Synchrony Financial (SYF-PA) Free Cash Flow (2013 - 2026)

Synchrony Financial has reported Free Cash Flow for 14 years, with the latest figure at $2.2 billion in Q1 2026.

• For the quarter ending Q1 2026, Free Cash Flow fell 0.77% year-over-year to $2.2 billion; the trailing twelve-month figure through Mar 2026 stood at $9.8 billion (changed 0.35% YoY), and the FY2025 full-year result was $9.9 billion, changed 0.03% from the prior year.
• Free Cash Flow for Q1 2026 stood at $2.2 billion, down from $2.5 billion in the prior quarter.
• The five-year high for Free Cash Flow was $2.8 billion in Q3 2024, with the low at $1.4 billion in Q1 2022.
• Historically, Free Cash Flow has averaged $2.2 billion across 5 years, with a median of $2.2 billion in 2024.
• Annual changes were most pronounced in 2022 — Free Cash Flow decreased 24.09% — and 2023, when it jumped 51.9%.
• Synchrony Financial's Free Cash Flow stood at $1.8 billion in 2022, then advanced by 25.45% to $2.3 billion in 2023, then increased by 1.55% to $2.4 billion in 2024, then climbed by 4.29% to $2.5 billion in 2025, then dropped by 11.04% to $2.2 billion in 2026.
• The last three Free Cash Flow figures came in at $2.2 billion (Q1 2026), $2.5 billion (Q4 2025), and $2.6 billion (Q3 2025), per Business Quant data.