StoneCo (STNE) Net Margin (2017 - 2026)
StoneCo (STNE) recorded Net Margin of 12.54% in Q2 2026, down 4.68 percentage points from 17.22% a year earlier and down 35.29 percentage points from the prior quarter.
StoneCo (STNE) Net Margin (2017 - 2026) Analysis & Trends
On a TTM basis, StoneCo's Net Margin came in at 23.93% as of Jun 30, 2026, up 33.03 percentage points year-over-year; for FY2025, it was 0.93%, down 15.66 percentage points from FY2024.
- Annual Net Margin has a five-year change of -25.31 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 16.60% in FY2024 (+3.68 pp), 12.92% in FY2023 (+18.40 pp), -5.48% in FY2022 (-6.34 pp) and 0.86% in FY2021 (-25.38 pp).
- The Q2 2026 figure is the lowest quarterly Net Margin since Q4 2024.
- On a year-over-year basis, Net Margin rose in six of the last eight quarters, with an average year-over-year change of +4.59 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 102.19 percentage points in Q4 2025, against a drop of 42708530.60 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 47.83% (Q1 2026), 13.53% (Q4 2025) and 22.42% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 32.04% |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 8.26% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 2.65% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 2.02% |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 18.21% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 138.65% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 52.47% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | StoneCo | 2.91 Bn | -1.98 Bn | 308.97 Mn | 12.54% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.54% |
| Mar 31, 2026 | 47.83% |
| Dec 31, 2025 | 13.53% |
| Sep 30, 2025 | 22.42% |
| Jun 30, 2025 | 17.22% |
| Mar 31, 2025 | 15.38% |
| Dec 31, 2024 | -88.65% |
| Sep 30, 2024 | 17.73% |
| Jun 30, 2024 | 17.07% |
| Mar 31, 2024 | 12.11% |
| Dec 31, 2023 | 17.35% |
| Sep 30, 2023 | 13.10% |
| Jun 30, 2023 | 10.90% |
| Mar 31, 2023 | 8.73% |
| Dec 31, 2022 | 2.91% |
| Jun 30, 2022 | -21.24% |
| Mar 31, 2022 | -15.12% |
| Dec 31, 2021 | -28.55% |
| Sep 30, 2021 | -42,708,509.85% |
| Jun 30, 2021 | 48.38% |
StoneCo Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=STNE&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "STNE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=STNE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();