SoFi Technologies (SOFI) Loans Held for Sale (2021 - 2026)
SoFi Technologies (SOFI) recorded Loans Held for Sale of $29.74 billion in Q2 2026, up 48.2% from $20.06 billion a year earlier and up 16.8% from the prior quarter.
SoFi Technologies (SOFI) Loans Held for Sale (2021 - 2026) Analysis & Trends
At the end of FY2025, SoFi Technologies reported Loans Held for Sale of $22.86 billion, up 29.3% from FY2024.
- Annual Loans Held for Sale has increased for four straight years, with a four-year compound annual growth rate of 40.0% (FY2021 to FY2025).
- Across earlier years, Loans Held for Sale came in at $17.68 billion in FY2024 (+14.9%), $15.4 billion in FY2023 (+13.6%), $13.56 billion in FY2022 (+127.7%) and $5.95 billion in FY2021.
- The Q2 2026 figure is the highest quarterly Loans Held for Sale in data going back to Q4 2021.
- On a year-over-year basis, Loans Held for Sale has increased for seven consecutive quarters, with growth averaging 23.2% over the last eight quarters.
- Peak year-over-year performance for Loans Held for Sale in the last five years was growth of 127.7% in Q4 2022, against a decline of 17.5% in Q3 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at $25.45 billion (Q1 2026), $22.86 billion (Q4 2025) and $21.59 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans Held for Sale (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 896.53 Bn | 896.53 Bn | - | - |
| 2 | Bank Of America | 354.20 Bn | -2,021.91 Bn | - | - |
| 3 | Hsbc Holdings | 303.54 Bn | -1,800.05 Bn | - | - |
| 4 | Royal Bank Of Canada | 283.29 Bn | -546.75 Bn | - | - |
| 5 | Morgan Stanley | 281.19 Bn | -262.84 Bn | - | 16.51 Bn |
| 6 | Goldman Sachs | 256.26 Bn | -3,487.19 Bn | - | - |
| 7 | Wells Fargo & Company | 253.33 Bn | 253.33 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 238.77 Bn | -102.62 Bn | 10.89 Bn | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | - |
| 10 | SoFi Technologies | 20.95 Bn | 6.68 Bn | 1.18 Bn | 34.01 Bn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 34.01 Bn |
| Jun 30, 2026 | 29.74 Bn |
| Mar 31, 2026 | 25.45 Bn |
| Dec 31, 2025 | 22.86 Bn |
| Sep 30, 2025 | 21.59 Bn |
| Jun 30, 2025 | 20.06 Bn |
| Mar 31, 2025 | 18.23 Bn |
| Dec 31, 2024 | 17.68 Bn |
| Sep 30, 2024 | 17.32 Bn |
| Jun 30, 2024 | 15.89 Bn |
| Mar 31, 2024 | 15.12 Bn |
| Dec 31, 2023 | 15.40 Bn |
| Sep 30, 2023 | 20.99 Bn |
| Jun 30, 2023 | 18.21 Bn |
| Mar 31, 2023 | 15.86 Bn |
| Dec 31, 2022 | 13.56 Bn |
| Dec 31, 2021 | 5.95 Bn |
SoFi Technologies Loans Held for Sale API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-held-for-sale&ticker=SOFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-held-for-sale", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-held-for-sale&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();