Standard Premium Finance Holdings (SPFX) Gross Margin (2020 - 2026)

Standard Premium Finance Holdings' (SPFX) quarterly Gross Margin came in at 94.04% in Q1 2026, up 137.0% year-on-year from 39.68% in Q1 2025, and up 1.31% quarter-over-quarter from 92.83% in Q4 2025.

Standard Premium Finance Holdings (SPFX) Gross Margin (2020 - 2026) Analysis & Trends

Standard Premium Finance Holdings has disclosed Gross Margin across 7 years of filings, most recently posting 94.04% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 94.04%, up 137.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 92.92% (up 19.0% YoY), and the FY2025 annual result was 92.57%, up 28.0% from the prior year.
  • Gross Margin came in at 94.04% for Q1 2026 at Standard Premium Finance Holdings, up from 92.83% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 94.04% in Q1 2026 to a low of 87.94% in Q2 2022.
  • The 5-year median for Gross Margin is 92.55% (2024), against an average of 91.6%.
  • Across the five-year window, Gross Margin sank 125 bps in 2022 and jumped 498 bps in 2023, its largest moves.
  • Standard Premium Finance Holdings' Gross Margin stood at 90.55% in 2022, then advanced by 3 bps to 93.0% in 2023, then dropped by 0 bps to 92.55% in 2024, then gained by 0 bps to 92.83% in 2025, then advanced by 1 bps to 94.04% in 2026.
  • The last three Gross Margin figures came in at 94.04% (Q1 2026), 92.83% (Q4 2025), and 92.99% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 Standard Premium Finance Holdings - - 3.12 Mn 94.04%

Historic Data

Download Data
DateValue
Mar 31, 2026 94.04%
Dec 31, 2025 92.83%
Sep 30, 2025 92.99%
Jun 30, 2025 91.78%
Mar 31, 2025 92.66%
Dec 31, 2024 92.55%
Sep 30, 2024 92.70%
Jun 30, 2024 93.01%
Mar 31, 2024 90.78%
Dec 31, 2023 93.00%
Sep 30, 2023 90.87%
Jun 30, 2023 92.93%
Mar 31, 2023 90.35%
Dec 31, 2022 90.55%
Sep 30, 2022 89.40%
Jun 30, 2022 87.94%
Mar 31, 2022 88.81%
Dec 31, 2021 89.60%
Sep 30, 2021 89.35%
Jun 30, 2021 89.19%