SoFi Technologies (SOFI) Return on Sales [ROS] (2020 - 2026)
SoFi Technologies (SOFI) reported Return on Sales [ROS] of 1.47% for Q2 2026, up 4.77 percentage points from -3.30% a year earlier but down 1.92 percentage points from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Return on Sales [ROS] (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, SoFi Technologies' Return on Sales [ROS] came in at 1.87%, up 8.20 percentage points year-over-year; for FY2025, it came in at -1.46%, up 5.89 percentage points from FY2024.
- Return on Sales [ROS] has increased for four consecutive years, with a five-year change of +23.81 percentage points (FY2020 to FY2025).
- By year, Return on Sales [ROS] came in at -7.35% in FY2024 (+22.15 pp), -29.50% in FY2023 (+7.21 pp), -36.71% in FY2022 (+1.71 pp) and -38.42% in FY2021 (-13.15 pp).
- Five-year quarterly Return on Sales [ROS] spans a low of -31.95% in Q4 2021 and a high of 26.01% in Q2 2023.
- Year over year, Return on Sales [ROS] has now increased in each of the last five quarters, with an average year-over-year change of +3.68 percentage points over the last eight quarters.
- The high point for year-over-year Return on Sales [ROS] in five years was Q1 2023 (a gain of 47.14 percentage points); the low point was Q2 2024 (a drop of 39.83 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 3.39% (Q1 2026), 2.84% (Q4 2025) and -0.38% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | 91.99% |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | 89.38% |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | 48.15% |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | 138.04% |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 95.47% |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | 139.33% |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | 84.54% |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | 51.45% |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 32.15% |
| 10 | SoFi Technologies | 20.95 Bn | 6.68 Bn | 1.18 Bn | 8.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.87% |
| Jun 30, 2026 | 1.47% |
| Mar 31, 2026 | 3.39% |
| Dec 31, 2025 | 2.84% |
| Sep 30, 2025 | -0.38% |
| Jun 30, 2025 | -3.30% |
| Mar 31, 2025 | -6.49% |
| Dec 31, 2024 | -8.36% |
| Sep 30, 2024 | -7.72% |
| Jun 30, 2024 | -13.82% |
| Mar 31, 2024 | 0.21% |
| Dec 31, 2023 | 0.35% |
| Sep 30, 2023 | -8.86% |
| Jun 30, 2023 | 26.01% |
| Mar 31, 2023 | 21.07% |
| Dec 31, 2022 | -14.28% |
| Sep 30, 2022 | -8.08% |
| Jun 30, 2022 | -19.01% |
| Mar 31, 2022 | -26.07% |
| Dec 31, 2021 | -31.95% |
API Access
SoFi Technologies Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();