022 | -25.79% |
| Jun 30, 2022 | -31.37% |
| Mar 31, 2022 | -106.84% |
| Dec 31, 2021 | 12.74% |
| Sep 30, 2021 | 41.55% |