Synchrony Financial (SYF-PA) Times Interest Earned (2013 - 2026)

Synchrony Financial (SYF-PA) posted Times Interest Earned of $2.08 for Q1 2026, up 5.22% quarter-over-quarter from $1.98 in Q4 2025, and up 9.21% year-on-year from $1.91 in Q1 2025.

Synchrony Financial (SYF-PA) Times Interest Earned (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PA) has reported Times Interest Earned for 14 consecutive years, with $2.08 the latest figure, recorded in Q1 2026.

  • Times Interest Earned for Q1 2026 came in at $2.08, up 9.21% year-over-year; the trailing twelve-month figure through Mar 2026 was $2.17 (up 17.7% YoY), and the FY2025 annual result was $2.12, up 6.81% from the prior year.
  • Times Interest Earned was $2.08 for Q1 2026 at Synchrony Financial, up from $1.98 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $17.89 in Q1 2022 and troughed at $1.5 in Q4 2023.
  • Average Times Interest Earned over 5 years is $4.72, with a median of $1.98 recorded in 2025.
  • The widest YoY moves for Times Interest Earned: up 235.03% in 2022, down 90.02% in 2022.
  • Over 5 years, Times Interest Earned stood at $1.57 in 2022, then decreased by 4.71% to $1.5 in 2023, then advanced by 24.88% to $1.87 in 2024, then rose by 5.78% to $1.98 in 2025, then advanced by 5.22% to $2.08 in 2026.
  • Per Business Quant data, the three most recent Times Interest Earned figures were $2.08 in Q1 2026, $1.98 in Q4 2025, and $2.41 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Synchrony Financial - - - 2.08

Historic Data

Download Data
DateValue
Mar 31, 2026 2.08
Dec 31, 2025 1.98
Sep 30, 2025 2.41
Jun 30, 2025 2.18
Mar 31, 2025 1.91
Dec 31, 2024 1.87
Sep 30, 2024 1.87
Jun 30, 2024 1.72
Mar 31, 2024 2.47
Dec 31, 2023 1.50
Sep 30, 2023 1.84
Jun 30, 2023 1.82
Mar 31, 2023 8.82
Dec 31, 2022 1.57
Sep 30, 2022 12.53
Jun 30, 2022 15.81
Mar 31, 2022 17.89
Dec 31, 2021 15.75
Sep 30, 2021 7.25
Jun 30, 2021 22.59