Synchrony Financial (SYF-PA) Retained Earnings (2014 - 2026)

Synchrony Financial (SYF-PA) posted Retained Earnings of $25.2 billion for Q1 2026, up 2.49% quarter-over-quarter from $24.6 billion in Q4 2025, and up 13.51% year-on-year from $22.2 billion in Q1 2025.

Synchrony Financial (SYF-PA) Retained Earnings (2014 - 2026) Analysis & Trends

Synchrony Financial (SYF-PA) has reported Retained Earnings for 13 consecutive years, with $25.2 billion the latest figure, recorded in Q1 2026.

  • Retained Earnings for Q1 2026 came in at $25.2 billion, up 13.51% year-over-year; the trailing twelve-month figure through Mar 2026 was $25.2 billion (up 13.51% YoY), and the FY2025 annual result was $24.6 billion, up 13.7% from the prior year.
  • Retained Earnings was $25.2 billion for Q1 2026 at Synchrony Financial, up from $24.6 billion in the prior quarter.
  • Over five years, Retained Earnings peaked at $25.2 billion in Q1 2026 and troughed at $15.0 billion in Q1 2022.
  • Average Retained Earnings over 5 years is $19.9 billion, with a median of $19.8 billion recorded in 2024.
  • Year-over-year, Retained Earnings jumped 30.8% in 2022 and increased 11.64% in 2023.
  • Over 5 years, Retained Earnings stood at $16.7 billion in 2022, then rose by 11.64% to $18.7 billion in 2023, then rose by 15.93% to $21.6 billion in 2024, then increased by 13.7% to $24.6 billion in 2025, then gained by 2.49% to $25.2 billion in 2026.
  • Per Business Quant data, the three most recent Retained Earnings figures were $25.2 billion in Q1 2026, $24.6 billion in Q4 2025, and $24.0 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Synchrony Financial - - - 25.21 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 25.21 Bn
Dec 31, 2025 24.60 Bn
Sep 30, 2025 23.98 Bn
Jun 30, 2025 23.04 Bn
Mar 31, 2025 22.21 Bn
Dec 31, 2024 21.64 Bn
Sep 30, 2024 20.98 Bn
Jun 30, 2024 20.31 Bn
Mar 31, 2024 19.79 Bn
Dec 31, 2023 18.66 Bn
Sep 30, 2023 18.34 Bn
Jun 30, 2023 17.83 Bn
Mar 31, 2023 17.37 Bn
Dec 31, 2022 16.72 Bn
Sep 30, 2022 16.25 Bn
Jun 30, 2022 15.68 Bn
Mar 31, 2022 15.00 Bn
Dec 31, 2021 14.25 Bn
Sep 30, 2021 13.56 Bn
Jun 30, 2021 12.56 Bn