Standard Premium Finance Holdings (SPFX) Gross Margin (2020 - 2026)
Standard Premium Finance Holdings' (SPFX) quarterly Gross Margin came in at 94.04% in Q1 2026, up 137.0% year-on-year from 39.68% in Q1 2025, and up 1.31% quarter-over-quarter from 92.83% in Q4 2025.
Standard Premium Finance Holdings (SPFX) Gross Margin (2020 - 2026) Analysis & Trends
Standard Premium Finance Holdings has disclosed Gross Margin across 7 years of filings, most recently posting 94.04% for Q1 2026.
- Gross Margin for Q1 2026 came in at 94.04%, up 137.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 92.92% (up 19.0% YoY), and the FY2025 annual result was 92.57%, up 28.0% from the prior year.
- Gross Margin came in at 94.04% for Q1 2026 at Standard Premium Finance Holdings, up from 92.83% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 94.04% in Q1 2026 to a low of 87.94% in Q2 2022.
- The 5-year median for Gross Margin is 92.55% (2024), against an average of 91.6%.
- Across the five-year window, Gross Margin sank 125 bps in 2022 and jumped 498 bps in 2023, its largest moves.
- Standard Premium Finance Holdings' Gross Margin stood at 90.55% in 2022, then advanced by 3 bps to 93.0% in 2023, then dropped by 0 bps to 92.55% in 2024, then gained by 0 bps to 92.83% in 2025, then advanced by 1 bps to 94.04% in 2026.
- The last three Gross Margin figures came in at 94.04% (Q1 2026), 92.83% (Q4 2025), and 92.99% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 92.17% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 93.80% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 78.22% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 84.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 94.24% |
| 10 | Standard Premium Finance Holdings | - | - | 3.12 Mn | 94.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 94.04% |
| Dec 31, 2025 | 92.83% |
| Sep 30, 2025 | 92.99% |
| Jun 30, 2025 | 91.78% |
| Mar 31, 2025 | 92.66% |
| Dec 31, 2024 | 92.55% |
| Sep 30, 2024 | 92.70% |
| Jun 30, 2024 | 93.01% |
| Mar 31, 2024 | 90.78% |
| Dec 31, 2023 | 93.00% |
| Sep 30, 2023 | 90.87% |
| Jun 30, 2023 | 92.93% |
| Mar 31, 2023 | 90.35% |
| Dec 31, 2022 | 90.55% |
| Sep 30, 2022 | 89.40% |
| Jun 30, 2022 | 87.94% |
| Mar 31, 2022 | 88.81% |
| Dec 31, 2021 | 89.60% |
| Sep 30, 2021 | 89.35% |
| Jun 30, 2021 | 89.19% |