Synchrony Financial (SYF) Net Margin (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Net Margin data on file, last reported at 16.44% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 49.0% year-over-year to 16.44%; the trailing twelve-month figure through Mar 2026 stood at 18.37% (up 287.0% YoY), and the FY2025 full-year result was 18.27%, up 73.0% from the prior year.
• Net Margin for Q1 2026 stood at 16.44%, up from 14.94% in the prior quarter.
• Across five years, Net Margin topped out at 23.05% in Q1 2024 and bottomed at 9.46% in Q4 2023.
• The 5-year median for Net Margin is 16.07% (2022), against an average of 16.58%.
• The widest annual swing landed in 2022, when Net Margin plunged 1543 bps; it then soared 1063 bps in 2024.
• A 5-year view of Net Margin shows it stood at 16.47% in 2022, then sank by 43 bps to 9.46% in 2023, then jumped by 69 bps to 15.95% in 2024, then decreased by 6 bps to 14.94% in 2025, then gained by 10 bps to 16.44% in 2026.
• The last three Net Margin figures came in at 16.44% (Q1 2026), 14.94% (Q4 2025), and 21.81% (Q3 2025), per Business Quant data.