Standard Premium Finance Holdings (SPFX) Gross Margin (2020 - 2026)
Standard Premium Finance Holdings (SPFX) posted Gross Margin of 94.04% for Q1 2026, up 1.31% sequentially from 92.83% in Q4 2025, and up 137.0% YoY from 39.68% in Q1 2025.
Standard Premium Finance Holdings (SPFX) Gross Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings (SPFX) has 7 years of Gross Margin data on file, last reported at 94.04% in Q1 2026.
- Quarterly Gross Margin rose 137.0% year-over-year to 94.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 92.92% (up 19.0% YoY) and the FY2025 annual result came in at 92.57%, up 28.0% from the prior year.
- Gross Margin advanced to 94.04% in Q1 2026 per SPFX's latest filing, from 92.83% in the prior quarter.
- The five-year high for Gross Margin was 94.04% in Q1 2026, with the low at 87.94% in Q2 2022.
- Average Gross Margin over 5 years is 91.6%, with a median of 92.55% recorded in 2024.
- Year-over-year, Gross Margin tumbled 125 bps in 2022 and surged 498 bps in 2023.
- Standard Premium Finance Holdings' Gross Margin stood at 90.55% in 2022, then increased by 3 bps to 93.0% in 2023, then retreated by 0 bps to 92.55% in 2024, then grew by 0 bps to 92.83% in 2025, then increased by 1 bps to 94.04% in 2026.
- Business Quant data shows SPFX's Gross Margin at 94.04% in Q1 2026, 92.83% in Q4 2025, and 92.99% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | Standard Premium Finance Holdings | 9.30 Mn | 9.29 Mn | 3.12 Mn | 94.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 94.04% |
| Dec 31, 2025 | 92.83% |
| Sep 30, 2025 | 92.99% |
| Jun 30, 2025 | 91.78% |
| Mar 31, 2025 | 92.66% |
| Dec 31, 2024 | 92.55% |
| Sep 30, 2024 | 92.70% |
| Jun 30, 2024 | 93.01% |
| Mar 31, 2024 | 90.78% |
| Dec 31, 2023 | 93.00% |
| Sep 30, 2023 | 90.87% |
| Jun 30, 2023 | 92.93% |
| Mar 31, 2023 | 90.35% |
| Dec 31, 2022 | 90.55% |
| Sep 30, 2022 | 89.40% |
| Jun 30, 2022 | 87.94% |
| Mar 31, 2022 | 88.81% |
| Dec 31, 2021 | 89.60% |
| Sep 30, 2021 | 89.35% |
| Jun 30, 2021 | 89.19% |