Synchrony Financial (SYF-PA) Net Margin (2013 - 2026)

Synchrony Financial (SYF-PA) has reported Net Margin for 14 consecutive years, with 16.44% the latest figure, recorded in Q1 2026.

• Net Margin for Q1 2026 came in at 16.44%, up 49.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.37% (up 287.0% YoY), and the FY2025 annual result was 18.27%, up 73.0% from the prior year.
• Net Margin was 16.44% for Q1 2026 at Synchrony Financial, up from 14.94% in the prior quarter.
• Over five years, Net Margin peaked at 23.05% in Q1 2024 and troughed at 9.46% in Q4 2023.
• Average Net Margin over 5 years is 16.58%, with a median of 16.07% recorded in 2022.
• Year-over-year, Net Margin plunged 1543 bps in 2022 and surged 1063 bps in 2024.
• Over 5 years, Net Margin stood at 16.47% in 2022, then sank by 43 bps to 9.46% in 2023, then soared by 69 bps to 15.95% in 2024, then dropped by 6 bps to 14.94% in 2025, then climbed by 10 bps to 16.44% in 2026.
• Per Business Quant data, the three most recent Net Margin figures were 16.44% in Q1 2026, 14.94% in Q4 2025, and 21.81% in Q3 2025.