Synchrony Financial (SYF-PA) Times Interest Earned (2013 - 2026)
Synchrony Financial (SYF-PA) posted Times Interest Earned of $2.08 for Q1 2026, up 5.22% quarter-over-quarter from $1.98 in Q4 2025, and up 9.21% year-on-year from $1.91 in Q1 2025.
Synchrony Financial (SYF-PA) Times Interest Earned (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF-PA) has reported Times Interest Earned for 14 consecutive years, with $2.08 the latest figure, recorded in Q1 2026.
- Times Interest Earned for Q1 2026 came in at $2.08, up 9.21% year-over-year; the trailing twelve-month figure through Mar 2026 was $2.17 (up 17.7% YoY), and the FY2025 annual result was $2.12, up 6.81% from the prior year.
- Times Interest Earned was $2.08 for Q1 2026 at Synchrony Financial, up from $1.98 in the prior quarter.
- Over five years, Times Interest Earned peaked at $17.89 in Q1 2022 and troughed at $1.5 in Q4 2023.
- Average Times Interest Earned over 5 years is $4.72, with a median of $1.98 recorded in 2025.
- The widest YoY moves for Times Interest Earned: up 235.03% in 2022, down 90.02% in 2022.
- Over 5 years, Times Interest Earned stood at $1.57 in 2022, then decreased by 4.71% to $1.5 in 2023, then advanced by 24.88% to $1.87 in 2024, then rose by 5.78% to $1.98 in 2025, then advanced by 5.22% to $2.08 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were $2.08 in Q1 2026, $1.98 in Q4 2025, and $2.41 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Synchrony Financial | - | - | - | 2.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 |
| Dec 31, 2025 | 1.98 |
| Sep 30, 2025 | 2.41 |
| Jun 30, 2025 | 2.18 |
| Mar 31, 2025 | 1.91 |
| Dec 31, 2024 | 1.87 |
| Sep 30, 2024 | 1.87 |
| Jun 30, 2024 | 1.72 |
| Mar 31, 2024 | 2.47 |
| Dec 31, 2023 | 1.50 |
| Sep 30, 2023 | 1.84 |
| Jun 30, 2023 | 1.82 |
| Mar 31, 2023 | 8.82 |
| Dec 31, 2022 | 1.57 |
| Sep 30, 2022 | 12.53 |
| Jun 30, 2022 | 15.81 |
| Mar 31, 2022 | 17.89 |
| Dec 31, 2021 | 15.75 |
| Sep 30, 2021 | 7.25 |
| Jun 30, 2021 | 22.59 |