Synchrony Financial (SYF-PB) Equity Ratio (2013 - 2026)

Synchrony Financial (SYF-PB) posted Equity Ratio of 0.14 for Q1 2026, down 3.67% quarter-over-quarter from 0.14 in Q4 2025, and little changed year-on-year from 0.14 in Q1 2025.

Synchrony Financial (SYF-PB) Equity Ratio (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PB) has reported Equity Ratio for 14 consecutive years, with 0.14 the latest figure, recorded in Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.14, changed 0.2% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.14 (changed 0.2% YoY), and the FY2025 annual result was 0.14, up 1.43% from the prior year.
  • Equity Ratio was 0.14 for Q1 2026 at Synchrony Financial, down from 0.14 in the prior quarter.
  • Over five years, Equity Ratio peaked at 0.15 in Q3 2025 and troughed at 0.12 in Q4 2023.
  • Average Equity Ratio over 5 years is 0.13, with a median of 0.13 recorded in 2024.
  • Year-over-year, Equity Ratio slipped 14.81% in 2022 and increased 17.27% in 2024.
  • Over 5 years, Equity Ratio stood at 0.12 in 2022, then declined by 3.87% to 0.12 in 2023, then increased by 17.27% to 0.14 in 2024, then climbed by 1.43% to 0.14 in 2025, then retreated by 3.67% to 0.14 in 2026.
  • Per Business Quant data, the three most recent Equity Ratio figures were 0.14 in Q1 2026, 0.14 in Q4 2025, and 0.15 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Synchrony Financial - - - 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.14
Dec 31, 2025 0.14
Sep 30, 2025 0.15
Jun 30, 2025 0.14
Mar 31, 2025 0.14
Dec 31, 2024 0.14
Sep 30, 2024 0.13
Jun 30, 2024 0.13
Mar 31, 2024 0.13
Dec 31, 2023 0.12
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.12
Dec 31, 2022 0.12
Sep 30, 2022 0.13
Jun 30, 2022 0.14
Mar 31, 2022 0.14
Dec 31, 2021 0.14
Sep 30, 2021 0.15
Jun 30, 2021 0.15