SoFi Technologies (SOFI) Return on Equity [ROE] (2021 - 2026)
SoFi Technologies (SOFI) recorded Return on Equity [ROE] of 5.81% in Q2 2026, down 2.48 percentage points from 8.30% a year earlier but up 0.40 percentage points from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Return on Equity [ROE] (2021 - 2026) Analysis & Trends
For FY2025, SoFi Technologies reported Return on Equity [ROE] of 5.66%, down 2.82 percentage points from FY2024.
- Annual Return on Equity [ROE] has a four-year change of +28.39 percentage points (FY2021 to FY2025).
- Across earlier years, Return on Equity [ROE] came in at 8.48% in FY2024 (+14.24 pp), -5.76% in FY2023 (+0.93 pp), -6.69% in FY2022 (+16.05 pp) and -22.73% in FY2021.
- Quarterly Return on Equity [ROE] has ranged from -11.22% in Q4 2021 to 8.30% in Q2 2025 over the past five years.
- On a year-over-year basis, Return on Equity [ROE] has declined for three consecutive quarters, with an average year-over-year change of +5.37 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Equity [ROE] in the last five years was a gain of 17.25 percentage points in Q2 2022, against a drop of 2.89 percentage points in Q4 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 5.42% (Q1 2026), 5.00% (Q4 2025) and 8.19% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 17.62% |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | - |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 11.19% |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 17.50% |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 15.89% |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 12.68% |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 17.08% |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 12.67% |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 5.81% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.81% |
| Mar 31, 2026 | 5.42% |
| Dec 31, 2025 | 5.00% |
| Sep 30, 2025 | 8.19% |
| Jun 30, 2025 | 8.30% |
| Mar 31, 2025 | 7.30% |
| Dec 31, 2024 | 7.89% |
| Sep 30, 2024 | 3.56% |
| Jun 30, 2024 | -1.93% |
| Mar 31, 2024 | -3.22% |
| Dec 31, 2023 | -5.85% |
| Sep 30, 2023 | -7.54% |
| Jun 30, 2023 | -3.74% |
| Mar 31, 2023 | -4.68% |
| Dec 31, 2022 | -6.17% |
| Sep 30, 2022 | -7.55% |
| Jun 30, 2022 | -6.68% |
| Mar 31, 2022 | -8.69% |
| Dec 31, 2021 | -11.22% |
| Sep 30, 2021 | -10.77% |
API Access
SoFi Technologies Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();