Synchrony Financial (SYF-PA) Retained Earnings (2014 - 2026)

Synchrony Financial (SYF-PA) reported Retained Earnings of $25.2 billion for Q1 2026, up 13.51% on a YoY basis from $22.2 billion in Q1 2025, and up 2.49% quarter-over-quarter from $24.6 billion in Q4 2025.

Synchrony Financial (SYF-PA) Retained Earnings (2014 - 2026) Analysis & Trends

Synchrony Financial has reported Retained Earnings for 13 years, with the latest figure at $25.2 billion in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings rose 13.51% year-over-year to $25.2 billion; the trailing twelve-month figure through Mar 2026 stood at $25.2 billion (up 13.51% YoY), and the FY2025 full-year result was $24.6 billion, up 13.7% from the prior year.
  • Retained Earnings for Q1 2026 stood at $25.2 billion, up from $24.6 billion in the prior quarter.
  • The five-year high for Retained Earnings was $25.2 billion in Q1 2026, with the low at $15.0 billion in Q1 2022.
  • Historically, Retained Earnings has averaged $19.9 billion across 5 years, with a median of $19.8 billion in 2024.
  • Annual changes were most pronounced in 2022 — Retained Earnings surged 30.8% — and 2023, when it climbed 11.64%.
  • Synchrony Financial's Retained Earnings stood at $16.7 billion in 2022, then climbed by 11.64% to $18.7 billion in 2023, then climbed by 15.93% to $21.6 billion in 2024, then advanced by 13.7% to $24.6 billion in 2025, then grew by 2.49% to $25.2 billion in 2026.
  • The last three Retained Earnings figures came in at $25.2 billion (Q1 2026), $24.6 billion (Q4 2025), and $24.0 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 Synchrony Financial - - - 25.21 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 25.21 Bn
Dec 31, 2025 24.60 Bn
Sep 30, 2025 23.98 Bn
Jun 30, 2025 23.04 Bn
Mar 31, 2025 22.21 Bn
Dec 31, 2024 21.64 Bn
Sep 30, 2024 20.98 Bn
Jun 30, 2024 20.31 Bn
Mar 31, 2024 19.79 Bn
Dec 31, 2023 18.66 Bn
Sep 30, 2023 18.34 Bn
Jun 30, 2023 17.83 Bn
Mar 31, 2023 17.37 Bn
Dec 31, 2022 16.72 Bn
Sep 30, 2022 16.25 Bn
Jun 30, 2022 15.68 Bn
Mar 31, 2022 15.00 Bn
Dec 31, 2021 14.25 Bn
Sep 30, 2021 13.56 Bn
Jun 30, 2021 12.56 Bn